Train
Test
12180
ROWS
4702
0
DUPLICATES
0
6.5 MB
RAM
2.5 MB
74
FEATURES
74
15
CATEGORICAL
15
59
NUMERICAL
59
0
TEXT
0
2.1.3
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Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
1
loan_amnt
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
834
(7%)
581
(12%)
ZEROES:
---
---
MAX
40,000
40,000
95%
38,502
37,225
Q3
25,000
24,000
AVG
17,400
16,984
MEDIAN
15,000
15,000
Q1
10,000
9,512
5%
4,000
3,600
MIN
1,000
1,000
RANGE
39,000
39,000
IQR
15,000
14,488
STD
10,238
10,123
VAR
104.8M
102.5M
KURT.
-0.552
-0.479
SKEW
0.618
0.621
SUM
211.9M
79.9M
2
int_rate
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
52
(<1%)
21
(<1%)
ZEROES:
---
---
MAX
0.308
0.288
95%
0.231
0.257
Q3
0.177
0.186
AVG
0.141
0.147
MEDIAN
0.131
0.143
Q1
0.103
0.103
5%
0.070
0.070
MIN
0.060
0.065
RANGE
0.248
0.223
IQR
0.074
0.083
STD
0.053
0.058
VAR
0.003
0.003
KURT.
-0.103
-0.521
SKEW
0.611
0.542
SUM
1,716
693
3
installment
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
4,351
(36%)
2,196
(47%)
ZEROES:
---
---
MAX
1,672
1,604
95%
1,107
1,079
Q3
682
685
AVG
509
504
MEDIAN
439
444
Q1
287
281
5%
136
123
MIN
31
31
RANGE
1,641
1,573
IQR
395
404
STD
295
293
VAR
86,800
85,990
KURT.
0.095
-0.036
SKEW
0.833
0.761
SUM
6.2M
2.4M
4
annual_inc
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
1,629
(13%)
803
(17%)
ZEROES:
---
---
MAX
9.7M
1.1M
95%
0.2M
0.2M
Q3
0.1M
0.1M
AVG
0.1M
0.1M
MEDIAN
0.1M
0.1M
Q1
0.1M
0.1M
5%
0.0M
0.0M
MIN
0.0M
0.0M
RANGE
9.7M
1.1M
IQR
53,585
53,000
STD
168k
58,023
VAR
28.4B
3.4B
KURT.
2,328
45.9
SKEW
44.6
4.38
SUM
1.1B
408.0M
5
dti
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
3,759
(31%)
2,572
(55%)
ZEROES:
---
---
MAX
999
999
95%
38
38
Q3
27
28
AVG
23
23
MEDIAN
20
21
Q1
14
15
5%
8
8
MIN
0
1
RANGE
999
998
IQR
12.8
13.1
STD
23.9
21.2
VAR
571
448
KURT.
848
1,005
SKEW
24.3
24.5
SUM
275k
108k
6
delinq_2yrs
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
15
(<1%)
9
(<1%)
ZEROES:
10,234
(84%)
4,061
(86%)
MAX
15.0
8.0
95%
1.0
1.0
Q3
0.0
0.0
AVG
0.3
0.2
MEDIAN
0.0
0.0
Q1
0.0
0.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
15.0
8.00
IQR
0.00
0.00
STD
0.803
0.634
VAR
0.645
0.402
KURT.
64.7
28.8
SKEW
6.35
4.62
SUM
3,130
966
7
inq_last_6mths
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
6
(<1%)
6
(<1%)
8
open_acc
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
52
(<1%)
47
(<1%)
ZEROES:
---
---
MAX
65.0
53.0
95%
24.0
24.0
Q3
16.0
16.0
AVG
12.7
12.7
MEDIAN
11.0
12.0
Q1
8.0
8.0
5%
5.0
5.0
MIN
2.0
2.0
RANGE
63.0
51.0
IQR
8.00
8.00
STD
6.15
6.05
VAR
37.9
36.6
KURT.
3.80
3.36
SKEW
1.43
1.36
SUM
154k
59,762
9
pub_rec
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
5
(<1%)
3
(<1%)
10
revol_bal
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
10,234
(84%)
4,411
(94%)
ZEROES:
57
(<1%)
20
(<1%)
MAX
506k
513k
95%
50k
53k
Q3
22k
22k
AVG
18k
19k
MEDIAN
12k
13k
Q1
6k
7k
5%
2k
2k
MIN
0k
0k
RANGE
506k
513k
IQR
15,194
15,837
STD
22,602
22,489
VAR
510.9M
505.7M
KURT.
94.3
74.4
SKEW
7.20
5.99
SUM
214.3M
87.3M
11
total_acc
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
93
(<1%)
81
(2%)
ZEROES:
---
---
MAX
117
129
95%
48
48
Q3
31
31
AVG
24
25
MEDIAN
22
22
Q1
15
16
5%
9
9
MIN
3
3
RANGE
114
126
IQR
16.0
15.0
STD
12.6
12.4
VAR
158
154
KURT.
2.37
3.04
SKEW
1.21
1.23
SUM
297k
115k
12
out_prncp
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
11,525
(95%)
3,138
(67%)
ZEROES:
23
(<1%)
1,435
(31%)
MAX
40,000
39,551
95%
30,506
29,714
Q3
19,081
16,120
AVG
13,432
9,859
MEDIAN
11,563
7,650
Q1
6,379
0
5%
2,402
0
MIN
0
0
RANGE
40,000
39,551
IQR
12,702
16,120
STD
8,785
9,907
VAR
77.2M
98.2M
KURT.
-0.167
-0.251
SKEW
0.752
0.831
SUM
163.6M
46.4M
13
total_pymnt
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
11,071
(91%)
4,397
(94%)
ZEROES:
124
(1%)
54
(1%)
MAX
41,994
46,275
95%
16,163
13,434
Q3
8,881
6,240
AVG
6,382
4,951
MEDIAN
5,381
3,582
Q1
2,697
1,956
5%
445
563
MIN
0
0
RANGE
41,994
46,275
IQR
6,184
4,284
STD
4,964
5,088
VAR
24.6M
25.9M
KURT.
2.35
15.1
SKEW
1.27
3.24
SUM
77.7M
23.3M
14
total_rec_prncp
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
11,444
(94%)
4,171
(89%)
ZEROES:
127
(1%)
130
(3%)
MAX
35,000
40,000
95%
11,174
11,239
Q3
5,285
3,837
AVG
3,968
3,321
MEDIAN
3,022
1,923
Q1
1,462
834
5%
255
156
MIN
0
0
RANGE
35,000
40,000
IQR
3,823
3,003
STD
3,676
4,733
VAR
13.5M
22.4M
KURT.
6.74
19.5
SKEW
2.07
3.88
SUM
48.3M
15.6M
15
total_rec_int
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
11,632
(96%)
4,505
(96%)
ZEROES:
127
(1%)
84
(2%)
MAX
15,963
10,032
95%
6,625
4,145
Q3
3,475
2,136
AVG
2,413
1,521
MEDIAN
1,878
1,179
Q1
779
543
5%
127
133
MIN
0
0
RANGE
15,963
10,032
IQR
2,696
1,593
STD
2,096
1,290
VAR
4.4M
1.7M
KURT.
1.95
2.46
SKEW
1.30
1.43
SUM
29.4M
7.2M
16
total_rec_late_fee
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
355
(3%)
16
(<1%)
ZEROES:
11,660
(96%)
4,686
(>99%)
MAX
337
65
95%
0
0
Q3
0
0
AVG
2
0
MEDIAN
0
0
Q1
0
0
5%
0
0
MIN
0
0
RANGE
337
64.9
IQR
0.00
0.00
STD
12.6
2.02
VAR
159
4.07
KURT.
184
593
SKEW
11.5
23.0
SUM
23,157
492
17
last_pymnt_amnt
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
4,548
(37%)
2,144
(46%)
ZEROES:
2,338
(19%)
1,321
(28%)
MAX
28,090
40,367
95%
1,082
6,436
Q3
592
618
AVG
439
1,240
MEDIAN
337
306
Q1
139
0
5%
0
0
MIN
-1,261
-1,021
RANGE
29,351
41,388
IQR
452
618
STD
829
4,099
VAR
688k
16.8M
KURT.
479
33.4
SKEW
18.5
5.48
SUM
5.3M
5.8M
18
collections_12_mths_ex_med
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
4
(<1%)
4
(<1%)
19
acc_now_delinq
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
2
(<1%)
2
(<1%)
20
tot_coll_amt
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
1,084
(9%)
500
(11%)
ZEROES:
10,355
(85%)
4,066
(86%)
MAX
67,196
28,787
95%
813
689
Q3
0
0
AVG
185
176
MEDIAN
0
0
Q1
0
0
5%
0
0
MIN
0
0
RANGE
67,196
28,787
IQR
0.00
0.00
STD
1,324
1,047
VAR
1.8M
1.1M
KURT.
1,028
220
SKEW
26.2
12.4
SUM
2.3M
829k
21
tot_cur_bal
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
11,879
(98%)
4,661
(>99%)
ZEROES:
---
---
MAX
2.9M
2.6M
95%
0.5M
0.5M
Q3
0.2M
0.2M
AVG
0.2M
0.2M
MEDIAN
0.1M
0.1M
Q1
0.0M
0.0M
5%
0.0M
0.0M
MIN
0.0M
0.0M
RANGE
2.9M
2.6M
IQR
198k
190k
STD
172k
171k
VAR
29.5B
29.4B
KURT.
12.3
20.2
SKEW
2.41
2.92
SUM
1.9B
710.4M
22
open_acc_6m
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
11
(<1%)
11
(<1%)
ZEROES:
4,926
(40%)
1,685
(36%)
MAX
10.0
12.0
95%
3.0
4.0
Q3
2.0
2.0
AVG
1.1
1.2
MEDIAN
1.0
1.0
Q1
0.0
0.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
10.0
12.0
IQR
2.00
2.00
STD
1.21
1.32
VAR
1.46
1.75
KURT.
3.39
3.60
SKEW
1.55
1.52
SUM
12,813
5,730
23
open_act_il
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
35
(<1%)
26
(<1%)
ZEROES:
30
(<1%)
12
(<1%)
MAX
53.0
36.0
95%
9.0
9.0
Q3
4.0
4.0
AVG
3.3
3.3
MEDIAN
2.0
3.0
Q1
2.0
2.0
5%
1.0
1.0
MIN
0.0
0.0
RANGE
53.0
36.0
IQR
2.00
2.00
STD
3.10
2.89
VAR
9.58
8.34
KURT.
20.1
14.6
SKEW
3.43
3.11
SUM
40,794
15,464
24
open_il_12m
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
7
(<1%)
10
(<1%)
25
open_il_24m
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
15
(<1%)
16
(<1%)
ZEROES:
1,537
(13%)
489
(10%)
MAX
14.0
16.0
95%
5.0
5.0
Q3
3.0
3.0
MEDIAN
2.0
2.0
AVG
2.0
2.1
Q1
1.0
1.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
14.0
16.0
IQR
2.00
2.00
STD
1.60
1.63
VAR
2.56
2.65
KURT.
4.09
5.20
SKEW
1.56
1.64
SUM
24,089
9,825
26
mths_since_rcnt_il
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
129
(1%)
101
(2%)
ZEROES:
9
(<1%)
3
(<1%)
MAX
192
326
95%
37
34
Q3
18
16
AVG
14
13
MEDIAN
11
10
Q1
6
5
5%
2
2
MIN
0
0
RANGE
192
326
IQR
12.0
11.0
STD
13.6
14.9
VAR
184
221
KURT.
30.1
88.6
SKEW
4.04
6.90
SUM
171k
61,899
27
total_bal_il
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
11,337
(93%)
4,581
(97%)
ZEROES:
---
---
MAX
904k
896k
95%
131k
124k
Q3
55k
57k
AVG
44k
44k
MEDIAN
29k
29k
Q1
15k
15k
5%
4k
4k
MIN
0k
0k
RANGE
904k
896k
IQR
40,308
41,593
STD
51,222
48,447
VAR
2.6B
2.3B
KURT.
30.5
41.6
SKEW
4.11
4.45
SUM
539.9M
205.0M
28
il_util
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
165
(1%)
148
(3%)
ZEROES:
1
(<1%)
---
MAX
263
221
95%
100
100
Q3
85
86
MEDIAN
72
73
AVG
70
71
Q1
57
58
5%
31
32
MIN
0
2
RANGE
263
219
IQR
28.0
28.0
STD
22.2
21.8
VAR
492
476
KURT.
1.21
1.51
SKEW
-0.177
-0.208
SUM
858k
336k
29
open_rv_12m
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
16
(<1%)
14
(<1%)
ZEROES:
4,355
(36%)
1,580
(34%)
MAX
17.0
13.0
95%
4.0
4.0
Q3
2.0
2.0
AVG
1.4
1.4
MEDIAN
1.0
1.0
Q1
0.0
0.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
17.0
13.0
IQR
2.00
2.00
STD
1.57
1.60
VAR
2.46
2.56
KURT.
6.90
5.86
SKEW
1.98
1.92
SUM
16,485
6,638
30
open_rv_24m
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
28
(<1%)
22
(<1%)
ZEROES:
1,921
(16%)
740
(16%)
MAX
28.0
21.0
95%
8.0
8.0
Q3
4.0
4.0
AVG
2.8
2.8
MEDIAN
2.0
2.0
Q1
1.0
1.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
28.0
21.0
IQR
3.00
3.00
STD
2.67
2.62
VAR
7.14
6.87
KURT.
7.51
5.03
SKEW
2.01
1.76
SUM
33,963
13,148
31
max_bal_bc
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
8,000
(66%)
3,928
(84%)
ZEROES:
180
(1%)
63
(1%)
MAX
70,024
180,746
95%
16,825
17,599
Q3
8,102
8,519
AVG
6,101
6,492
MEDIAN
4,707
4,911
Q1
2,442
2,554
5%
529
522
MIN
0
0
RANGE
70,024
181k
IQR
5,660
5,965
STD
5,378
6,389
VAR
28.9M
40.8M
KURT.
8.69
126
SKEW
2.15
6.27
SUM
74.3M
30.5M
32
all_util
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
128
(1%)
119
(3%)
ZEROES:
---
---
MAX
183
185
95%
87
87
Q3
70
71
MEDIAN
58
58
AVG
58
58
Q1
45
45
5%
28
27
MIN
4
1
RANGE
179
184
IQR
25.0
26.0
STD
18.3
18.6
VAR
334
345
KURT.
0.359
0.502
SKEW
0.101
0.128
SUM
703k
272k
33
total_rev_hi_lim
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
1,474
(12%)
1,158
(25%)
ZEROES:
---
---
MAX
1.5M
0.6M
95%
0.1M
0.1M
Q3
0.1M
0.1M
AVG
0.0M
0.0M
MEDIAN
0.0M
0.0M
Q1
0.0M
0.0M
5%
0.0M
0.0M
MIN
0.0M
0.0M
RANGE
1.5M
564k
IQR
33,700
35,675
STD
39,151
37,672
VAR
1.5B
1.4B
KURT.
184
17.8
SKEW
7.41
2.99
SUM
493.1M
201.6M
34
inq_fi
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
18
(<1%)
15
(<1%)
ZEROES:
3,563
(29%)
1,173
(25%)
MAX
18.0
16.0
95%
5.0
4.0
Q3
2.0
2.0
AVG
1.5
1.5
MEDIAN
1.0
1.0
Q1
0.0
1.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
18.0
16.0
IQR
2.00
1.00
STD
1.60
1.54
VAR
2.56
2.38
KURT.
8.77
7.12
SKEW
2.20
2.01
SUM
17,687
7,115
35
total_cu_tl
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
34
(<1%)
28
(<1%)
ZEROES:
6,065
(50%)
2,384
(51%)
MAX
44.0
36.0
95%
7.0
7.0
Q3
2.0
2.0
AVG
1.7
1.7
MEDIAN
1.0
0.0
Q1
0.0
0.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
44.0
36.0
IQR
2.00
2.00
STD
2.94
2.94
VAR
8.63
8.62
KURT.
20.7
19.6
SKEW
3.49
3.50
SUM
20,698
7,853
36
inq_last_12m
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
26
(<1%)
21
(<1%)
ZEROES:
2,414
(20%)
719
(15%)
MAX
40.0
25.0
95%
7.0
7.0
Q3
3.0
3.0
AVG
2.3
2.5
MEDIAN
2.0
2.0
Q1
1.0
1.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
40.0
25.0
IQR
2.00
2.00
STD
2.49
2.43
VAR
6.18
5.89
KURT.
13.0
7.61
SKEW
2.47
2.15
SUM
28,365
11,566
37
acc_open_past_24mths
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
31
(<1%)
26
(<1%)
ZEROES:
185
(2%)
49
(1%)
MAX
32.0
32.0
95%
11.0
12.0
Q3
7.0
7.0
AVG
5.1
5.2
MEDIAN
4.0
5.0
Q1
3.0
3.0
5%
1.0
1.0
MIN
0.0
0.0
RANGE
32.0
32.0
IQR
4.00
4.00
STD
3.33
3.34
VAR
11.1
11.1
KURT.
4.56
3.13
SKEW
1.53
1.35
SUM
61,541
24,340
38
avg_cur_bal
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
9,396
(77%)
4,224
(90%)
ZEROES:
---
---
MAX
280k
199k
95%
42k
41k
Q3
18k
17k
AVG
13k
13k
MEDIAN
7k
7k
Q1
3k
3k
5%
1k
1k
MIN
0k
0k
RANGE
280k
199k
IQR
15,050
14,171
STD
15,129
15,441
VAR
228.9M
238.4M
KURT.
19.7
22.4
SKEW
2.98
3.45
SUM
161.3M
60.5M
39
bc_open_to_buy
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
9,846
(81%)
4,290
(91%)
ZEROES:
118
(<1%)
44
(<1%)
MAX
278k
206k
95%
52k
57k
Q3
21k
23k
AVG
15k
17k
MEDIAN
9k
10k
Q1
3k
4k
5%
0k
0k
MIN
0k
0k
RANGE
278k
206k
IQR
17,485
19,521
STD
18,751
20,529
VAR
351.6M
421.4M
KURT.
12.9
10.8
SKEW
2.78
2.66
SUM
187.5M
80.0M
40
bc_util
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
1,048
(9%)
1,013
(22%)
ZEROES:
193
(2%)
70
(1%)
MAX
137
120
95%
96
96
Q3
74
73
AVG
50
50
MEDIAN
49
48
Q1
28
27
5%
5
5
MIN
0
0
RANGE
137
120
IQR
45.7
46.1
STD
28.0
28.3
VAR
786
799
KURT.
-1.03
-1.04
SKEW
0.039
0.096
SUM
614k
234k
41
chargeoff_within_12_mths
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
3
(<1%)
4
(<1%)
42
mo_sin_old_il_acct
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
350
(3%)
311
(7%)
ZEROES:
1
(<1%)
---
MAX
477
572
95%
220
220
Q3
159
160
MEDIAN
130
126
AVG
124
122
Q1
81
77
5%
24
24
MIN
0
2
RANGE
477
570
IQR
78.0
83.0
STD
59.8
60.4
VAR
3,571
3,654
KURT.
0.796
1.46
SKEW
0.359
0.484
SUM
1.5M
574k
43
mo_sin_old_rev_tl_op
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
544
(4%)
469
(10%)
ZEROES:
---
---
MAX
696
722
95%
358
357
Q3
212
207
AVG
164
162
MEDIAN
148
147
Q1
90
89
5%
45
48
MIN
4
7
RANGE
692
715
IQR
122
118
STD
97.4
97.3
VAR
9,485
9,467
KURT.
1.74
2.41
SKEW
1.18
1.33
SUM
2.0M
761k
44
mo_sin_rcnt_rev_tl_op
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
138
(1%)
110
(2%)
ZEROES:
207
(2%)
88
(2%)
MAX
222
191
95%
45
44
Q3
17
17
AVG
14
13
MEDIAN
8
7
Q1
4
3
5%
1
1
MIN
0
0
RANGE
222
191
IQR
13.0
14.0
STD
16.5
16.4
VAR
273
269
KURT.
17.9
18.8
SKEW
3.30
3.38
SUM
167k
61,949
45
mo_sin_rcnt_tl
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
53
(<1%)
42
(<1%)
ZEROES:
216
(2%)
91
(2%)
MAX
86.0
64.0
95%
18.0
18.0
Q3
9.0
8.0
AVG
6.9
6.3
MEDIAN
5.0
5.0
Q1
3.0
3.0
5%
1.0
1.0
MIN
0.0
0.0
RANGE
86.0
64.0
IQR
6.00
5.00
STD
6.03
5.59
VAR
36.4
31.2
KURT.
9.38
8.38
SKEW
2.15
2.13
SUM
84,184
29,826
46
mort_acc
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
16
(<1%)
12
(<1%)
ZEROES:
5,743
(47%)
2,320
(49%)
MAX
20.0
12.0
95%
5.0
5.0
Q3
2.0
2.0
AVG
1.3
1.3
MEDIAN
1.0
1.0
Q1
0.0
0.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
20.0
12.0
IQR
2.00
2.00
STD
1.68
1.70
VAR
2.81
2.90
KURT.
4.37
3.08
SKEW
1.68
1.63
SUM
15,764
5,977
47
mths_since_recent_bc
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
226
(2%)
176
(4%)
ZEROES:
93
(<1%)
45
(<1%)
MAX
416
499
95%
74
70
Q3
29
27
AVG
23
22
MEDIAN
13
11
Q1
6
5
5%
2
2
MIN
0
0
RANGE
416
499
IQR
23.0
22.0
STD
29.9
31.3
VAR
896
980
KURT.
25.1
42.1
SKEW
3.92
4.95
SUM
278k
102k
48
mths_since_recent_inq
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
25
(<1%)
25
(<1%)
ZEROES:
940
(8%)
345
(7%)
MAX
24.0
24.0
95%
19.0
18.9
Q3
11.0
9.8
AVG
7.2
6.5
MEDIAN
6.0
5.0
Q1
2.0
2.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
24.0
24.0
IQR
9.00
7.75
STD
5.96
5.58
VAR
35.5
31.2
KURT.
-0.142
0.446
SKEW
0.843
1.06
SUM
87,863
30,613
49
num_accts_ever_120_pd
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
22
(<1%)
17
(<1%)
ZEROES:
9,392
(77%)
3,767
(80%)
MAX
28.0
18.0
95%
3.0
3.0
Q3
0.0
0.0
AVG
0.5
0.5
MEDIAN
0.0
0.0
Q1
0.0
0.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
28.0
18.0
IQR
0.00
0.00
STD
1.46
1.35
VAR
2.14
1.81
KURT.
45.5
39.1
SKEW
5.36
5.31
SUM
6,406
2,125
50
num_actv_bc_tl
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
25
(<1%)
21
(<1%)
ZEROES:
181
(1%)
66
(1%)
MAX
29.0
23.0
95%
9.0
9.0
Q3
5.0
5.0
AVG
4.0
4.1
MEDIAN
3.0
4.0
Q1
2.0
2.0
5%
1.0
1.0
MIN
0.0
0.0
RANGE
29.0
23.0
IQR
3.00
3.00
STD
2.56
2.61
VAR
6.53
6.82
KURT.
4.72
3.30
SKEW
1.55
1.39
SUM
48,533
19,351
51
num_actv_rev_tl
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
33
(<1%)
32
(<1%)
ZEROES:
58
(<1%)
22
(<1%)
MAX
42.0
35.0
95%
13.0
12.0
Q3
8.0
8.0
AVG
5.8
5.9
MEDIAN
5.0
5.0
Q1
3.0
3.0
5%
2.0
2.0
MIN
0.0
0.0
RANGE
42.0
35.0
IQR
5.00
5.00
STD
3.53
3.60
VAR
12.4
13.0
KURT.
4.48
5.97
SKEW
1.51
1.72
SUM
71,225
27,575
52
num_bc_sats
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
31
(<1%)
28
(<1%)
ZEROES:
---
---
MAX
33.0
29.0
95%
11.0
12.0
Q3
7.0
7.0
AVG
5.3
5.5
MEDIAN
5.0
5.0
Q1
3.0
3.0
5%
1.0
1.0
MIN
1.0
1.0
RANGE
32.0
28.0
IQR
4.00
4.00
STD
3.30
3.40
VAR
10.9
11.5
KURT.
4.49
3.91
SKEW
1.60
1.49
SUM
64,146
26,095
53
num_bc_tl
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
40
(<1%)
35
(<1%)
ZEROES:
---
---
MAX
51.0
45.0
95%
16.0
17.0
Q3
9.0
10.0
AVG
7.3
7.8
MEDIAN
6.0
7.0
Q1
4.0
4.0
5%
2.0
2.0
MIN
1.0
1.0
RANGE
50.0
44.0
IQR
5.00
6.00
STD
4.58
4.67
VAR
21.0
21.9
KURT.
4.63
4.30
SKEW
1.61
1.51
SUM
89,311
36,525
54
num_il_tl
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
65
(<1%)
52
(1%)
ZEROES:
---
---
MAX
68.0
54.0
95%
25.0
24.0
Q3
13.0
12.0
AVG
9.6
9.5
MEDIAN
7.5
8.0
Q1
4.0
4.0
5%
2.0
2.0
MIN
1.0
1.0
RANGE
67.0
53.0
IQR
9.00
8.00
STD
7.83
7.45
VAR
61.3
55.5
KURT.
6.12
4.87
SKEW
2.01
1.87
SUM
117k
44,471
55
num_op_rev_tl
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
47
(<1%)
43
(<1%)
ZEROES:
---
---
MAX
59.0
50.0
95%
19.0
19.0
Q3
11.0
11.0
AVG
8.7
8.8
MEDIAN
8.0
8.0
Q1
5.0
5.0
5%
3.0
3.0
MIN
1.0
1.0
RANGE
58.0
49.0
IQR
6.00
6.00
STD
5.14
5.18
VAR
26.4
26.9
KURT.
4.75
5.60
SKEW
1.60
1.69
SUM
106k
41,493
56
num_rev_accts
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
64
(<1%)
60
(1%)
ZEROES:
---
---
MAX
77.0
87.0
95%
28.0
29.0
Q3
17.0
17.0
AVG
13.3
13.6
MEDIAN
11.0
12.0
Q1
8.0
8.0
5%
4.0
4.0
MIN
2.0
2.0
RANGE
75.0
85.0
IQR
9.00
9.00
STD
8.00
8.21
VAR
64.0
67.5
KURT.
4.25
5.72
SKEW
1.57
1.71
SUM
162k
64,007
57
num_rev_tl_bal_gt_0
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
33
(<1%)
32
(<1%)
ZEROES:
57
(<1%)
20
(<1%)
MAX
42.0
35.0
95%
13.0
12.0
Q3
8.0
8.0
AVG
5.9
5.9
MEDIAN
5.0
5.0
Q1
3.0
3.0
5%
2.0
2.0
MIN
0.0
0.0
RANGE
42.0
35.0
IQR
5.00
5.00
STD
3.53
3.60
VAR
12.5
13.0
KURT.
4.48
5.95
SKEW
1.51
1.72
SUM
71,300
27,652
58
num_tl_90g_dpd_24m
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
13
(<1%)
6
(<1%)
ZEROES:
11,684
(96%)
4,533
(96%)
MAX
15.0
5.0
95%
0.0
0.0
Q3
0.0
0.0
AVG
0.1
0.0
MEDIAN
0.0
0.0
Q1
0.0
0.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
15.0
5.00
IQR
0.00
0.00
STD
0.425
0.304
VAR
0.181
0.092
KURT.
342
95.0
SKEW
14.7
8.59
SUM
771
235
59
num_tl_op_past_12m
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
20
(<1%)
15
(<1%)
ZEROES:
1,835
(15%)
587
(12%)
MAX
20.0
14.0
95%
6.0
7.0
Q3
3.0
4.0
AVG
2.4
2.5
MEDIAN
2.0
2.0
Q1
1.0
1.0
5%
0.0
0.0
MIN
0.0
0.0
RANGE
20.0
14.0
IQR
2.00
3.00
STD
1.99
2.05
VAR
3.95
4.19
KURT.
3.89
2.56
SKEW
1.44
1.31
SUM
28,780
11,908
60
pct_tl_nvr_dlq
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
303
(2%)
218
(5%)
ZEROES:
---
---
MAX
100.0
100.0
95%
100.0
100.0
Q3
100.0
100.0
MEDIAN
100.0
100.0
AVG
94.5
95.3
Q1
92.3
93.3
5%
75.0
78.6
MIN
22.2
22.2
RANGE
77.8
77.8
IQR
7.70
6.70
STD
8.89
7.94
VAR
79.0
63.1
KURT.
7.23
9.99
SKEW
-2.38
-2.65
SUM
1.2M
448k
61
percent_bc_gt_75
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
110
(<1%)
89
(2%)
ZEROES:
4,328
(36%)
1,626
(35%)
MAX
100
100
95%
100
100
Q3
54
50
AVG
33
32
MEDIAN
25
25
Q1
0
0
5%
0
0
MIN
0
0
RANGE
100
100
IQR
54.5
50.0
STD
33.9
33.2
VAR
1,148
1,100
KURT.
-0.756
-0.659
SKEW
0.705
0.739
SUM
403k
152k
62
pub_rec_bankruptcies
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
5
(<1%)
3
(<1%)
63
tot_hi_cred_lim
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
11,563
(95%)
4,591
(98%)
ZEROES:
---
---
MAX
3.1M
2.9M
95%
0.6M
0.6M
Q3
0.3M
0.3M
AVG
0.2M
0.2M
MEDIAN
0.1M
0.1M
Q1
0.1M
0.1M
5%
0.0M
0.0M
MIN
0.0M
0.0M
RANGE
3.1M
2.9M
IQR
223k
214k
STD
192k
191k
VAR
37.0B
36.3B
KURT.
12.1
17.2
SKEW
2.38
2.69
SUM
2.4B
918.9M
64
total_bal_ex_mort
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
11,569
(95%)
4,615
(98%)
ZEROES:
---
---
MAX
918k
913k
95%
165k
159k
Q3
78k
80k
AVG
62k
63k
MEDIAN
46k
48k
Q1
27k
28k
5%
12k
12k
MIN
1k
2k
RANGE
917k
912k
IQR
50,866
52,133
STD
58,987
55,695
VAR
3.5B
3.1B
KURT.
21.7
25.0
SKEW
3.52
3.43
SUM
760.1M
295.1M
65
total_bc_limit
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
1,154
(9%)
967
(21%)
ZEROES:
---
---
MAX
285k
280k
95%
78k
84k
Q3
37k
40k
AVG
28k
31k
MEDIAN
21k
23k
Q1
11k
12k
5%
4k
4k
MIN
0k
0k
RANGE
285k
280k
IQR
26,100
28,500
STD
25,332
27,664
VAR
641.7M
765.3M
KURT.
7.34
8.08
SKEW
2.18
2.25
SUM
341.5M
143.8M
66
total_il_high_credit_limit
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
10,308
(85%)
4,080
(87%)
ZEROES:
---
---
MAX
1.3M
0.8M
95%
0.1M
0.1M
Q3
0.1M
0.1M
AVG
0.1M
0.1M
MEDIAN
0.0M
0.0M
Q1
0.0M
0.0M
5%
0.0M
0.0M
MIN
0.0M
0.0M
RANGE
1.3M
838k
IQR
49,834
49,800
STD
52,075
49,447
VAR
2.7B
2.4B
KURT.
41.9
23.4
SKEW
3.83
3.17
SUM
684.8M
261.5M
67
home_ownership_MORTGAGE
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
2
(<1%)
2
(<1%)
68
home_ownership_OWN
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
2
(<1%)
2
(<1%)
69
home_ownership_RENT
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
2
(<1%)
2
(<1%)
70
verification_status_Source Verified
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
2
(<1%)
2
(<1%)
71
verification_status_Verified
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
2
(<1%)
2
(<1%)
72
initial_list_status_w
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
2
(<1%)
2
(<1%)
73
application_type_Joint App
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
2
(<1%)
2
(<1%)
74
hardship_flag_Y
VALUES:
12,180
(100%)
4,702
(100%)
MISSING:
---
---
DISTINCT:
2
(<1%)
2
(<1%)
Associations
[Only including dataset "Train"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Associations
[Only including dataset "Test"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
loan_amnt
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp
0.94
installment
0.93
total_pymnt
0.68
total_rec_int
0.65
total_rec_prncp
0.55
max_bal_bc
0.37
total_bc_limit
0.35
total_rev_hi_lim
0.31
revol_bal
0.31
tot_hi_cred_lim
0.30
last_pymnt_amnt
0.28
tot_cur_bal
0.27
total_bal_ex_mort
0.25
total_il_high_credit_limit
0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
0.15
verification_status_Verified
0.15
application_type_Joint App
0.15
home_ownership_RENT
0.14
initial_list_status_w
0.11
pub_rec
0.07
pub_rec_bankruptcies
0.07
hardship_flag_Y
0.06
inq_last_6mths
0.04
open_il_12m
0.04
verification_status_Source Verified
0.03
home_ownership_OWN
0.03
collections_12_mths_ex_med
0.02
acc_now_delinq
0.00
MOST FREQUENT VALUES
10000.0
1,042
8.6%
268
5.7%
20000.0
695
5.7%
241
5.1%
15000.0
588
4.8%
198
4.2%
40000.0
580
4.8%
194
4.1%
12000.0
466
3.8%
181
3.8%
30000.0
458
3.8%
146
3.1%
25000.0
430
3.5%
163
3.5%
16000.0
336
2.8%
117
2.5%
35000.0
332
2.7%
93
2.0%
5000.0
300
2.5%
113
2.4%
8000.0
290
2.4%
118
2.5%
24000.0
281
2.3%
107
2.3%
6000.0
251
2.1%
80
1.7%
18000.0
203
1.7%
92
2.0%
10625.0
185
1.5%
97
2.1%
SMALLEST VALUES
1000.0
47
0.4%
16
0.3%
1100.0
1
<0.1%
1
<0.1%
1200.0
20
0.2%
8
0.2%
1250.0
1
<0.1%
0
0.0%
1275.0
1
<0.1%
0
0.0%
1400.0
2
<0.1%
3
<0.1%
1450.0
1
<0.1%
3
<0.1%
1500.0
13
0.1%
8
0.2%
1600.0
12
<0.1%
4
<0.1%
1700.0
2
<0.1%
1
<0.1%
1800.0
8
<0.1%
5
0.1%
1950.0
1
<0.1%
0
0.0%
2000.0
55
0.5%
28
0.6%
2025.0
1
<0.1%
0
0.0%
2075.0
1
<0.1%
0
0.0%
LARGEST VALUES
40000.0
580
4.8%
194
4.1%
39875.0
1
<0.1%
0
0.0%
39800.0
1
<0.1%
0
0.0%
39775.0
1
<0.1%
0
0.0%
39550.0
1
<0.1%
0
0.0%
39500.0
4
<0.1%
2
<0.1%
39450.0
1
<0.1%
0
0.0%
39425.0
1
<0.1%
0
0.0%
39350.0
2
<0.1%
0
0.0%
39325.0
1
<0.1%
1
<0.1%
39225.0
1
<0.1%
1
<0.1%
39200.0
1
<0.1%
0
0.0%
39125.0
1
<0.1%
1
<0.1%
39000.0
6
<0.1%
5
0.1%
38975.0
1
<0.1%
0
0.0%
int_rate
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_int
0.42
all_util
0.29
bc_open_to_buy
-0.27
percent_bc_gt_75
0.26
bc_util
0.26
total_rec_prncp
-0.23
total_bc_limit
-0.22
total_rev_hi_lim
-0.18
il_util
0.13
pct_tl_nvr_dlq
-0.12
tot_hi_cred_lim
-0.11
open_il_24m
0.11
mo_sin_old_rev_tl_op
-0.11
inq_fi
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_Verified
0.14
open_il_12m
0.11
inq_last_6mths
0.09
home_ownership_MORTGAGE
0.08
application_type_Joint App
0.07
home_ownership_RENT
0.06
hardship_flag_Y
0.04
initial_list_status_w
0.04
collections_12_mths_ex_med
0.03
home_ownership_OWN
0.03
acc_now_delinq
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
0.0819
916
7.5%
298
6.3%
0.124
765
6.3%
263
5.6%
0.0881
691
5.7%
339
7.2%
0.1308
670
5.5%
319
6.8%
0.1033
583
4.8%
186
4.0%
0.1773999999999999
568
4.7%
326
6.9%
0.0646
546
4.5%
185
3.9%
0.1101999999999999
525
4.3%
240
5.1%
0.2055
498
4.1%
354
7.5%
0.1171
482
4.0%
195
4.1%
0.143
421
3.5%
237
5.0%
0.1612
415
3.4%
234
5.0%
0.2
414
3.4%
0
0.0%
0.0756
403
3.3%
181
3.8%
0.1524
380
3.1%
209
4.4%
SMALLEST VALUES
0.06
3
<0.1%
0
0.0%
0.0646
546
4.5%
185
3.9%
0.0702
370
3.0%
123
2.6%
0.0756
403
3.3%
181
3.8%
0.0819
916
7.5%
298
6.3%
0.0881
691
5.7%
339
7.2%
0.1033
583
4.8%
186
4.0%
0.1072
84
0.7%
0
0.0%
0.1101999999999999
525
4.3%
240
5.1%
0.1131
53
0.4%
0
0.0%
0.1171
482
4.0%
195
4.1%
0.118
127
1.0%
0
0.0%
0.124
765
6.3%
263
5.6%
0.1298
94
0.8%
0
0.0%
0.1308
670
5.5%
319
6.8%
LARGEST VALUES
0.3084
1
<0.1%
0
0.0%
0.29
3
<0.1%
0
0.0%
0.2897
1
<0.1%
0
0.0%
0.289
2
<0.1%
0
0.0%
0.288
239
2.0%
130
2.8%
0.2727
27
0.2%
0
0.0%
0.2631
12
<0.1%
0
0.0%
0.2565
140
1.1%
226
4.8%
0.2534
10
<0.1%
0
0.0%
0.25
99
0.8%
0
0.0%
0.2437
7
<0.1%
0
0.0%
0.2339999999999999
20
0.2%
0
0.0%
0.2305
291
2.4%
306
6.5%
0.225
212
1.7%
0
0.0%
0.2235
17
0.1%
0
0.0%
installment
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
0.93
out_prncp
0.83
total_pymnt
0.72
total_rec_int
0.63
total_rec_prncp
0.61
max_bal_bc
0.36
total_bc_limit
0.31
revol_bal
0.31
last_pymnt_amnt
0.29
total_rev_hi_lim
0.28
tot_hi_cred_lim
0.26
total_bal_ex_mort
0.24
tot_cur_bal
0.23
total_il_high_credit_limit
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_Verified
0.14
application_type_Joint App
0.13
home_ownership_MORTGAGE
0.11
home_ownership_RENT
0.11
initial_list_status_w
0.08
hardship_flag_Y
0.06
pub_rec
0.06
pub_rec_bankruptcies
0.06
inq_last_6mths
0.03
open_il_12m
0.03
verification_status_Source Verified
0.02
collections_12_mths_ex_med
0.01
home_ownership_OWN
0.01
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
1225.24
77
0.6%
34
0.7%
306.31
64
0.5%
15
0.3%
360.23
58
0.5%
27
0.6%
317.12
45
0.4%
15
0.3%
314.25
45
0.4%
8
0.2%
897.89
43
0.4%
13
0.3%
311.34
41
0.3%
6
0.1%
471.37
40
0.3%
6
0.1%
334.06
37
0.3%
8
0.2%
327.49
35
0.3%
8
0.2%
308.87
35
0.3%
4
<0.1%
330.76
35
0.3%
11
0.2%
911.77
34
0.3%
10
0.2%
337.33
33
0.3%
9
0.2%
180.12
33
0.3%
14
0.3%
SMALLEST VALUES
30.89
1
<0.1%
0
0.0%
31.14
3
<0.1%
1
<0.1%
31.43
4
<0.1%
0
0.0%
31.72
1
<0.1%
2
<0.1%
33.08
3
<0.1%
1
<0.1%
33.74
4
<0.1%
0
0.0%
34.25
1
<0.1%
0
0.0%
34.33
1
<0.1%
1
<0.1%
34.54
1
<0.1%
0
0.0%
34.79
1
<0.1%
1
<0.1%
35.22
3
<0.1%
1
<0.1%
35.23
2
<0.1%
0
0.0%
35.36
1
<0.1%
0
0.0%
35.63
2
<0.1%
1
<0.1%
35.75
1
<0.1%
0
0.0%
LARGEST VALUES
1671.88
1
<0.1%
0
0.0%
1590.4
3
<0.1%
0
0.0%
1549.44
1
<0.1%
1
<0.1%
1537.99
1
<0.1%
0
0.0%
1504.75
1
<0.1%
0
0.0%
1497.78
3
<0.1%
2
<0.1%
1486.55
1
<0.1%
0
0.0%
1482.62
1
<0.1%
0
0.0%
1458.57
1
<0.1%
1
<0.1%
1445.5
1
<0.1%
0
0.0%
1440.89
1
<0.1%
0
0.0%
1439.91
1
<0.1%
0
0.0%
1433.19
1
<0.1%
0
0.0%
1429.9
2
<0.1%
0
0.0%
1409.99
1
<0.1%
0
0.0%
annual_inc
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.19
tot_cur_bal
0.18
max_bal_bc
0.16
total_bal_ex_mort
0.16
revol_bal
0.15
avg_cur_bal
0.14
total_il_high_credit_limit
0.14
total_bc_limit
0.14
total_rev_hi_lim
0.14
loan_amnt
0.13
installment
0.13
out_prncp
0.11
mort_acc
0.11
total_bal_il
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
0.07
home_ownership_RENT
0.06
verification_status_Source Verified
0.04
open_il_12m
0.04
application_type_Joint App
0.04
inq_last_6mths
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
verification_status_Verified
0.02
home_ownership_OWN
0.02
initial_list_status_w
0.01
hardship_flag_Y
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
60000.0
423
3.5%
195
4.1%
75000.0
390
3.2%
132
2.8%
65000.0
388
3.2%
156
3.3%
80000.0
368
3.0%
138
2.9%
50000.0
366
3.0%
150
3.2%
70000.0
341
2.8%
131
2.8%
40000.0
321
2.6%
111
2.4%
100000.0
301
2.5%
122
2.6%
90000.0
274
2.2%
106
2.3%
120000.0
263
2.2%
110
2.3%
85000.0
261
2.1%
93
2.0%
55000.0
249
2.0%
91
1.9%
45000.0
240
2.0%
96
2.0%
110000.0
194
1.6%
64
1.4%
150000.0
181
1.5%
77
1.6%
SMALLEST VALUES
500.0
1
<0.1%
0
0.0%
842.0
1
<0.1%
0
0.0%
1000.0
2
<0.1%
0
0.0%
1500.0
1
<0.1%
0
0.0%
3600.0
1
<0.1%
0
0.0%
5000.0
2
<0.1%
2
<0.1%
5500.0
1
<0.1%
0
0.0%
6000.0
2
<0.1%
1
<0.1%
7000.0
2
<0.1%
0
0.0%
7200.0
1
<0.1%
0
0.0%
8000.0
1
<0.1%
1
<0.1%
8500.0
1
<0.1%
0
0.0%
9180.0
1
<0.1%
0
0.0%
9600.0
1
<0.1%
0
0.0%
9958.0
1
<0.1%
0
0.0%
LARGEST VALUES
9682505.0
1
<0.1%
0
0.0%
9500000.0
1
<0.1%
0
0.0%
8104800.0
1
<0.1%
0
0.0%
7069776.0
1
<0.1%
0
0.0%
2160000.0
1
<0.1%
0
0.0%
1287000.0
1
<0.1%
0
0.0%
1120000.0
1
<0.1%
0
0.0%
1082815.0
1
<0.1%
0
0.0%
960000.0
1
<0.1%
0
0.0%
956252.0
1
<0.1%
0
0.0%
932500.0
1
<0.1%
0
0.0%
900000.0
1
<0.1%
0
0.0%
850000.0
1
<0.1%
0
0.0%
840000.0
1
<0.1%
0
0.0%
800000.0
1
<0.1%
0
0.0%
dti
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.12
total_bal_ex_mort
0.10
total_bal_il
0.09
annual_inc
-0.08
open_acc
0.08
total_rec_int
0.08
num_actv_rev_tl
0.08
num_rev_tl_bal_gt_0
0.08
int_rate
0.08
open_act_il
0.07
total_acc
0.07
open_il_24m
0.07
max_bal_bc
0.07
num_il_tl
0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type_Joint App
0.25
verification_status_Verified
0.10
verification_status_Source Verified
0.06
open_il_12m
0.04
home_ownership_RENT
0.03
inq_last_6mths
0.03
home_ownership_MORTGAGE
0.02
collections_12_mths_ex_med
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
initial_list_status_w
0.01
home_ownership_OWN
0.01
hardship_flag_Y
0.01
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
15.47
13
0.1%
1
<0.1%
22.06
13
0.1%
1
<0.1%
18.29
13
0.1%
4
<0.1%
20.01
13
0.1%
0
0.0%
19.48
13
0.1%
1
<0.1%
19.11
12
<0.1%
2
<0.1%
17.89
12
<0.1%
4
<0.1%
21.67
12
<0.1%
1
<0.1%
15.02
12
<0.1%
2
<0.1%
21.4
12
<0.1%
5
0.1%
17.48
11
<0.1%
4
<0.1%
17.85
11
<0.1%
3
<0.1%
11.72
11
<0.1%
0
0.0%
24.07
11
<0.1%
1
<0.1%
17.05
11
<0.1%
1
<0.1%
SMALLEST VALUES
0.1
1
<0.1%
0
0.0%
0.13
1
<0.1%
0
0.0%
0.23
1
<0.1%
0
0.0%
0.43
1
<0.1%
0
0.0%
1.19
1
<0.1%
0
0.0%
1.2
1
<0.1%
0
0.0%
1.25
1
<0.1%
0
0.0%
1.31
1
<0.1%
0
0.0%
1.32
1
<0.1%
0
0.0%
1.39
1
<0.1%
0
0.0%
1.59
1
<0.1%
0
0.0%
1.63
1
<0.1%
1
<0.1%
1.71
1
<0.1%
0
0.0%
1.78
1
<0.1%
0
0.0%
1.79
1
<0.1%
0
0.0%
LARGEST VALUES
999.0
2
<0.1%
1
<0.1%
940.0
1
<0.1%
0
0.0%
831.01
1
<0.1%
0
0.0%
725.71
1
<0.1%
0
0.0%
527.71
1
<0.1%
0
0.0%
492.31
1
<0.1%
0
0.0%
369.66
1
<0.1%
0
0.0%
356.77
1
<0.1%
0
0.0%
317.2
1
<0.1%
0
0.0%
305.33
1
<0.1%
0
0.0%
279.75
1
<0.1%
0
0.0%
278.28
1
<0.1%
0
0.0%
275.99
1
<0.1%
0
0.0%
259.0
1
<0.1%
0
0.0%
250.4
1
<0.1%
0
0.0%
delinq_2yrs
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_90g_dpd_24m
0.64
pct_tl_nvr_dlq
-0.43
num_accts_ever_120_pd
0.19
int_rate
0.10
total_acc
0.09
mo_sin_old_rev_tl_op
0.08
num_il_tl
0.08
mo_sin_old_il_acct
0.08
total_bc_limit
-0.08
acc_open_past_24mths
-0.07
mths_since_recent_bc
0.06
max_bal_bc
-0.06
open_rv_24m
-0.06
bc_open_to_buy
-0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.12
collections_12_mths_ex_med
0.05
open_il_12m
0.05
pub_rec
0.04
pub_rec_bankruptcies
0.04
home_ownership_MORTGAGE
0.04
home_ownership_RENT
0.04
verification_status_Verified
0.02
inq_last_6mths
0.01
verification_status_Source Verified
0.01
application_type_Joint App
0.01
home_ownership_OWN
0.01
initial_list_status_w
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
0.0
10,234
84.0%
4,061
86.4%
1.0
1,341
11.0%
449
9.5%
2.0
371
3.0%
122
2.6%
3.0
109
0.9%
34
0.7%
4.0
52
0.4%
19
0.4%
5.0
26
0.2%
10
0.2%
6.0
15
0.1%
5
0.1%
7.0
11
<0.1%
1
<0.1%
9.0
6
<0.1%
0
0.0%
10.0
4
<0.1%
0
0.0%
8.0
4
<0.1%
1
<0.1%
11.0
3
<0.1%
0
0.0%
14.0
2
<0.1%
0
0.0%
15.0
1
<0.1%
0
0.0%
13.0
1
<0.1%
0
0.0%
SMALLEST VALUES
0.0
10,234
84.0%
4,061
86.4%
1.0
1,341
11.0%
449
9.5%
2.0
371
3.0%
122
2.6%
3.0
109
0.9%
34
0.7%
4.0
52
0.4%
19
0.4%
5.0
26
0.2%
10
0.2%
6.0
15
0.1%
5
0.1%
7.0
11
<0.1%
1
<0.1%
8.0
4
<0.1%
1
<0.1%
9.0
6
<0.1%
0
0.0%
10.0
4
<0.1%
0
0.0%
11.0
3
<0.1%
0
0.0%
13.0
1
<0.1%
0
0.0%
14.0
2
<0.1%
0
0.0%
15.0
1
<0.1%
0
0.0%
LARGEST VALUES
15.0
1
<0.1%
0
0.0%
14.0
2
<0.1%
0
0.0%
13.0
1
<0.1%
0
0.0%
11.0
3
<0.1%
0
0.0%
10.0
4
<0.1%
0
0.0%
9.0
6
<0.1%
0
0.0%
8.0
4
<0.1%
1
<0.1%
7.0
11
<0.1%
1
<0.1%
6.0
15
0.1%
5
0.1%
5.0
26
0.2%
10
0.2%
4.0
52
0.4%
19
0.4%
3.0
109
0.9%
34
0.7%
2.0
371
3.0%
122
2.6%
1.0
1,341
11.0%
449
9.5%
0.0
10,234
84.0%
4,061
86.4%
inq_last_6mths
MISSING:
---
---
TOP CATEGORIES
0.0
7,198
59%
2,448
52%
1.0
3,565
29%
1,498
32%
2.0
1,025
8%
534
11%
3.0
301
2%
171
4%
4.0
73
<1%
35
<1%
5.0
18
<1%
16
<1%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
inq_last_6mths
PROVIDES INFORMATION ON...
acc_now_delinq
0.05
open_il_12m
0.02
chargeoff_within_12_mths
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
collections_12_mths_ex_med
0.00
hardship_flag_Y
0.00
application_type_Joint App
0.00
home_ownership_OWN
0.00
home_ownership_RENT
0.00
verification_status_Verified
0.00
verification_status_Source Verified
0.00
initial_list_status_w
0.00
home_ownership_MORTGAGE
0.00

THESE FEATURES
GIVE INFORMATION
ON inq_last_6mths:
open_il_12m
0.02
pub_rec
0.00
pub_rec_bankruptcies
0.00
application_type_Joint App
0.00
home_ownership_RENT
0.00
home_ownership_OWN
0.00
verification_status_Source Verified
0.00
chargeoff_within_12_mths
0.00
hardship_flag_Y
0.00
collections_12_mths_ex_med
0.00
verification_status_Verified
0.00
home_ownership_MORTGAGE
0.00
initial_list_status_w
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
CORRELATION RATIO WITH...
mths_since_recent_inq
0.64
open_acc_6m
0.46
inq_last_12m
0.46
num_tl_op_past_12m
0.36
acc_open_past_24mths
0.32
open_rv_12m
0.31
mo_sin_rcnt_tl
0.30
open_rv_24m
0.29
inq_fi
0.24
mo_sin_rcnt_rev_tl_op
0.20
num_op_rev_tl
0.20
num_rev_accts
0.19
open_acc
0.19
num_bc_tl
0.18
open_acc
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_op_rev_tl
0.85
total_acc
0.73
num_rev_accts
0.72
num_bc_sats
0.71
num_rev_tl_bal_gt_0
0.70
num_actv_rev_tl
0.70
num_bc_tl
0.64
num_actv_bc_tl
0.59
open_act_il
0.52
acc_open_past_24mths
0.51
open_rv_24m
0.47
total_rev_hi_lim
0.45
total_bc_limit
0.44
num_il_tl
0.40

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.19
open_il_12m
0.17
home_ownership_RENT
0.13
home_ownership_MORTGAGE
0.12
pub_rec
0.04
pub_rec_bankruptcies
0.04
application_type_Joint App
0.03
verification_status_Source Verified
0.03
collections_12_mths_ex_med
0.03
initial_list_status_w
0.03
acc_now_delinq
0.01
hardship_flag_Y
0.01
chargeoff_within_12_mths
0.01
home_ownership_OWN
0.01
MOST FREQUENT VALUES
10.0
990
8.1%
368
7.8%
11.0
977
8.0%
340
7.2%
8.0
964
7.9%
366
7.8%
9.0
942
7.7%
420
8.9%
12.0
869
7.1%
365
7.8%
13.0
815
6.7%
316
6.7%
7.0
796
6.5%
279
5.9%
14.0
689
5.7%
271
5.8%
6.0
660
5.4%
258
5.5%
15.0
588
4.8%
215
4.6%
16.0
487
4.0%
203
4.3%
5.0
460
3.8%
146
3.1%
17.0
445
3.7%
175
3.7%
18.0
341
2.8%
141
3.0%
19.0
320
2.6%
107
2.3%
SMALLEST VALUES
2.0
12
<0.1%
4
<0.1%
3.0
87
0.7%
43
0.9%
4.0
231
1.9%
88
1.9%
5.0
460
3.8%
146
3.1%
6.0
660
5.4%
258
5.5%
7.0
796
6.5%
279
5.9%
8.0
964
7.9%
366
7.8%
9.0
942
7.7%
420
8.9%
10.0
990
8.1%
368
7.8%
11.0
977
8.0%
340
7.2%
12.0
869
7.1%
365
7.8%
13.0
815
6.7%
316
6.7%
14.0
689
5.7%
271
5.8%
15.0
588
4.8%
215
4.6%
16.0
487
4.0%
203
4.3%
LARGEST VALUES
65.0
1
<0.1%
0
0.0%
60.0
1
<0.1%
0
0.0%
59.0
2
<0.1%
0
0.0%
58.0
1
<0.1%
0
0.0%
53.0
1
<0.1%
1
<0.1%
51.0
2
<0.1%
0
0.0%
48.0
1
<0.1%
0
0.0%
47.0
1
<0.1%
1
<0.1%
45.0
3
<0.1%
0
0.0%
44.0
3
<0.1%
1
<0.1%
43.0
3
<0.1%
1
<0.1%
42.0
4
<0.1%
0
0.0%
41.0
2
<0.1%
1
<0.1%
40.0
9
<0.1%
3
<0.1%
39.0
6
<0.1%
4
<0.1%
pub_rec
MISSING:
---
---
TOP CATEGORIES
0.0
10,796
89%
4,223
90%
1.0
1,361
11%
472
10%
2.0
19
<1%
7
<1%
3.0
2
<1%
0
0%
4.0
2
<1%
0
0%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec
PROVIDES INFORMATION ON...
pub_rec_bankruptcies
1.00
acc_now_delinq
0.01
chargeoff_within_12_mths
0.00
collections_12_mths_ex_med
0.00
inq_last_6mths
0.00
initial_list_status_w
0.00
open_il_12m
0.00
hardship_flag_Y
0.00
home_ownership_OWN
0.00
application_type_Joint App
0.00
verification_status_Verified
0.00
home_ownership_MORTGAGE
0.00
home_ownership_RENT
0.00
verification_status_Source Verified
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec:
pub_rec_bankruptcies
1.00
inq_last_6mths
0.01
open_il_12m
0.00
initial_list_status_w
0.00
collections_12_mths_ex_med
0.00
application_type_Joint App
0.00
chargeoff_within_12_mths
0.00
home_ownership_OWN
0.00
home_ownership_MORTGAGE
0.00
verification_status_Verified
0.00
hardship_flag_Y
0.00
home_ownership_RENT
0.00
verification_status_Source Verified
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
CORRELATION RATIO WITH...
open_rv_24m
0.11
max_bal_bc
0.11
acc_open_past_24mths
0.11
total_bc_limit
0.11
pct_tl_nvr_dlq
0.09
revol_bal
0.08
open_rv_12m
0.08
inq_fi
0.08
inq_last_12m
0.08
total_rev_hi_lim
0.07
num_tl_op_past_12m
0.07
mo_sin_rcnt_rev_tl_op
0.07
total_pymnt
0.07
total_rec_prncp
0.07
revol_bal
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rev_hi_lim
0.72
max_bal_bc
0.57
total_bal_ex_mort
0.50
total_bc_limit
0.49
tot_hi_cred_lim
0.48
tot_cur_bal
0.44
num_rev_tl_bal_gt_0
0.34
num_actv_rev_tl
0.34
num_actv_bc_tl
0.34
installment
0.31
loan_amnt
0.31
num_bc_sats
0.28
avg_cur_bal
0.27
num_bc_tl
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
0.16
home_ownership_RENT
0.16
pub_rec
0.08
pub_rec_bankruptcies
0.08
open_il_12m
0.05
initial_list_status_w
0.04
inq_last_6mths
0.03
collections_12_mths_ex_med
0.03
verification_status_Verified
0.03
application_type_Joint App
0.01
chargeoff_within_12_mths
0.01
hardship_flag_Y
0.01
home_ownership_OWN
0.01
acc_now_delinq
0.00
MOST FREQUENT VALUES
0.0
57
0.5%
20
0.4%
6112.0
5
<0.1%
0
0.0%
8661.0
5
<0.1%
0
0.0%
2323.0
5
<0.1%
0
0.0%
8436.0
5
<0.1%
0
0.0%
6663.0
4
<0.1%
0
0.0%
2097.0
4
<0.1%
0
0.0%
19414.0
4
<0.1%
0
0.0%
4259.0
4
<0.1%
0
0.0%
8038.0
4
<0.1%
0
0.0%
3254.0
4
<0.1%
0
0.0%
7763.0
4
<0.1%
0
0.0%
5924.0
4
<0.1%
0
0.0%
8132.0
4
<0.1%
1
<0.1%
4678.0
4
<0.1%
1
<0.1%
SMALLEST VALUES
0.0
57
0.5%
20
0.4%
1.0
1
<0.1%
0
0.0%
4.0
2
<0.1%
0
0.0%
6.0
1
<0.1%
0
0.0%
10.0
1
<0.1%
1
<0.1%
12.0
1
<0.1%
0
0.0%
13.0
1
<0.1%
0
0.0%
14.0
1
<0.1%
0
0.0%
16.0
1
<0.1%
0
0.0%
18.0
1
<0.1%
0
0.0%
19.0
3
<0.1%
0
0.0%
22.0
1
<0.1%
1
<0.1%
24.0
1
<0.1%
0
0.0%
25.0
2
<0.1%
0
0.0%
27.0
1
<0.1%
0
0.0%
LARGEST VALUES
506260.0
1
<0.1%
0
0.0%
443331.0
1
<0.1%
0
0.0%
428445.0
1
<0.1%
0
0.0%
404913.0
1
<0.1%
0
0.0%
402398.0
1
<0.1%
0
0.0%
389574.0
1
<0.1%
0
0.0%
369237.0
1
<0.1%
0
0.0%
346585.0
1
<0.1%
0
0.0%
326885.0
1
<0.1%
0
0.0%
326619.0
1
<0.1%
0
0.0%
318120.0
1
<0.1%
0
0.0%
309294.0
1
<0.1%
0
0.0%
307215.0
1
<0.1%
0
0.0%
289105.0
1
<0.1%
0
0.0%
282998.0
1
<0.1%
0
0.0%
total_acc
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.76
num_il_tl
0.74
open_acc
0.73
num_bc_tl
0.62
num_op_rev_tl
0.60
total_bal_ex_mort
0.47
num_bc_sats
0.47
total_il_high_credit_limit
0.46
num_rev_tl_bal_gt_0
0.45
num_actv_rev_tl
0.45
acc_open_past_24mths
0.44
total_bal_il
0.44
open_act_il
0.39
mo_sin_old_il_acct
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.25
home_ownership_RENT
0.20
home_ownership_MORTGAGE
0.19
inq_last_6mths
0.17
pub_rec
0.04
pub_rec_bankruptcies
0.04
verification_status_Verified
0.03
initial_list_status_w
0.03
application_type_Joint App
0.02
verification_status_Source Verified
0.02
collections_12_mths_ex_med
0.01
chargeoff_within_12_mths
0.01
hardship_flag_Y
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
20.0
488
4.0%
164
3.5%
19.0
462
3.8%
173
3.7%
16.0
456
3.7%
162
3.4%
17.0
453
3.7%
185
3.9%
15.0
445
3.7%
162
3.4%
18.0
444
3.6%
170
3.6%
13.0
441
3.6%
146
3.1%
14.0
436
3.6%
191
4.1%
22.0
429
3.5%
168
3.6%
21.0
416
3.4%
183
3.9%
23.0
415
3.4%
160
3.4%
12.0
383
3.1%
128
2.7%
25.0
371
3.0%
154
3.3%
24.0
346
2.8%
153
3.3%
27.0
341
2.8%
136
2.9%
SMALLEST VALUES
3.0
12
<0.1%
7
0.1%
4.0
42
0.3%
14
0.3%
5.0
77
0.6%
21
0.4%
6.0
103
0.8%
41
0.9%
7.0
148
1.2%
62
1.3%
8.0
192
1.6%
72
1.5%
9.0
249
2.0%
83
1.8%
10.0
286
2.3%
131
2.8%
11.0
335
2.8%
111
2.4%
12.0
383
3.1%
128
2.7%
13.0
441
3.6%
146
3.1%
14.0
436
3.6%
191
4.1%
15.0
445
3.7%
162
3.4%
16.0
456
3.7%
162
3.4%
17.0
453
3.7%
185
3.9%
LARGEST VALUES
117.0
1
<0.1%
0
0.0%
106.0
1
<0.1%
0
0.0%
98.0
1
<0.1%
0
0.0%
95.0
1
<0.1%
0
0.0%
94.0
2
<0.1%
0
0.0%
93.0
1
<0.1%
1
<0.1%
92.0
1
<0.1%
0
0.0%
88.0
2
<0.1%
0
0.0%
87.0
2
<0.1%
0
0.0%
86.0
1
<0.1%
0
0.0%
85.0
3
<0.1%
1
<0.1%
84.0
2
<0.1%
0
0.0%
83.0
3
<0.1%
0
0.0%
82.0
3
<0.1%
2
<0.1%
81.0
3
<0.1%
1
<0.1%
out_prncp
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
0.94
installment
0.83
total_rec_int
0.58
total_pymnt
0.41
max_bal_bc
0.32
total_bc_limit
0.31
total_rev_hi_lim
0.27
tot_hi_cred_lim
0.27
revol_bal
0.27
tot_cur_bal
0.24
total_bal_ex_mort
0.24
total_rec_prncp
0.22
total_il_high_credit_limit
0.20
total_acc
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type_Joint App
0.15
verification_status_Verified
0.15
home_ownership_MORTGAGE
0.14
home_ownership_RENT
0.13
initial_list_status_w
0.11
hardship_flag_Y
0.07
pub_rec
0.05
pub_rec_bankruptcies
0.05
open_il_12m
0.03
inq_last_6mths
0.03
verification_status_Source Verified
0.02
collections_12_mths_ex_med
0.02
home_ownership_OWN
0.02
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
0.0
23
0.2%
1,435
30.5%
10000.0
13
0.1%
1
<0.1%
15000.0
11
<0.1%
2
<0.1%
5000.0
7
<0.1%
1
<0.1%
35000.0
6
<0.1%
0
0.0%
30000.0
6
<0.1%
2
<0.1%
38990.09
6
<0.1%
0
0.0%
22071.92
6
<0.1%
0
0.0%
16000.0
5
<0.1%
0
0.0%
9749.63
5
<0.1%
0
0.0%
24381.46
5
<0.1%
0
0.0%
8000.0
5
<0.1%
1
<0.1%
25000.0
5
<0.1%
2
<0.1%
4963.28
5
<0.1%
0
0.0%
19003.51
5
<0.1%
0
0.0%
SMALLEST VALUES
0.0
23
0.2%
1,435
30.5%
0.37
1
<0.1%
0
0.0%
2.24
1
<0.1%
0
0.0%
14.24
1
<0.1%
0
0.0%
18.23
1
<0.1%
0
0.0%
29.08
1
<0.1%
0
0.0%
34.98
1
<0.1%
0
0.0%
46.92
1
<0.1%
0
0.0%
55.08
1
<0.1%
0
0.0%
63.36
1
<0.1%
0
0.0%
116.29
1
<0.1%
0
0.0%
124.87
1
<0.1%
0
0.0%
134.37
1
<0.1%
0
0.0%
171.88
1
<0.1%
0
0.0%
251.88
1
<0.1%
0
0.0%
LARGEST VALUES
40000.0
4
<0.1%
0
0.0%
39565.42
1
<0.1%
0
0.0%
39555.39
1
<0.1%
0
0.0%
39530.36
1
<0.1%
0
0.0%
39524.23
1
<0.1%
0
0.0%
39515.44
1
<0.1%
0
0.0%
39507.58
3
<0.1%
0
0.0%
39497.23
2
<0.1%
0
0.0%
39458.3
3
<0.1%
0
0.0%
39163.87
1
<0.1%
0
0.0%
39143.1
1
<0.1%
0
0.0%
39128.95
1
<0.1%
0
0.0%
39085.29
1
<0.1%
0
0.0%
39078.12
1
<0.1%
0
0.0%
39063.94
1
<0.1%
0
0.0%
total_pymnt
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.92
total_rec_int
0.75
installment
0.72
loan_amnt
0.68
out_prncp
0.41
last_pymnt_amnt
0.35
max_bal_bc
0.28
revol_bal
0.23
total_bc_limit
0.23
total_rev_hi_lim
0.21
tot_hi_cred_lim
0.20
tot_cur_bal
0.18
total_bal_ex_mort
0.17
avg_cur_bal
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_Verified
0.11
home_ownership_MORTGAGE
0.10
application_type_Joint App
0.10
home_ownership_RENT
0.09
pub_rec
0.07
pub_rec_bankruptcies
0.07
initial_list_status_w
0.06
inq_last_6mths
0.06
hardship_flag_Y
0.03
open_il_12m
0.03
verification_status_Source Verified
0.03
home_ownership_OWN
0.03
collections_12_mths_ex_med
0.01
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
0.0
124
1.0%
54
1.1%
5816.3
7
<0.1%
0
0.0%
13897.11
5
<0.1%
0
0.0%
5651.95
5
<0.1%
0
0.0%
13017.0
5
<0.1%
0
0.0%
6015.49
5
<0.1%
0
0.0%
23265.2
4
<0.1%
0
0.0%
8965.22
4
<0.1%
0
0.0%
12642.82
4
<0.1%
0
0.0%
6122.61
4
<0.1%
0
0.0%
8006.47
4
<0.1%
0
0.0%
5140.66
4
<0.1%
0
0.0%
6602.19
4
<0.1%
1
<0.1%
619.39
4
<0.1%
0
0.0%
7346.14
4
<0.1%
0
0.0%
SMALLEST VALUES
0.0
124
1.0%
54
1.1%
31.23
1
<0.1%
0
0.0%
33.03
1
<0.1%
0
0.0%
37.62
1
<0.1%
0
0.0%
38.53
1
<0.1%
0
0.0%
38.65
1
<0.1%
0
0.0%
48.24
1
<0.1%
0
0.0%
52.87
1
<0.1%
0
0.0%
54.17
1
<0.1%
0
0.0%
63.56
1
<0.1%
0
0.0%
65.93
1
<0.1%
0
0.0%
72.9
1
<0.1%
0
0.0%
74.94
1
<0.1%
0
0.0%
77.51
1
<0.1%
0
0.0%
77.92
1
<0.1%
0
0.0%
LARGEST VALUES
41994.49
1
<0.1%
0
0.0%
39449.63
1
<0.1%
0
0.0%
38799.59
1
<0.1%
0
0.0%
37332.21
1
<0.1%
0
0.0%
35731.53
1
<0.1%
0
0.0%
35478.35
1
<0.1%
0
0.0%
35244.88
1
<0.1%
0
0.0%
34423.38
1
<0.1%
0
0.0%
33163.06
1
<0.1%
0
0.0%
31918.72
1
<0.1%
0
0.0%
31915.78
1
<0.1%
0
0.0%
31546.07
1
<0.1%
0
0.0%
31053.9
1
<0.1%
0
0.0%
30029.84
1
<0.1%
0
0.0%
29368.03
1
<0.1%
0
0.0%
total_rec_prncp
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.92
installment
0.61
loan_amnt
0.55
total_rec_int
0.44
last_pymnt_amnt
0.38
max_bal_bc
0.27
total_bc_limit
0.25
int_rate
-0.23
revol_bal
0.22
total_rev_hi_lim
0.22
out_prncp
0.22
tot_hi_cred_lim
0.19
tot_cur_bal
0.16
bc_open_to_buy
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
0.09
home_ownership_RENT
0.08
inq_last_6mths
0.07
pub_rec
0.07
pub_rec_bankruptcies
0.07
open_il_12m
0.05
verification_status_Verified
0.05
application_type_Joint App
0.04
initial_list_status_w
0.04
verification_status_Source Verified
0.03
home_ownership_OWN
0.03
hardship_flag_Y
0.01
collections_12_mths_ex_med
0.01
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
0.0
127
1.0%
130
2.8%
17928.08
6
<0.1%
0
0.0%
1009.91
6
<0.1%
0
0.0%
250.37
5
<0.1%
0
0.0%
996.49
5
<0.1%
0
0.0%
494.85
5
<0.1%
0
0.0%
468.0
5
<0.1%
0
0.0%
5036.72
5
<0.1%
0
0.0%
618.54
5
<0.1%
0
0.0%
1087.1
5
<0.1%
0
0.0%
252.48
5
<0.1%
0
0.0%
587.03
4
<0.1%
0
0.0%
391.36
4
<0.1%
0
0.0%
641.77
4
<0.1%
0
0.0%
1118.86
4
<0.1%
0
0.0%
SMALLEST VALUES
0.0
127
1.0%
130
2.8%
17.78
1
<0.1%
0
0.0%
19.42
1
<0.1%
0
0.0%
21.36
1
<0.1%
0
0.0%
24.38
1
<0.1%
0
0.0%
24.62
1
<0.1%
0
0.0%
24.84
1
<0.1%
0
0.0%
30.2
1
<0.1%
0
0.0%
32.87
1
<0.1%
0
0.0%
33.69
1
<0.1%
0
0.0%
35.6
1
<0.1%
0
0.0%
37.13
1
<0.1%
0
0.0%
37.81
1
<0.1%
0
0.0%
38.63
1
<0.1%
0
0.0%
43.85
1
<0.1%
0
0.0%
LARGEST VALUES
35000.0
2
<0.1%
3
<0.1%
34975.0
1
<0.1%
0
0.0%
34593.82
1
<0.1%
0
0.0%
33497.24
1
<0.1%
0
0.0%
31783.71
1
<0.1%
0
0.0%
30932.74
1
<0.1%
0
0.0%
30000.0
1
<0.1%
8
0.2%
28612.45
1
<0.1%
0
0.0%
28000.0
1
<0.1%
1
<0.1%
27022.2
1
<0.1%
0
0.0%
26359.87
1
<0.1%
0
0.0%
25860.16
1
<0.1%
0
0.0%
25735.7
1
<0.1%
0
0.0%
25359.93
1
<0.1%
0
0.0%
25309.5
1
<0.1%
0
0.0%
total_rec_int
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.75
loan_amnt
0.65
installment
0.63
out_prncp
0.58
total_rec_prncp
0.44
int_rate
0.42
max_bal_bc
0.19
last_pymnt_amnt
0.17
revol_bal
0.17
bc_util
0.16
total_bal_ex_mort
0.16
total_rec_late_fee
0.14
percent_bc_gt_75
0.14
tot_cur_bal
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_Verified
0.18
application_type_Joint App
0.16
hardship_flag_Y
0.09
initial_list_status_w
0.08
home_ownership_MORTGAGE
0.07
home_ownership_RENT
0.07
pub_rec
0.04
pub_rec_bankruptcies
0.04
open_il_12m
0.03
inq_last_6mths
0.03
home_ownership_OWN
0.02
verification_status_Source Verified
0.02
collections_12_mths_ex_med
0.01
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
0.0
127
1.0%
84
1.8%
779.58
5
<0.1%
0
0.0%
200.97
4
<0.1%
0
0.0%
191.1
4
<0.1%
0
0.0%
127.4
4
<0.1%
0
0.0%
535.48
3
<0.1%
0
0.0%
240.47
3
<0.1%
0
0.0%
111.64
3
<0.1%
0
0.0%
2918.77
3
<0.1%
0
0.0%
168.75
3
<0.1%
0
0.0%
112.49
3
<0.1%
0
0.0%
111.91
3
<0.1%
0
0.0%
34.26
3
<0.1%
0
0.0%
147.88
3
<0.1%
0
0.0%
169.35
3
<0.1%
0
0.0%
SMALLEST VALUES
0.0
127
1.0%
84
1.8%
6.85
1
<0.1%
0
0.0%
8.19
1
<0.1%
0
0.0%
9.0
1
<0.1%
0
0.0%
12.4
1
<0.1%
0
0.0%
12.55
1
<0.1%
0
0.0%
13.23
1
<0.1%
0
0.0%
15.06
1
<0.1%
1
<0.1%
15.47
1
<0.1%
0
0.0%
16.15
1
<0.1%
0
0.0%
16.33
1
<0.1%
0
0.0%
16.92
1
<0.1%
0
0.0%
17.79
1
<0.1%
0
0.0%
18.2
1
<0.1%
0
0.0%
19.09
2
<0.1%
0
0.0%
LARGEST VALUES
15963.07
1
<0.1%
0
0.0%
15239.98
1
<0.1%
0
0.0%
14902.47
1
<0.1%
0
0.0%
14890.08
1
<0.1%
0
0.0%
14129.67
1
<0.1%
0
0.0%
14096.73
1
<0.1%
0
0.0%
13386.25
1
<0.1%
0
0.0%
12778.74
1
<0.1%
0
0.0%
12675.8
1
<0.1%
0
0.0%
12553.0
1
<0.1%
0
0.0%
12532.27
1
<0.1%
0
0.0%
12518.33
1
<0.1%
0
0.0%
12446.91
1
<0.1%
0
0.0%
12268.42
1
<0.1%
0
0.0%
12061.72
1
<0.1%
0
0.0%
total_rec_late_fee
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_int
0.14
total_pymnt
0.11
installment
0.09
loan_amnt
0.08
avg_cur_bal
0.07
out_prncp
0.07
total_rec_prncp
0.06
tot_cur_bal
0.06
tot_hi_cred_lim
0.06
total_il_high_credit_limit
0.05
int_rate
0.05
delinq_2yrs
0.05
total_bal_ex_mort
0.05
pct_tl_nvr_dlq
-0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.05
application_type_Joint App
0.04
verification_status_Verified
0.04
home_ownership_MORTGAGE
0.03
home_ownership_RENT
0.03
collections_12_mths_ex_med
0.03
chargeoff_within_12_mths
0.03
hardship_flag_Y
0.02
initial_list_status_w
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
verification_status_Source Verified
0.01
inq_last_6mths
0.01
home_ownership_OWN
0.00
MOST FREQUENT VALUES
0.0
11,660
95.7%
4,686
99.7%
15.0
91
0.7%
2
<0.1%
30.0
25
0.2%
0
0.0%
45.0
8
<0.1%
0
0.0%
60.0
5
<0.1%
0
0.0%
75.0
3
<0.1%
0
0.0%
19.86
3
<0.1%
0
0.0%
31.72
3
<0.1%
0
0.0%
23.61
2
<0.1%
0
0.0%
52.76
2
<0.1%
0
0.0%
15.15
2
<0.1%
0
0.0%
26.41
2
<0.1%
0
0.0%
18.01
2
<0.1%
0
0.0%
15.86
2
<0.1%
0
0.0%
33.73
2
<0.1%
0
0.0%
SMALLEST VALUES
0.0
11,660
95.7%
4,686
99.7%
0.18
1
<0.1%
0
0.0%
0.46
1
<0.1%
0
0.0%
1.59
1
<0.1%
0
0.0%
1.67
1
<0.1%
0
0.0%
15.0
91
0.7%
2
<0.1%
15.06
1
<0.1%
0
0.0%
15.15
2
<0.1%
0
0.0%
15.32
1
<0.1%
0
0.0%
15.38
1
<0.1%
0
0.0%
15.44
1
<0.1%
0
0.0%
15.57
2
<0.1%
0
0.0%
15.66
2
<0.1%
1
<0.1%
15.71
2
<0.1%
0
0.0%
15.79
1
<0.1%
0
0.0%
LARGEST VALUES
337.35
1
<0.1%
0
0.0%
311.75
1
<0.1%
0
0.0%
266.46
1
<0.1%
0
0.0%
264.64
1
<0.1%
0
0.0%
231.8
1
<0.1%
0
0.0%
217.56
1
<0.1%
0
0.0%
209.28
1
<0.1%
0
0.0%
208.8
1
<0.1%
0
0.0%
194.9
1
<0.1%
0
0.0%
188.56
1
<0.1%
0
0.0%
185.31
1
<0.1%
0
0.0%
178.2
1
<0.1%
0
0.0%
177.65
1
<0.1%
0
0.0%
167.44
1
<0.1%
0
0.0%
159.45
1
<0.1%
0
0.0%
last_pymnt_amnt
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.38
total_pymnt
0.35
installment
0.29
loan_amnt
0.28
total_rec_int
0.17
out_prncp
0.16
max_bal_bc
0.12
total_bc_limit
0.10
tot_hi_cred_lim
0.09
revol_bal
0.09
total_rev_hi_lim
0.09
tot_cur_bal
0.09
mort_acc
0.08
total_bal_ex_mort
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
0.06
home_ownership_RENT
0.06
application_type_Joint App
0.05
verification_status_Verified
0.04
pub_rec
0.03
pub_rec_bankruptcies
0.03
hardship_flag_Y
0.02
inq_last_6mths
0.02
open_il_12m
0.02
initial_list_status_w
0.02
verification_status_Source Verified
0.01
collections_12_mths_ex_med
0.01
chargeoff_within_12_mths
0.01
home_ownership_OWN
0.01
MOST FREQUENT VALUES
0.0
2,338
19.2%
1,321
28.1%
1225.24
53
0.4%
24
0.5%
306.31
44
0.4%
9
0.2%
314.25
34
0.3%
4
<0.1%
311.34
33
0.3%
3
<0.1%
471.37
33
0.3%
2
<0.1%
317.12
33
0.3%
12
0.3%
360.23
31
0.3%
12
0.3%
334.06
29
0.2%
3
<0.1%
330.76
28
0.2%
4
<0.1%
157.13
27
0.2%
3
<0.1%
308.87
27
0.2%
4
<0.1%
814.7
26
0.2%
8
0.2%
327.49
26
0.2%
6
0.1%
180.12
26
0.2%
7
0.1%
SMALLEST VALUES
-1260.78
1
<0.1%
0
0.0%
-936.97
1
<0.1%
0
0.0%
-771.07
1
<0.1%
0
0.0%
-595.82
1
<0.1%
0
0.0%
-507.95
1
<0.1%
0
0.0%
-500.81
1
<0.1%
0
0.0%
-401.11
1
<0.1%
0
0.0%
-344.49
1
<0.1%
0
0.0%
-341.92
1
<0.1%
0
0.0%
-255.67
1
<0.1%
0
0.0%
-238.51
1
<0.1%
0
0.0%
-150.65
1
<0.1%
0
0.0%
-41.65
1
<0.1%
0
0.0%
-8.48
1
<0.1%
0
0.0%
0.0
2,338
19.2%
1,321
28.1%
LARGEST VALUES
28090.39
1
<0.1%
0
0.0%
26497.58
1
<0.1%
0
0.0%
26260.78
1
<0.1%
0
0.0%
24312.0
1
<0.1%
0
0.0%
23604.22
1
<0.1%
0
0.0%
20570.83
1
<0.1%
0
0.0%
19091.0
1
<0.1%
0
0.0%
18498.0
1
<0.1%
0
0.0%
15278.49
1
<0.1%
0
0.0%
14656.98
1
<0.1%
0
0.0%
12380.6
1
<0.1%
0
0.0%
12349.25
1
<0.1%
0
0.0%
12230.17
1
<0.1%
0
0.0%
12001.44
1
<0.1%
0
0.0%
11993.37
1
<0.1%
0
0.0%
collections_12_mths_ex_med
MISSING:
---
---
TOP CATEGORIES
0.0
11,951
98%
4,631
98%
1.0
216
2%
66
1%
2.0
10
<1%
4
<1%
3.0
3
<1%
0
0%
6.0
0
0%
1
<1%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
collections_12_mths_ex_med
PROVIDES INFORMATION ON...
chargeoff_within_12_mths
0.04
acc_now_delinq
0.00
hardship_flag_Y
0.00
application_type_Joint App
0.00
home_ownership_OWN
0.00
initial_list_status_w
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
verification_status_Verified
0.00
inq_last_6mths
0.00
open_il_12m
0.00
verification_status_Source Verified
0.00
home_ownership_RENT
0.00
home_ownership_MORTGAGE
0.00

THESE FEATURES
GIVE INFORMATION
ON collections_12_mths_ex_med:
chargeoff_within_12_mths
0.01
open_il_12m
0.00
inq_last_6mths
0.00
application_type_Joint App
0.00
home_ownership_OWN
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
verification_status_Verified
0.00
initial_list_status_w
0.00
hardship_flag_Y
0.00
verification_status_Source Verified
0.00
home_ownership_RENT
0.00
home_ownership_MORTGAGE
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collections_12_mths_ex_med
CORRELATION RATIO WITH...
tot_coll_amt
0.07
num_tl_90g_dpd_24m
0.05
delinq_2yrs
0.05
pct_tl_nvr_dlq
0.05
max_bal_bc
0.04
total_bc_limit
0.04
bc_util
0.03
all_util
0.03
percent_bc_gt_75
0.03
mo_sin_rcnt_tl
0.03
int_rate
0.03
total_rev_hi_lim
0.03
num_bc_tl
0.03
total_rec_late_fee
0.03
acc_now_delinq
MISSING:
---
---
TOP CATEGORIES
0.0
12,179
>99%
4,700
>99%
1.0
1
<1%
2
<1%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
acc_now_delinq
PROVIDES INFORMATION ON...
initial_list_status_w
0.00
home_ownership_RENT
0.00
home_ownership_MORTGAGE
0.00
verification_status_Source Verified
0.00
open_il_12m
0.00
inq_last_6mths
0.00
verification_status_Verified
0.00
application_type_Joint App
0.00
home_ownership_OWN
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
hardship_flag_Y
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00

THESE FEATURES
GIVE INFORMATION
ON acc_now_delinq:
initial_list_status_w
0.24
home_ownership_RENT
0.09
open_il_12m
0.08
home_ownership_MORTGAGE
0.06
inq_last_6mths
0.05
verification_status_Source Verified
0.05
verification_status_Verified
0.02
application_type_Joint App
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
home_ownership_OWN
0.01
hardship_flag_Y
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
CORRELATION RATIO WITH...
open_act_il
0.04
mo_sin_rcnt_tl
0.02
mths_since_recent_inq
0.02
num_il_tl
0.02
int_rate
0.02
num_rev_tl_bal_gt_0
0.01
num_actv_rev_tl
0.01
open_acc
0.01
max_bal_bc
0.01
open_il_24m
0.01
acc_open_past_24mths
0.01
num_tl_op_past_12m
0.01
num_actv_bc_tl
0.01
mths_since_rcnt_il
0.01
tot_coll_amt
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
0.13
pct_tl_nvr_dlq
-0.08
total_bc_limit
-0.05
max_bal_bc
-0.05
int_rate
0.04
revol_bal
-0.04
open_rv_12m
0.04
bc_open_to_buy
-0.03
open_rv_24m
0.03
acc_open_past_24mths
0.03
num_tl_op_past_12m
0.03
mo_sin_old_rev_tl_op
0.03
bc_util
-0.03
mths_since_recent_inq
-0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collections_12_mths_ex_med
0.07
inq_last_6mths
0.03
hardship_flag_Y
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
application_type_Joint App
0.02
open_il_12m
0.01
home_ownership_RENT
0.01
initial_list_status_w
0.01
home_ownership_MORTGAGE
0.01
chargeoff_within_12_mths
0.00
verification_status_Source Verified
0.00
verification_status_Verified
0.00
acc_now_delinq
0.00
MOST FREQUENT VALUES
0.0
10,355
85.0%
4,066
86.5%
50.0
21
0.2%
6
0.1%
100.0
19
0.2%
3
<0.1%
75.0
11
<0.1%
1
<0.1%
60.0
10
<0.1%
1
<0.1%
61.0
9
<0.1%
4
<0.1%
66.0
9
<0.1%
2
<0.1%
95.0
8
<0.1%
2
<0.1%
64.0
8
<0.1%
1
<0.1%
130.0
8
<0.1%
1
<0.1%
125.0
8
<0.1%
3
<0.1%
78.0
8
<0.1%
0
0.0%
200.0
8
<0.1%
2
<0.1%
163.0
7
<0.1%
2
<0.1%
81.0
7
<0.1%
2
<0.1%
SMALLEST VALUES
0.0
10,355
85.0%
4,066
86.5%
27.0
1
<0.1%
0
0.0%
30.0
2
<0.1%
1
<0.1%
35.0
2
<0.1%
0
0.0%
36.0
1
<0.1%
0
0.0%
50.0
21
0.2%
6
0.1%
51.0
2
<0.1%
1
<0.1%
52.0
1
<0.1%
2
<0.1%
53.0
6
<0.1%
1
<0.1%
54.0
3
<0.1%
1
<0.1%
55.0
4
<0.1%
0
0.0%
56.0
6
<0.1%
2
<0.1%
57.0
5
<0.1%
2
<0.1%
58.0
6
<0.1%
0
0.0%
59.0
4
<0.1%
3
<0.1%
LARGEST VALUES
67196.0
1
<0.1%
0
0.0%
56274.0
1
<0.1%
0
0.0%
49403.0
1
<0.1%
0
0.0%
29179.0
1
<0.1%
0
0.0%
27287.0
1
<0.1%
0
0.0%
23816.0
1
<0.1%
0
0.0%
19583.0
1
<0.1%
0
0.0%
19534.0
1
<0.1%
0
0.0%
19271.0
1
<0.1%
0
0.0%
16863.0
1
<0.1%
0
0.0%
15885.0
1
<0.1%
0
0.0%
14747.0
1
<0.1%
0
0.0%
14483.0
1
<0.1%
0
0.0%
13993.0
1
<0.1%
0
0.0%
13739.0
1
<0.1%
0
0.0%
tot_cur_bal
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.98
avg_cur_bal
0.84
mort_acc
0.59
total_bal_ex_mort
0.58
total_il_high_credit_limit
0.50
total_bal_il
0.46
revol_bal
0.44
total_rev_hi_lim
0.37
total_acc
0.36
max_bal_bc
0.32
num_il_tl
0.30
total_bc_limit
0.29
loan_amnt
0.27
open_acc
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
0.52
home_ownership_RENT
0.46
open_il_12m
0.16
application_type_Joint App
0.10
home_ownership_OWN
0.09
verification_status_Verified
0.08
pub_rec
0.05
pub_rec_bankruptcies
0.05
inq_last_6mths
0.05
initial_list_status_w
0.04
chargeoff_within_12_mths
0.01
verification_status_Source Verified
0.01
hardship_flag_Y
0.00
collections_12_mths_ex_med
0.00
MOST FREQUENT VALUES
33532.0
3
<0.1%
0
0.0%
12496.0
3
<0.1%
0
0.0%
57730.0
3
<0.1%
0
0.0%
33352.0
3
<0.1%
0
0.0%
27015.0
3
<0.1%
0
0.0%
39232.0
2
<0.1%
0
0.0%
21197.0
2
<0.1%
0
0.0%
100031.0
2
<0.1%
0
0.0%
10230.0
2
<0.1%
0
0.0%
58672.0
2
<0.1%
0
0.0%
7223.0
2
<0.1%
0
0.0%
379141.0
2
<0.1%
0
0.0%
22007.0
2
<0.1%
1
<0.1%
22682.0
2
<0.1%
0
0.0%
40292.0
2
<0.1%
0
0.0%
SMALLEST VALUES
1755.0
1
<0.1%
0
0.0%
1812.0
1
<0.1%
0
0.0%
1947.0
1
<0.1%
0
0.0%
2078.0
1
<0.1%
0
0.0%
2119.0
1
<0.1%
0
0.0%
2329.0
1
<0.1%
0
0.0%
2492.0
1
<0.1%
0
0.0%
2538.0
1
<0.1%
0
0.0%
2542.0
1
<0.1%
0
0.0%
2544.0
1
<0.1%
0
0.0%
2556.0
1
<0.1%
0
0.0%
2747.0
1
<0.1%
0
0.0%
2793.0
1
<0.1%
0
0.0%
2795.0
1
<0.1%
0
0.0%
2840.0
1
<0.1%
0
0.0%
LARGEST VALUES
2853111.0
1
<0.1%
0
0.0%
1864311.0
1
<0.1%
0
0.0%
1810196.0
1
<0.1%
0
0.0%
1564916.0
1
<0.1%
0
0.0%
1453283.0
1
<0.1%
0
0.0%
1413566.0
1
<0.1%
0
0.0%
1400742.0
1
<0.1%
0
0.0%
1381123.0
1
<0.1%
0
0.0%
1337736.0
1
<0.1%
0
0.0%
1315267.0
1
<0.1%
0
0.0%
1314867.0
1
<0.1%
0
0.0%
1293979.0
1
<0.1%
0
0.0%
1281298.0
1
<0.1%
0
0.0%
1272970.0
1
<0.1%
0
0.0%
1261635.0
1
<0.1%
0
0.0%
open_acc_6m
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_op_past_12m
0.73
open_rv_12m
0.61
mo_sin_rcnt_tl
-0.59
acc_open_past_24mths
0.57
open_rv_24m
0.48
mo_sin_rcnt_rev_tl_op
-0.36
mths_since_recent_inq
-0.34
open_il_24m
0.31
inq_last_12m
0.30
open_acc
0.29
num_op_rev_tl
0.29
num_rev_accts
0.27
total_acc
0.26
mths_since_recent_bc
-0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.46
open_il_12m
0.40
home_ownership_RENT
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.05
home_ownership_MORTGAGE
0.05
verification_status_Source Verified
0.03
verification_status_Verified
0.03
chargeoff_within_12_mths
0.02
application_type_Joint App
0.02
home_ownership_OWN
0.02
collections_12_mths_ex_med
0.01
initial_list_status_w
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
0.0
4,926
40.4%
1,685
35.8%
1.0
3,936
32.3%
1,500
31.9%
2.0
1,942
15.9%
809
17.2%
3.0
850
7.0%
423
9.0%
4.0
321
2.6%
167
3.6%
5.0
120
1.0%
69
1.5%
6.0
50
0.4%
29
0.6%
7.0
25
0.2%
12
0.3%
8.0
7
<0.1%
3
<0.1%
9.0
2
<0.1%
4
<0.1%
10.0
1
<0.1%
0
0.0%
SMALLEST VALUES
0.0
4,926
40.4%
1,685
35.8%
1.0
3,936
32.3%
1,500
31.9%
2.0
1,942
15.9%
809
17.2%
3.0
850
7.0%
423
9.0%
4.0
321
2.6%
167
3.6%
5.0
120
1.0%
69
1.5%
6.0
50
0.4%
29
0.6%
7.0
25
0.2%
12
0.3%
8.0
7
<0.1%
3
<0.1%
9.0
2
<0.1%
4
<0.1%
10.0
1
<0.1%
0
0.0%
LARGEST VALUES
10.0
1
<0.1%
0
0.0%
9.0
2
<0.1%
4
<0.1%
8.0
7
<0.1%
3
<0.1%
7.0
25
0.2%
12
0.3%
6.0
50
0.4%
29
0.6%
5.0
120
1.0%
69
1.5%
4.0
321
2.6%
167
3.6%
3.0
850
7.0%
423
9.0%
2.0
1,942
15.9%
809
17.2%
1.0
3,936
32.3%
1,500
31.9%
0.0
4,926
40.4%
1,685
35.8%
open_act_il
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.60
open_acc
0.52
total_bal_il
0.51
total_il_high_credit_limit
0.51
total_bal_ex_mort
0.46
total_acc
0.39
all_util
0.35
open_il_24m
0.31
il_util
0.27
mo_sin_old_il_acct
0.23
tot_cur_bal
0.21
tot_hi_cred_lim
0.19
acc_open_past_24mths
0.14
mths_since_rcnt_il
-0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.23
inq_last_6mths
0.05
home_ownership_MORTGAGE
0.04
acc_now_delinq
0.04
verification_status_Source Verified
0.03
application_type_Joint App
0.03
home_ownership_OWN
0.03
home_ownership_RENT
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
verification_status_Verified
0.01
hardship_flag_Y
0.00
MOST FREQUENT VALUES
2.0
3,319
27.2%
1,289
27.4%
1.0
2,784
22.9%
1,038
22.1%
3.0
2,387
19.6%
954
20.3%
4.0
1,308
10.7%
538
11.4%
5.0
805
6.6%
308
6.6%
6.0
390
3.2%
149
3.2%
7.0
266
2.2%
97
2.1%
8.0
166
1.4%
69
1.5%
9.0
140
1.1%
49
1.0%
10.0
114
0.9%
44
0.9%
12.0
84
0.7%
20
0.4%
11.0
83
0.7%
33
0.7%
13.0
60
0.5%
25
0.5%
14.0
55
0.5%
8
0.2%
17.0
43
0.4%
10
0.2%
SMALLEST VALUES
0.0
30
0.2%
12
0.3%
1.0
2,784
22.9%
1,038
22.1%
2.0
3,319
27.2%
1,289
27.4%
3.0
2,387
19.6%
954
20.3%
4.0
1,308
10.7%
538
11.4%
5.0
805
6.6%
308
6.6%
6.0
390
3.2%
149
3.2%
7.0
266
2.2%
97
2.1%
8.0
166
1.4%
69
1.5%
9.0
140
1.1%
49
1.0%
10.0
114
0.9%
44
0.9%
11.0
83
0.7%
33
0.7%
12.0
84
0.7%
20
0.4%
13.0
60
0.5%
25
0.5%
14.0
55
0.5%
8
0.2%
LARGEST VALUES
53.0
1
<0.1%
0
0.0%
43.0
1
<0.1%
0
0.0%
35.0
1
<0.1%
0
0.0%
31.0
2
<0.1%
0
0.0%
30.0
1
<0.1%
0
0.0%
29.0
2
<0.1%
1
<0.1%
28.0
1
<0.1%
0
0.0%
27.0
1
<0.1%
0
0.0%
26.0
7
<0.1%
0
0.0%
25.0
5
<0.1%
0
0.0%
24.0
3
<0.1%
3
<0.1%
23.0
1
<0.1%
0
0.0%
22.0
7
<0.1%
2
<0.1%
21.0
6
<0.1%
3
<0.1%
20.0
10
<0.1%
5
0.1%
open_il_12m
MISSING:
---
---
TOP CATEGORIES
0.0
5,224
43%
1,788
38%
1.0
4,436
36%
1,827
39%
2.0
1,699
14%
736
16%
3.0
548
4%
208
4%
4.0
206
2%
101
2%
5.0
50
<1%
24
<1%
6.0
17
<1%
12
<1%
7.0
0
0%
4
<1%
8.0
0
0%
1
<1%
9.0
0
0%
1
<1%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
open_il_12m
PROVIDES INFORMATION ON...
acc_now_delinq
0.08
inq_last_6mths
0.02
chargeoff_within_12_mths
0.01
verification_status_Verified
0.01
collections_12_mths_ex_med
0.00
home_ownership_RENT
0.00
home_ownership_MORTGAGE
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
hardship_flag_Y
0.00
application_type_Joint App
0.00
home_ownership_OWN
0.00
initial_list_status_w
0.00
verification_status_Source Verified
0.00

THESE FEATURES
GIVE INFORMATION
ON open_il_12m:
inq_last_6mths
0.02
home_ownership_RENT
0.00
verification_status_Verified
0.00
home_ownership_MORTGAGE
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
application_type_Joint App
0.00
collections_12_mths_ex_med
0.00
home_ownership_OWN
0.00
verification_status_Source Verified
0.00
chargeoff_within_12_mths
0.00
initial_list_status_w
0.00
hardship_flag_Y
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
CORRELATION RATIO WITH...
open_il_24m
0.74
mths_since_rcnt_il
0.64
num_tl_op_past_12m
0.57
acc_open_past_24mths
0.43
mo_sin_rcnt_tl
0.42
open_acc_6m
0.40
inq_last_12m
0.38
il_util
0.36
inq_fi
0.32
num_il_tl
0.30
mths_since_recent_inq
0.27
total_acc
0.25
total_bal_il
0.25
open_act_il
0.23
open_il_24m
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.56
mths_since_rcnt_il
-0.51
inq_fi
0.43
num_tl_op_past_12m
0.43
num_il_tl
0.41
total_acc
0.33
total_il_high_credit_limit
0.32
total_bal_il
0.32
open_act_il
0.31
open_acc_6m
0.31
mo_sin_rcnt_tl
-0.30
il_util
0.29
inq_last_12m
0.27
total_bal_ex_mort
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.74
inq_last_6mths
0.17
home_ownership_RENT
0.10
home_ownership_MORTGAGE
0.09
verification_status_Verified
0.08
pub_rec
0.04
pub_rec_bankruptcies
0.04
collections_12_mths_ex_med
0.03
application_type_Joint App
0.02
initial_list_status_w
0.01
acc_now_delinq
0.01
home_ownership_OWN
0.01
verification_status_Source Verified
0.01
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
1.0
4,109
33.7%
1,516
32.2%
2.0
3,089
25.4%
1,255
26.7%
3.0
1,726
14.2%
725
15.4%
0.0
1,537
12.6%
489
10.4%
4.0
860
7.1%
339
7.2%
5.0
435
3.6%
195
4.1%
6.0
200
1.6%
94
2.0%
7.0
106
0.9%
48
1.0%
8.0
53
0.4%
13
0.3%
9.0
31
0.3%
13
0.3%
10.0
23
0.2%
7
0.1%
11.0
4
<0.1%
2
<0.1%
12.0
3
<0.1%
2
<0.1%
13.0
2
<0.1%
2
<0.1%
14.0
2
<0.1%
1
<0.1%
SMALLEST VALUES
0.0
1,537
12.6%
489
10.4%
1.0
4,109
33.7%
1,516
32.2%
2.0
3,089
25.4%
1,255
26.7%
3.0
1,726
14.2%
725
15.4%
4.0
860
7.1%
339
7.2%
5.0
435
3.6%
195
4.1%
6.0
200
1.6%
94
2.0%
7.0
106
0.9%
48
1.0%
8.0
53
0.4%
13
0.3%
9.0
31
0.3%
13
0.3%
10.0
23
0.2%
7
0.1%
11.0
4
<0.1%
2
<0.1%
12.0
3
<0.1%
2
<0.1%
13.0
2
<0.1%
2
<0.1%
14.0
2
<0.1%
1
<0.1%
LARGEST VALUES
14.0
2
<0.1%
1
<0.1%
13.0
2
<0.1%
2
<0.1%
12.0
3
<0.1%
2
<0.1%
11.0
4
<0.1%
2
<0.1%
10.0
23
0.2%
7
0.1%
9.0
31
0.3%
13
0.3%
8.0
53
0.4%
13
0.3%
7.0
106
0.9%
48
1.0%
6.0
200
1.6%
94
2.0%
5.0
435
3.6%
195
4.1%
4.0
860
7.1%
339
7.2%
3.0
1,726
14.2%
725
15.4%
2.0
3,089
25.4%
1,255
26.7%
1.0
4,109
33.7%
1,516
32.2%
0.0
1,537
12.6%
489
10.4%
mths_since_rcnt_il
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_il_24m
-0.51
mo_sin_rcnt_tl
0.36
il_util
-0.30
num_tl_op_past_12m
-0.29
acc_open_past_24mths
-0.27
inq_fi
-0.25
open_acc_6m
-0.25
inq_last_12m
-0.21
num_il_tl
-0.17
mths_since_recent_inq
0.17
total_bal_il
-0.17
total_il_high_credit_limit
-0.16
total_acc
-0.14
bc_util
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.64
inq_last_6mths
0.13
home_ownership_RENT
0.06
verification_status_Verified
0.05
home_ownership_MORTGAGE
0.04
pub_rec
0.02
pub_rec_bankruptcies
0.02
home_ownership_OWN
0.02
collections_12_mths_ex_med
0.02
application_type_Joint App
0.01
acc_now_delinq
0.01
verification_status_Source Verified
0.01
initial_list_status_w
0.01
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
4.0
725
6.0%
318
6.8%
5.0
662
5.4%
306
6.5%
7.0
642
5.3%
328
7.0%
9.0
618
5.1%
197
4.2%
6.0
611
5.0%
271
5.8%
3.0
607
5.0%
267
5.7%
2.0
591
4.9%
224
4.8%
10.0
589
4.8%
229
4.9%
8.0
553
4.5%
248
5.3%
13.0
539
4.4%
152
3.2%
11.0
535
4.4%
210
4.5%
12.0
508
4.2%
185
3.9%
14.0
496
4.1%
169
3.6%
15.0
390
3.2%
139
3.0%
17.0
339
2.8%
98
2.1%
SMALLEST VALUES
0.0
9
<0.1%
3
<0.1%
1.0
306
2.5%
128
2.7%
2.0
591
4.9%
224
4.8%
3.0
607
5.0%
267
5.7%
4.0
725
6.0%
318
6.8%
5.0
662
5.4%
306
6.5%
6.0
611
5.0%
271
5.8%
7.0
642
5.3%
328
7.0%
8.0
553
4.5%
248
5.3%
9.0
618
5.1%
197
4.2%
10.0
589
4.8%
229
4.9%
11.0
535
4.4%
210
4.5%
12.0
508
4.2%
185
3.9%
13.0
539
4.4%
152
3.2%
14.0
496
4.1%
169
3.6%
LARGEST VALUES
192.0
2
<0.1%
0
0.0%
173.0
1
<0.1%
0
0.0%
172.0
1
<0.1%
1
<0.1%
170.0
1
<0.1%
0
0.0%
166.0
1
<0.1%
0
0.0%
165.0
1
<0.1%
0
0.0%
158.0
1
<0.1%
0
0.0%
157.0
1
<0.1%
0
0.0%
155.0
1
<0.1%
0
0.0%
152.0
1
<0.1%
0
0.0%
151.0
1
<0.1%
1
<0.1%
150.0
1
<0.1%
0
0.0%
149.0
1
<0.1%
0
0.0%
145.0
1
<0.1%
0
0.0%
142.0
2
<0.1%
1
<0.1%
total_bal_il
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.95
total_bal_ex_mort
0.92
num_il_tl
0.58
open_act_il
0.51
tot_cur_bal
0.46
total_acc
0.44
tot_hi_cred_lim
0.42
open_acc
0.34
open_il_24m
0.32
il_util
0.28
avg_cur_bal
0.27
all_util
0.27
mo_sin_old_il_acct
0.26
acc_open_past_24mths
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.25
home_ownership_MORTGAGE
0.11
home_ownership_RENT
0.09
inq_last_6mths
0.08
verification_status_Verified
0.05
application_type_Joint App
0.05
home_ownership_OWN
0.04
verification_status_Source Verified
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.01
hardship_flag_Y
0.01
initial_list_status_w
0.01
MOST FREQUENT VALUES
2752.0
4
<0.1%
0
0.0%
15214.0
4
<0.1%
0
0.0%
2396.0
3
<0.1%
0
0.0%
8578.0
3
<0.1%
0
0.0%
5223.0
3
<0.1%
0
0.0%
15000.0
3
<0.1%
0
0.0%
32094.0
3
<0.1%
0
0.0%
30663.0
3
<0.1%
0
0.0%
9500.0
3
<0.1%
0
0.0%
3155.0
3
<0.1%
0
0.0%
7912.0
3
<0.1%
0
0.0%
18837.0
3
<0.1%
0
0.0%
10000.0
3
<0.1%
2
<0.1%
29500.0
3
<0.1%
0
0.0%
23822.0
3
<0.1%
0
0.0%
SMALLEST VALUES
31.0
1
<0.1%
0
0.0%
50.0
1
<0.1%
0
0.0%
86.0
1
<0.1%
0
0.0%
87.0
1
<0.1%
0
0.0%
101.0
1
<0.1%
0
0.0%
109.0
1
<0.1%
0
0.0%
138.0
1
<0.1%
0
0.0%
178.0
1
<0.1%
0
0.0%
185.0
1
<0.1%
0
0.0%
186.0
1
<0.1%
0
0.0%
190.0
1
<0.1%
0
0.0%
199.0
1
<0.1%
0
0.0%
204.0
1
<0.1%
0
0.0%
211.0
1
<0.1%
0
0.0%
212.0
2
<0.1%
0
0.0%
LARGEST VALUES
904145.0
1
<0.1%
0
0.0%
665280.0
1
<0.1%
0
0.0%
657033.0
1
<0.1%
0
0.0%
640577.0
1
<0.1%
0
0.0%
629190.0
1
<0.1%
0
0.0%
625336.0
1
<0.1%
0
0.0%
584057.0
1
<0.1%
0
0.0%
580246.0
1
<0.1%
0
0.0%
543947.0
1
<0.1%
0
0.0%
519366.0
1
<0.1%
0
0.0%
517399.0
1
<0.1%
0
0.0%
508245.0
1
<0.1%
0
0.0%
503482.0
1
<0.1%
0
0.0%
499906.0
1
<0.1%
0
0.0%
498805.0
1
<0.1%
0
0.0%
il_util
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
all_util
0.54
mths_since_rcnt_il
-0.30
open_il_24m
0.29
total_bal_il
0.28
open_act_il
0.27
num_tl_op_past_12m
0.23
mo_sin_rcnt_tl
-0.21
acc_open_past_24mths
0.21
num_il_tl
0.20
total_bal_ex_mort
0.20
open_acc_6m
0.18
inq_last_12m
0.15
inq_fi
0.15
int_rate
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.36
inq_last_6mths
0.09
verification_status_Source Verified
0.05
collections_12_mths_ex_med
0.03
hardship_flag_Y
0.02
verification_status_Verified
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
application_type_Joint App
0.01
home_ownership_RENT
0.01
home_ownership_OWN
0.01
chargeoff_within_12_mths
0.01
initial_list_status_w
0.01
home_ownership_MORTGAGE
0.00
MOST FREQUENT VALUES
78.0
264
2.2%
82
1.7%
75.0
262
2.2%
83
1.8%
70.0
253
2.1%
95
2.0%
77.0
249
2.0%
121
2.6%
74.0
246
2.0%
87
1.9%
83.0
240
2.0%
77
1.6%
69.0
240
2.0%
105
2.2%
67.0
233
1.9%
58
1.2%
71.0
233
1.9%
101
2.1%
72.0
232
1.9%
90
1.9%
73.0
230
1.9%
102
2.2%
82.0
227
1.9%
121
2.6%
79.0
226
1.9%
104
2.2%
76.0
225
1.8%
80
1.7%
84.0
225
1.8%
81
1.7%
SMALLEST VALUES
0.0
1
<0.1%
0
0.0%
1.0
4
<0.1%
0
0.0%
2.0
3
<0.1%
3
<0.1%
3.0
14
0.1%
7
0.1%
4.0
12
<0.1%
2
<0.1%
5.0
5
<0.1%
6
0.1%
6.0
10
<0.1%
5
0.1%
7.0
10
<0.1%
4
<0.1%
8.0
14
0.1%
5
0.1%
9.0
13
0.1%
4
<0.1%
10.0
15
0.1%
5
0.1%
11.0
9
<0.1%
4
<0.1%
12.0
16
0.1%
4
<0.1%
13.0
21
0.2%
4
<0.1%
14.0
12
<0.1%
3
<0.1%
LARGEST VALUES
263.0
1
<0.1%
0
0.0%
190.0
1
<0.1%
0
0.0%
187.0
1
<0.1%
0
0.0%
177.0
2
<0.1%
0
0.0%
176.0
1
<0.1%
0
0.0%
173.0
1
<0.1%
0
0.0%
168.0
1
<0.1%
0
0.0%
165.0
2
<0.1%
0
0.0%
164.0
1
<0.1%
0
0.0%
160.0
1
<0.1%
1
<0.1%
159.0
2
<0.1%
0
0.0%
158.0
1
<0.1%
0
0.0%
157.0
1
<0.1%
0
0.0%
156.0
2
<0.1%
0
0.0%
155.0
1
<0.1%
0
0.0%
open_rv_12m
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_op_past_12m
0.84
open_rv_24m
0.79
acc_open_past_24mths
0.67
open_acc_6m
0.61
mo_sin_rcnt_rev_tl_op
-0.48
num_op_rev_tl
0.45
mo_sin_rcnt_tl
-0.44
num_rev_accts
0.40
mths_since_recent_bc
-0.37
open_acc
0.37
num_bc_sats
0.35
num_bc_tl
0.34
num_rev_tl_bal_gt_0
0.32
num_actv_rev_tl
0.32

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.31
pub_rec
0.08
pub_rec_bankruptcies
0.08
open_il_12m
0.07
application_type_Joint App
0.05
verification_status_Source Verified
0.04
home_ownership_OWN
0.03
collections_12_mths_ex_med
0.02
home_ownership_MORTGAGE
0.02
chargeoff_within_12_mths
0.02
verification_status_Verified
0.01
acc_now_delinq
0.01
hardship_flag_Y
0.00
home_ownership_RENT
0.00
MOST FREQUENT VALUES
0.0
4,355
35.8%
1,580
33.6%
1.0
3,575
29.4%
1,428
30.4%
2.0
2,074
17.0%
814
17.3%
3.0
1,107
9.1%
437
9.3%
4.0
514
4.2%
208
4.4%
5.0
281
2.3%
120
2.6%
6.0
125
1.0%
55
1.2%
7.0
79
0.6%
23
0.5%
8.0
29
0.2%
15
0.3%
10.0
11
<0.1%
6
0.1%
9.0
11
<0.1%
7
0.1%
11.0
7
<0.1%
5
0.1%
12.0
6
<0.1%
2
<0.1%
13.0
3
<0.1%
2
<0.1%
17.0
2
<0.1%
0
0.0%
SMALLEST VALUES
0.0
4,355
35.8%
1,580
33.6%
1.0
3,575
29.4%
1,428
30.4%
2.0
2,074
17.0%
814
17.3%
3.0
1,107
9.1%
437
9.3%
4.0
514
4.2%
208
4.4%
5.0
281
2.3%
120
2.6%
6.0
125
1.0%
55
1.2%
7.0
79
0.6%
23
0.5%
8.0
29
0.2%
15
0.3%
9.0
11
<0.1%
7
0.1%
10.0
11
<0.1%
6
0.1%
11.0
7
<0.1%
5
0.1%
12.0
6
<0.1%
2
<0.1%
13.0
3
<0.1%
2
<0.1%
14.0
1
<0.1%
0
0.0%
LARGEST VALUES
17.0
2
<0.1%
0
0.0%
14.0
1
<0.1%
0
0.0%
13.0
3
<0.1%
2
<0.1%
12.0
6
<0.1%
2
<0.1%
11.0
7
<0.1%
5
0.1%
10.0
11
<0.1%
6
0.1%
9.0
11
<0.1%
7
0.1%
8.0
29
0.2%
15
0.3%
7.0
79
0.6%
23
0.5%
6.0
125
1.0%
55
1.2%
5.0
281
2.3%
120
2.6%
4.0
514
4.2%
208
4.4%
3.0
1,107
9.1%
437
9.3%
2.0
2,074
17.0%
814
17.3%
1.0
3,575
29.4%
1,428
30.4%
open_rv_24m
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.85
open_rv_12m
0.79
num_tl_op_past_12m
0.66
num_op_rev_tl
0.58
num_rev_accts
0.50
open_acc_6m
0.48
mo_sin_rcnt_rev_tl_op
-0.47
open_acc
0.47
num_bc_sats
0.44
num_bc_tl
0.42
num_actv_rev_tl
0.42
num_rev_tl_bal_gt_0
0.42
mths_since_recent_bc
-0.40
mo_sin_rcnt_tl
-0.36

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.29
pub_rec
0.11
pub_rec_bankruptcies
0.11
open_il_12m
0.07
application_type_Joint App
0.05
verification_status_Source Verified
0.05
home_ownership_MORTGAGE
0.04
home_ownership_OWN
0.03
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
home_ownership_RENT
0.02
hardship_flag_Y
0.01
initial_list_status_w
0.01
verification_status_Verified
0.01
MOST FREQUENT VALUES
1.0
2,686
22.1%
998
21.2%
2.0
2,267
18.6%
906
19.3%
0.0
1,921
15.8%
740
15.7%
3.0
1,726
14.2%
665
14.1%
4.0
1,203
9.9%
474
10.1%
5.0
790
6.5%
298
6.3%
6.0
539
4.4%
204
4.3%
7.0
353
2.9%
144
3.1%
8.0
231
1.9%
99
2.1%
9.0
152
1.2%
56
1.2%
10.0
95
0.8%
42
0.9%
11.0
70
0.6%
26
0.6%
12.0
47
0.4%
17
0.4%
14.0
27
0.2%
3
<0.1%
13.0
26
0.2%
8
0.2%
SMALLEST VALUES
0.0
1,921
15.8%
740
15.7%
1.0
2,686
22.1%
998
21.2%
2.0
2,267
18.6%
906
19.3%
3.0
1,726
14.2%
665
14.1%
4.0
1,203
9.9%
474
10.1%
5.0
790
6.5%
298
6.3%
6.0
539
4.4%
204
4.3%
7.0
353
2.9%
144
3.1%
8.0
231
1.9%
99
2.1%
9.0
152
1.2%
56
1.2%
10.0
95
0.8%
42
0.9%
11.0
70
0.6%
26
0.6%
12.0
47
0.4%
17
0.4%
13.0
26
0.2%
8
0.2%
14.0
27
0.2%
3
<0.1%
LARGEST VALUES
28.0
2
<0.1%
0
0.0%
27.0
1
<0.1%
0
0.0%
26.0
1
<0.1%
0
0.0%
24.0
2
<0.1%
0
0.0%
23.0
1
<0.1%
0
0.0%
22.0
1
<0.1%
0
0.0%
21.0
5
<0.1%
2
<0.1%
20.0
4
<0.1%
2
<0.1%
19.0
4
<0.1%
2
<0.1%
18.0
2
<0.1%
1
<0.1%
17.0
7
<0.1%
3
<0.1%
16.0
9
<0.1%
4
<0.1%
15.0
8
<0.1%
8
0.2%
14.0
27
0.2%
3
<0.1%
13.0
26
0.2%
8
0.2%
max_bal_bc
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal
0.57
total_bc_limit
0.56
total_rev_hi_lim
0.44
loan_amnt
0.37
installment
0.36
bc_util
0.36
tot_hi_cred_lim
0.36
total_bal_ex_mort
0.34
tot_cur_bal
0.32
out_prncp
0.32
total_pymnt
0.28
total_rec_prncp
0.27
avg_cur_bal
0.25
percent_bc_gt_75
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
0.14
home_ownership_RENT
0.12
pub_rec
0.11
pub_rec_bankruptcies
0.11
inq_last_6mths
0.08
open_il_12m
0.08
initial_list_status_w
0.04
collections_12_mths_ex_med
0.04
home_ownership_OWN
0.03
hardship_flag_Y
0.02
verification_status_Source Verified
0.01
chargeoff_within_12_mths
0.01
verification_status_Verified
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
0.0
180
1.5%
63
1.3%
3000.0
9
<0.1%
0
0.0%
1846.0
7
<0.1%
0
0.0%
2988.0
7
<0.1%
0
0.0%
8.0
7
<0.1%
2
<0.1%
4695.0
6
<0.1%
1
<0.1%
4500.0
6
<0.1%
1
<0.1%
2872.0
6
<0.1%
1
<0.1%
1091.0
6
<0.1%
0
0.0%
2482.0
6
<0.1%
0
0.0%
2920.0
6
<0.1%
0
0.0%
4000.0
6
<0.1%
2
<0.1%
1193.0
6
<0.1%
0
0.0%
2499.0
6
<0.1%
0
0.0%
4395.0
6
<0.1%
0
0.0%
SMALLEST VALUES
0.0
180
1.5%
63
1.3%
1.0
1
<0.1%
0
0.0%
2.0
1
<0.1%
0
0.0%
4.0
3
<0.1%
0
0.0%
5.0
1
<0.1%
2
<0.1%
6.0
4
<0.1%
1
<0.1%
7.0
2
<0.1%
1
<0.1%
8.0
7
<0.1%
2
<0.1%
9.0
5
<0.1%
3
<0.1%
10.0
1
<0.1%
2
<0.1%
12.0
1
<0.1%
1
<0.1%
14.0
2
<0.1%
0
0.0%
15.0
1
<0.1%
0
0.0%
16.0
1
<0.1%
1
<0.1%
17.0
2
<0.1%
2
<0.1%
LARGEST VALUES
70024.0
1
<0.1%
0
0.0%
62456.0
1
<0.1%
0
0.0%
61629.0
1
<0.1%
0
0.0%
50760.0
1
<0.1%
0
0.0%
49849.0
1
<0.1%
0
0.0%
49489.0
1
<0.1%
0
0.0%
48799.0
1
<0.1%
0
0.0%
39651.0
1
<0.1%
0
0.0%
39371.0
1
<0.1%
0
0.0%
38856.0
1
<0.1%
0
0.0%
38401.0
1
<0.1%
0
0.0%
38029.0
1
<0.1%
0
0.0%
37742.0
1
<0.1%
0
0.0%
36155.0
1
<0.1%
0
0.0%
36131.0
1
<0.1%
0
0.0%
all_util
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.56
il_util
0.54
bc_open_to_buy
-0.50
percent_bc_gt_75
0.45
open_act_il
0.35
total_bc_limit
-0.31
int_rate
0.29
total_bal_il
0.27
total_bal_ex_mort
0.27
num_op_rev_tl
-0.26
total_rev_hi_lim
-0.26
num_bc_sats
-0.26
num_bc_tl
-0.25
num_rev_accts
-0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.13
inq_last_6mths
0.08
verification_status_Verified
0.06
home_ownership_OWN
0.05
verification_status_Source Verified
0.05
application_type_Joint App
0.04
collections_12_mths_ex_med
0.03
hardship_flag_Y
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
home_ownership_MORTGAGE
0.03
chargeoff_within_12_mths
0.02
initial_list_status_w
0.02
acc_now_delinq
0.01
MOST FREQUENT VALUES
66.0
279
2.3%
99
2.1%
60.0
279
2.3%
97
2.1%
64.0
273
2.2%
93
2.0%
53.0
268
2.2%
100
2.1%
57.0
267
2.2%
120
2.6%
67.0
267
2.2%
99
2.1%
59.0
267
2.2%
86
1.8%
55.0
266
2.2%
83
1.8%
58.0
264
2.2%
93
2.0%
52.0
258
2.1%
91
1.9%
56.0
257
2.1%
97
2.1%
61.0
256
2.1%
110
2.3%
65.0
256
2.1%
96
2.0%
63.0
254
2.1%
89
1.9%
49.0
248
2.0%
79
1.7%
SMALLEST VALUES
4.0
1
<0.1%
1
<0.1%
5.0
1
<0.1%
0
0.0%
6.0
2
<0.1%
1
<0.1%
7.0
4
<0.1%
1
<0.1%
8.0
5
<0.1%
0
0.0%
9.0
9
<0.1%
3
<0.1%
10.0
7
<0.1%
1
<0.1%
11.0
13
0.1%
5
0.1%
12.0
11
<0.1%
3
<0.1%
13.0
15
0.1%
8
0.2%
14.0
23
0.2%
11
0.2%
15.0
19
0.2%
3
<0.1%
16.0
26
0.2%
5
0.1%
17.0
23
0.2%
8
0.2%
18.0
30
0.2%
12
0.3%
LARGEST VALUES
183.0
1
<0.1%
0
0.0%
174.0
1
<0.1%
0
0.0%
146.0
1
<0.1%
0
0.0%
133.0
1
<0.1%
0
0.0%
132.0
2
<0.1%
0
0.0%
130.0
1
<0.1%
1
<0.1%
129.0
1
<0.1%
0
0.0%
128.0
2
<0.1%
0
0.0%
127.0
1
<0.1%
0
0.0%
126.0
1
<0.1%
0
0.0%
122.0
3
<0.1%
0
0.0%
120.0
6
<0.1%
0
0.0%
119.0
1
<0.1%
0
0.0%
118.0
1
<0.1%
0
0.0%
117.0
2
<0.1%
1
<0.1%
total_rev_hi_lim
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bc_limit
0.77
revol_bal
0.72
bc_open_to_buy
0.67
num_bc_sats
0.51
tot_hi_cred_lim
0.50
num_bc_tl
0.49
num_op_rev_tl
0.48
open_acc
0.45
num_rev_accts
0.45
max_bal_bc
0.44
total_bal_ex_mort
0.41
num_actv_bc_tl
0.40
total_acc
0.39
num_rev_tl_bal_gt_0
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_RENT
0.17
home_ownership_MORTGAGE
0.14
inq_last_6mths
0.08
pub_rec
0.07
pub_rec_bankruptcies
0.07
initial_list_status_w
0.04
open_il_12m
0.04
home_ownership_OWN
0.04
collections_12_mths_ex_med
0.03
application_type_Joint App
0.02
chargeoff_within_12_mths
0.01
verification_status_Verified
0.01
verification_status_Source Verified
0.00
acc_now_delinq
0.00
MOST FREQUENT VALUES
22000.0
45
0.4%
12
0.3%
8000.0
42
0.3%
7
0.1%
21300.0
41
0.3%
10
0.2%
14500.0
39
0.3%
13
0.3%
8500.0
38
0.3%
6
0.1%
12500.0
37
0.3%
14
0.3%
14300.0
37
0.3%
15
0.3%
10800.0
35
0.3%
8
0.2%
16000.0
35
0.3%
10
0.2%
19200.0
35
0.3%
8
0.2%
13500.0
34
0.3%
13
0.3%
20500.0
34
0.3%
9
0.2%
13000.0
34
0.3%
10
0.2%
13200.0
33
0.3%
6
0.1%
28500.0
33
0.3%
7
0.1%
SMALLEST VALUES
300.0
2
<0.1%
0
0.0%
500.0
5
<0.1%
1
<0.1%
700.0
1
<0.1%
0
0.0%
800.0
2
<0.1%
2
<0.1%
900.0
2
<0.1%
0
0.0%
1000.0
4
<0.1%
0
0.0%
1100.0
1
<0.1%
0
0.0%
1200.0
2
<0.1%
2
<0.1%
1300.0
4
<0.1%
0
0.0%
1500.0
7
<0.1%
3
<0.1%
1600.0
1
<0.1%
1
<0.1%
1700.0
5
<0.1%
1
<0.1%
1800.0
5
<0.1%
4
<0.1%
1900.0
2
<0.1%
0
0.0%
2000.0
8
<0.1%
6
0.1%
LARGEST VALUES
1509101.0
1
<0.1%
0
0.0%
599500.0
1
<0.1%
0
0.0%
544200.0
1
<0.1%
0
0.0%
511700.0
1
<0.1%
0
0.0%
482300.0
1
<0.1%
0
0.0%
458000.0
1
<0.1%
0
0.0%
447500.0
1
<0.1%
0
0.0%
438800.0
1
<0.1%
0
0.0%
426200.0
1
<0.1%
0
0.0%
408900.0
1
<0.1%
0
0.0%
406600.0
1
<0.1%
0
0.0%
403700.0
1
<0.1%
0
0.0%
401300.0
1
<0.1%
0
0.0%
393700.0
1
<0.1%
0
0.0%
387700.0
1
<0.1%
0
0.0%
inq_fi
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
0.52
open_il_24m
0.43
acc_open_past_24mths
0.31
mths_since_rcnt_il
-0.25
num_tl_op_past_12m
0.24
mths_since_recent_inq
-0.23
total_acc
0.17
num_il_tl
0.15
open_acc_6m
0.15
total_bal_il
0.15
total_il_high_credit_limit
0.15
il_util
0.15
mo_sin_rcnt_tl
-0.14
open_acc
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.32
inq_last_6mths
0.24
pub_rec
0.08
pub_rec_bankruptcies
0.08
home_ownership_RENT
0.06
verification_status_Verified
0.06
home_ownership_MORTGAGE
0.05
hardship_flag_Y
0.03
chargeoff_within_12_mths
0.02
application_type_Joint App
0.02
home_ownership_OWN
0.02
acc_now_delinq
0.01
collections_12_mths_ex_med
0.01
verification_status_Source Verified
0.00
MOST FREQUENT VALUES
1.0
4,265
35.0%
1,759
37.4%
0.0
3,563
29.3%
1,173
24.9%
2.0
2,140
17.6%
878
18.7%
3.0
1,062
8.7%
459
9.8%
4.0
538
4.4%
203
4.3%
5.0
302
2.5%
117
2.5%
6.0
147
1.2%
52
1.1%
7.0
64
0.5%
23
0.5%
8.0
39
0.3%
17
0.4%
9.0
19
0.2%
9
0.2%
10.0
15
0.1%
5
0.1%
11.0
10
<0.1%
3
<0.1%
12.0
5
<0.1%
2
<0.1%
13.0
4
<0.1%
1
<0.1%
15.0
3
<0.1%
0
0.0%
SMALLEST VALUES
0.0
3,563
29.3%
1,173
24.9%
1.0
4,265
35.0%
1,759
37.4%
2.0
2,140
17.6%
878
18.7%
3.0
1,062
8.7%
459
9.8%
4.0
538
4.4%
203
4.3%
5.0
302
2.5%
117
2.5%
6.0
147
1.2%
52
1.1%
7.0
64
0.5%
23
0.5%
8.0
39
0.3%
17
0.4%
9.0
19
0.2%
9
0.2%
10.0
15
0.1%
5
0.1%
11.0
10
<0.1%
3
<0.1%
12.0
5
<0.1%
2
<0.1%
13.0
4
<0.1%
1
<0.1%
14.0
1
<0.1%
0
0.0%
LARGEST VALUES
18.0
1
<0.1%
0
0.0%
16.0
2
<0.1%
1
<0.1%
15.0
3
<0.1%
0
0.0%
14.0
1
<0.1%
0
0.0%
13.0
4
<0.1%
1
<0.1%
12.0
5
<0.1%
2
<0.1%
11.0
10
<0.1%
3
<0.1%
10.0
15
0.1%
5
0.1%
9.0
19
0.2%
9
0.2%
8.0
39
0.3%
17
0.4%
7.0
64
0.5%
23
0.5%
6.0
147
1.2%
52
1.1%
5.0
302
2.5%
117
2.5%
4.0
538
4.4%
203
4.3%
3.0
1,062
8.7%
459
9.8%
total_cu_tl
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.32
total_acc
0.32
open_il_24m
0.23
mort_acc
0.20
total_il_high_credit_limit
0.17
tot_hi_cred_lim
0.17
tot_cur_bal
0.16
total_bal_ex_mort
0.15
acc_open_past_24mths
0.14
num_rev_accts
0.14
mo_sin_old_il_acct
0.14
total_bal_il
0.13
open_acc
0.13
mths_since_rcnt_il
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.16
home_ownership_MORTGAGE
0.14
home_ownership_RENT
0.13
application_type_Joint App
0.06
verification_status_Verified
0.05
inq_last_6mths
0.03
chargeoff_within_12_mths
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
initial_list_status_w
0.02
verification_status_Source Verified
0.01
home_ownership_OWN
0.01
collections_12_mths_ex_med
0.01
hardship_flag_Y
0.01
MOST FREQUENT VALUES
0.0
6,065
49.8%
2,384
50.7%
1.0
2,142
17.6%
831
17.7%
2.0
1,229
10.1%
424
9.0%
3.0
769
6.3%
309
6.6%
4.0
543
4.5%
220
4.7%
5.0
378
3.1%
147
3.1%
6.0
273
2.2%
82
1.7%
7.0
187
1.5%
83
1.8%
8.0
141
1.2%
56
1.2%
9.0
115
0.9%
39
0.8%
10.0
84
0.7%
33
0.7%
11.0
54
0.4%
18
0.4%
12.0
41
0.3%
14
0.3%
13.0
36
0.3%
18
0.4%
15.0
23
0.2%
6
0.1%
SMALLEST VALUES
0.0
6,065
49.8%
2,384
50.7%
1.0
2,142
17.6%
831
17.7%
2.0
1,229
10.1%
424
9.0%
3.0
769
6.3%
309
6.6%
4.0
543
4.5%
220
4.7%
5.0
378
3.1%
147
3.1%
6.0
273
2.2%
82
1.7%
7.0
187
1.5%
83
1.8%
8.0
141
1.2%
56
1.2%
9.0
115
0.9%
39
0.8%
10.0
84
0.7%
33
0.7%
11.0
54
0.4%
18
0.4%
12.0
41
0.3%
14
0.3%
13.0
36
0.3%
18
0.4%
14.0
23
0.2%
5
0.1%
LARGEST VALUES
44.0
1
<0.1%
0
0.0%
38.0
1
<0.1%
0
0.0%
35.0
1
<0.1%
0
0.0%
34.0
1
<0.1%
0
0.0%
33.0
1
<0.1%
1
<0.1%
31.0
2
<0.1%
0
0.0%
30.0
3
<0.1%
0
0.0%
27.0
1
<0.1%
0
0.0%
26.0
1
<0.1%
1
<0.1%
24.0
2
<0.1%
0
0.0%
23.0
2
<0.1%
1
<0.1%
22.0
1
<0.1%
5
0.1%
21.0
5
<0.1%
0
0.0%
20.0
7
<0.1%
3
<0.1%
19.0
4
<0.1%
1
<0.1%
inq_last_12m
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_inq
-0.54
inq_fi
0.52
num_tl_op_past_12m
0.44
acc_open_past_24mths
0.36
open_acc_6m
0.30
open_il_24m
0.27
open_rv_12m
0.26
mo_sin_rcnt_tl
-0.25
open_rv_24m
0.25
total_acc
0.22
mths_since_rcnt_il
-0.21
open_acc
0.18
num_rev_accts
0.18
total_bal_il
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.46
open_il_12m
0.38
home_ownership_RENT
0.10
home_ownership_MORTGAGE
0.10
pub_rec
0.08
pub_rec_bankruptcies
0.08
verification_status_Verified
0.05
application_type_Joint App
0.05
hardship_flag_Y
0.03
verification_status_Source Verified
0.02
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.01
acc_now_delinq
0.01
initial_list_status_w
0.01
MOST FREQUENT VALUES
1.0
3,284
27.0%
1,326
28.2%
0.0
2,414
19.8%
719
15.3%
2.0
2,396
19.7%
920
19.6%
3.0
1,439
11.8%
630
13.4%
4.0
927
7.6%
419
8.9%
5.0
563
4.6%
248
5.3%
6.0
380
3.1%
135
2.9%
7.0
240
2.0%
106
2.3%
8.0
165
1.4%
72
1.5%
9.0
120
1.0%
35
0.7%
10.0
88
0.7%
24
0.5%
11.0
47
0.4%
15
0.3%
12.0
38
0.3%
16
0.3%
13.0
31
0.3%
12
0.3%
14.0
13
0.1%
8
0.2%
SMALLEST VALUES
0.0
2,414
19.8%
719
15.3%
1.0
3,284
27.0%
1,326
28.2%
2.0
2,396
19.7%
920
19.6%
3.0
1,439
11.8%
630
13.4%
4.0
927
7.6%
419
8.9%
5.0
563
4.6%
248
5.3%
6.0
380
3.1%
135
2.9%
7.0
240
2.0%
106
2.3%
8.0
165
1.4%
72
1.5%
9.0
120
1.0%
35
0.7%
10.0
88
0.7%
24
0.5%
11.0
47
0.4%
15
0.3%
12.0
38
0.3%
16
0.3%
13.0
31
0.3%
12
0.3%
14.0
13
0.1%
8
0.2%
LARGEST VALUES
40.0
1
<0.1%
0
0.0%
34.0
1
<0.1%
0
0.0%
25.0
1
<0.1%
1
<0.1%
24.0
1
<0.1%
0
0.0%
22.0
3
<0.1%
0
0.0%
20.0
3
<0.1%
0
0.0%
19.0
1
<0.1%
0
0.0%
18.0
3
<0.1%
3
<0.1%
17.0
4
<0.1%
1
<0.1%
16.0
6
<0.1%
4
<0.1%
15.0
11
<0.1%
7
0.1%
14.0
13
0.1%
8
0.2%
13.0
31
0.3%
12
0.3%
12.0
38
0.3%
16
0.3%
11.0
47
0.4%
15
0.3%
acc_open_past_24mths
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_24m
0.85
num_tl_op_past_12m
0.78
open_rv_12m
0.67
open_acc_6m
0.57
open_il_24m
0.56
open_acc
0.51
num_op_rev_tl
0.51
mo_sin_rcnt_tl
-0.46
num_rev_accts
0.46
total_acc
0.44
mo_sin_rcnt_rev_tl_op
-0.41
num_bc_tl
0.38
num_bc_sats
0.38
inq_last_12m
0.36

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.43
inq_last_6mths
0.32
pub_rec
0.11
pub_rec_bankruptcies
0.11
home_ownership_RENT
0.09
home_ownership_MORTGAGE
0.07
verification_status_Verified
0.05
verification_status_Source Verified
0.04
collections_12_mths_ex_med
0.02
home_ownership_OWN
0.02
application_type_Joint App
0.02
initial_list_status_w
0.02
chargeoff_within_12_mths
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
3.0
1,790
14.7%
690
14.7%
4.0
1,731
14.2%
648
13.8%
2.0
1,567
12.9%
590
12.5%
5.0
1,515
12.4%
589
12.5%
6.0
1,254
10.3%
492
10.5%
1.0
954
7.8%
355
7.5%
7.0
903
7.4%
343
7.3%
8.0
662
5.4%
279
5.9%
9.0
497
4.1%
176
3.7%
10.0
337
2.8%
149
3.2%
11.0
232
1.9%
105
2.2%
0.0
185
1.5%
49
1.0%
12.0
174
1.4%
73
1.6%
13.0
103
0.8%
52
1.1%
14.0
80
0.7%
33
0.7%
SMALLEST VALUES
0.0
185
1.5%
49
1.0%
1.0
954
7.8%
355
7.5%
2.0
1,567
12.9%
590
12.5%
3.0
1,790
14.7%
690
14.7%
4.0
1,731
14.2%
648
13.8%
5.0
1,515
12.4%
589
12.5%
6.0
1,254
10.3%
492
10.5%
7.0
903
7.4%
343
7.3%
8.0
662
5.4%
279
5.9%
9.0
497
4.1%
176
3.7%
10.0
337
2.8%
149
3.2%
11.0
232
1.9%
105
2.2%
12.0
174
1.4%
73
1.6%
13.0
103
0.8%
52
1.1%
14.0
80
0.7%
33
0.7%
LARGEST VALUES
32.0
1
<0.1%
1
<0.1%
31.0
1
<0.1%
0
0.0%
30.0
4
<0.1%
0
0.0%
27.0
2
<0.1%
0
0.0%
26.0
1
<0.1%
1
<0.1%
25.0
2
<0.1%
1
<0.1%
24.0
5
<0.1%
0
0.0%
23.0
3
<0.1%
1
<0.1%
22.0
7
<0.1%
1
<0.1%
21.0
10
<0.1%
0
0.0%
20.0
10
<0.1%
6
0.1%
19.0
13
0.1%
7
0.1%
18.0
18
0.1%
9
0.2%
17.0
21
0.2%
15
0.3%
16.0
37
0.3%
17
0.4%
avg_cur_bal
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.84
tot_hi_cred_lim
0.80
mort_acc
0.52
total_bal_ex_mort
0.35
total_il_high_credit_limit
0.30
total_bal_il
0.27
revol_bal
0.27
max_bal_bc
0.25
loan_amnt
0.20
num_op_rev_tl
-0.20
open_rv_24m
-0.19
out_prncp
0.18
mo_sin_rcnt_rev_tl_op
0.17
installment
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
0.49
home_ownership_RENT
0.43
application_type_Joint App
0.12
home_ownership_OWN
0.09
open_il_12m
0.08
verification_status_Verified
0.07
pub_rec
0.06
pub_rec_bankruptcies
0.06
initial_list_status_w
0.03
inq_last_6mths
0.03
verification_status_Source Verified
0.02
collections_12_mths_ex_med
0.01
hardship_flag_Y
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
3780.0
9
<0.1%
0
0.0%
2087.0
7
<0.1%
0
0.0%
1898.0
6
<0.1%
0
0.0%
2135.0
6
<0.1%
0
0.0%
2192.0
6
<0.1%
0
0.0%
3638.0
6
<0.1%
1
<0.1%
2137.0
6
<0.1%
1
<0.1%
3450.0
6
<0.1%
1
<0.1%
1895.0
5
<0.1%
0
0.0%
2875.0
5
<0.1%
2
<0.1%
3844.0
5
<0.1%
1
<0.1%
1508.0
5
<0.1%
1
<0.1%
2773.0
5
<0.1%
1
<0.1%
1754.0
5
<0.1%
0
0.0%
1986.0
5
<0.1%
0
0.0%
SMALLEST VALUES
187.0
1
<0.1%
0
0.0%
227.0
1
<0.1%
0
0.0%
251.0
1
<0.1%
0
0.0%
254.0
1
<0.1%
0
0.0%
276.0
1
<0.1%
0
0.0%
311.0
1
<0.1%
0
0.0%
320.0
1
<0.1%
0
0.0%
325.0
1
<0.1%
1
<0.1%
353.0
1
<0.1%
0
0.0%
357.0
1
<0.1%
0
0.0%
370.0
1
<0.1%
0
0.0%
379.0
1
<0.1%
0
0.0%
396.0
1
<0.1%
1
<0.1%
409.0
1
<0.1%
0
0.0%
412.0
1
<0.1%
0
0.0%
LARGEST VALUES
280148.0
1
<0.1%
0
0.0%
224558.0
1
<0.1%
0
0.0%
168238.0
1
<0.1%
0
0.0%
148637.0
1
<0.1%
0
0.0%
142656.0
1
<0.1%
0
0.0%
134573.0
1
<0.1%
0
0.0%
133415.0
1
<0.1%
0
0.0%
133165.0
1
<0.1%
0
0.0%
130769.0
1
<0.1%
0
0.0%
130641.0
1
<0.1%
0
0.0%
128506.0
1
<0.1%
0
0.0%
126954.0
1
<0.1%
0
0.0%
126745.0
1
<0.1%
0
0.0%
124778.0
1
<0.1%
0
0.0%
117634.0
1
<0.1%
0
0.0%
bc_open_to_buy
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bc_limit
0.87
total_rev_hi_lim
0.67
num_bc_sats
0.59
num_bc_tl
0.55
bc_util
-0.52
all_util
-0.50
num_op_rev_tl
0.45
percent_bc_gt_75
-0.42
num_rev_accts
0.41
open_acc
0.40
num_actv_bc_tl
0.34
total_acc
0.32
tot_hi_cred_lim
0.27
int_rate
-0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.13
home_ownership_RENT
0.09
open_il_12m
0.08
pub_rec
0.06
pub_rec_bankruptcies
0.06
home_ownership_MORTGAGE
0.06
application_type_Joint App
0.05
verification_status_Verified
0.05
home_ownership_OWN
0.04
initial_list_status_w
0.04
collections_12_mths_ex_med
0.02
verification_status_Source Verified
0.01
chargeoff_within_12_mths
0.01
acc_now_delinq
0.00
MOST FREQUENT VALUES
0.0
118
1.0%
44
0.9%
500.0
12
<0.1%
5
0.1%
4000.0
8
<0.1%
0
0.0%
214.0
7
<0.1%
2
<0.1%
2000.0
7
<0.1%
1
<0.1%
2500.0
7
<0.1%
0
0.0%
171.0
7
<0.1%
0
0.0%
1500.0
6
<0.1%
1
<0.1%
2.0
6
<0.1%
2
<0.1%
1000.0
6
<0.1%
1
<0.1%
557.0
6
<0.1%
0
0.0%
2400.0
5
<0.1%
0
0.0%
2591.0
5
<0.1%
0
0.0%
3000.0
5
<0.1%
2
<0.1%
1311.0
5
<0.1%
2
<0.1%
SMALLEST VALUES
0.0
118
1.0%
44
0.9%
1.0
1
<0.1%
0
0.0%
2.0
6
<0.1%
2
<0.1%
3.0
1
<0.1%
0
0.0%
4.0
3
<0.1%
1
<0.1%
6.0
2
<0.1%
0
0.0%
7.0
1
<0.1%
0
0.0%
8.0
4
<0.1%
1
<0.1%
10.0
3
<0.1%
0
0.0%
13.0
1
<0.1%
0
0.0%
14.0
2
<0.1%
0
0.0%
16.0
1
<0.1%
0
0.0%
20.0
1
<0.1%
0
0.0%
21.0
2
<0.1%
3
<0.1%
23.0
3
<0.1%
0
0.0%
LARGEST VALUES
278446.0
1
<0.1%
0
0.0%
193794.0
1
<0.1%
0
0.0%
171911.0
1
<0.1%
0
0.0%
168308.0
1
<0.1%
0
0.0%
167331.0
1
<0.1%
0
0.0%
163920.0
1
<0.1%
0
0.0%
162860.0
1
<0.1%
0
0.0%
161828.0
1
<0.1%
0
0.0%
160676.0
1
<0.1%
0
0.0%
153050.0
1
<0.1%
0
0.0%
151987.0
1
<0.1%
0
0.0%
150994.0
1
<0.1%
0
0.0%
146420.0
1
<0.1%
0
0.0%
146102.0
1
<0.1%
0
0.0%
144937.0
1
<0.1%
0
0.0%
bc_util
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
percent_bc_gt_75
0.83
all_util
0.56
bc_open_to_buy
-0.52
max_bal_bc
0.36
int_rate
0.26
num_tl_op_past_12m
-0.24
revol_bal
0.23
acc_open_past_24mths
-0.22
open_acc_6m
-0.21
total_bc_limit
-0.21
open_rv_24m
-0.20
mo_sin_rcnt_tl
0.20
open_rv_12m
-0.19
num_bc_tl
-0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.16
inq_last_6mths
0.16
pub_rec
0.05
pub_rec_bankruptcies
0.05
home_ownership_OWN
0.05
home_ownership_MORTGAGE
0.04
collections_12_mths_ex_med
0.03
verification_status_Verified
0.03
verification_status_Source Verified
0.03
chargeoff_within_12_mths
0.01
hardship_flag_Y
0.00
initial_list_status_w
0.00
application_type_Joint App
0.00
home_ownership_RENT
0.00
MOST FREQUENT VALUES
0.0
193
1.6%
70
1.5%
47.1
26
0.2%
2
<0.1%
45.8
25
0.2%
5
0.1%
44.7
23
0.2%
4
<0.1%
43.9
23
0.2%
14
0.3%
35.8
22
0.2%
6
0.1%
48.1
22
0.2%
3
<0.1%
48.0
22
0.2%
6
0.1%
41.8
22
0.2%
5
0.1%
49.5
21
0.2%
4
<0.1%
34.6
21
0.2%
6
0.1%
38.1
21
0.2%
4
<0.1%
32.2
21
0.2%
9
0.2%
42.6
20
0.2%
7
0.1%
50.7
20
0.2%
6
0.1%
SMALLEST VALUES
0.0
193
1.6%
70
1.5%
0.1
13
0.1%
9
0.2%
0.2
17
0.1%
6
0.1%
0.3
10
<0.1%
3
<0.1%
0.4
7
<0.1%
4
<0.1%
0.5
4
<0.1%
8
0.2%
0.6
12
<0.1%
4
<0.1%
0.7
9
<0.1%
5
0.1%
0.8
7
<0.1%
2
<0.1%
0.9
9
<0.1%
3
<0.1%
1.0
10
<0.1%
6
0.1%
1.1
6
<0.1%
1
<0.1%
1.2
5
<0.1%
4
<0.1%
1.3
4
<0.1%
4
<0.1%
1.4
12
<0.1%
3
<0.1%
LARGEST VALUES
136.8
1
<0.1%
0
0.0%
133.1
1
<0.1%
0
0.0%
125.6
1
<0.1%
0
0.0%
114.8
1
<0.1%
0
0.0%
113.1
1
<0.1%
0
0.0%
109.3
1
<0.1%
0
0.0%
108.1
1
<0.1%
0
0.0%
106.6
1
<0.1%
0
0.0%
106.0
1
<0.1%
0
0.0%
105.4
1
<0.1%
0
0.0%
104.8
1
<0.1%
0
0.0%
104.5
2
<0.1%
0
0.0%
104.2
2
<0.1%
1
<0.1%
104.0
1
<0.1%
0
0.0%
103.9
1
<0.1%
0
0.0%
chargeoff_within_12_mths
MISSING:
---
---
TOP CATEGORIES
0.0
12,117
>99%
4,675
>99%
1.0
61
<1%
23
<1%
2.0
2
<1%
3
<1%
3.0
0
0%
1
<1%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
chargeoff_within_12_mths
PROVIDES INFORMATION ON...
collections_12_mths_ex_med
0.01
acc_now_delinq
0.00
inq_last_6mths
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
verification_status_Verified
0.00
open_il_12m
0.00
verification_status_Source Verified
0.00
application_type_Joint App
0.00
hardship_flag_Y
0.00
initial_list_status_w
0.00
home_ownership_OWN
0.00
home_ownership_MORTGAGE
0.00
home_ownership_RENT
0.00

THESE FEATURES
GIVE INFORMATION
ON chargeoff_within_12_mths:
collections_12_mths_ex_med
0.04
inq_last_6mths
0.01
open_il_12m
0.01
verification_status_Verified
0.01
pub_rec
0.00
pub_rec_bankruptcies
0.00
verification_status_Source Verified
0.00
application_type_Joint App
0.00
home_ownership_OWN
0.00
initial_list_status_w
0.00
hardship_flag_Y
0.00
home_ownership_MORTGAGE
0.00
home_ownership_RENT
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
CORRELATION RATIO WITH...
num_tl_90g_dpd_24m
0.18
delinq_2yrs
0.12
num_accts_ever_120_pd
0.07
pct_tl_nvr_dlq
0.06
mo_sin_old_rev_tl_op
0.03
total_cu_tl
0.03
mths_since_recent_inq
0.03
total_rec_late_fee
0.03
inq_fi
0.02
open_acc_6m
0.02
mo_sin_rcnt_tl
0.02
percent_bc_gt_75
0.02
num_tl_op_past_12m
0.02
all_util
0.02
mo_sin_old_il_acct
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.45
total_acc
0.39
total_il_high_credit_limit
0.29
total_bal_ex_mort
0.28
total_bal_il
0.26
open_act_il
0.23
tot_hi_cred_lim
0.23
tot_cur_bal
0.22
mo_sin_old_rev_tl_op
0.21
mort_acc
0.20
open_acc
0.19
avg_cur_bal
0.15
max_bal_bc
0.15
total_cu_tl
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
0.16
home_ownership_RENT
0.16
open_il_12m
0.06
collections_12_mths_ex_med
0.02
inq_last_6mths
0.02
verification_status_Verified
0.01
hardship_flag_Y
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
chargeoff_within_12_mths
0.01
home_ownership_OWN
0.01
application_type_Joint App
0.01
verification_status_Source Verified
0.00
initial_list_status_w
0.00
MOST FREQUENT VALUES
135.0
121
1.0%
29
0.6%
145.0
119
1.0%
41
0.9%
150.0
118
1.0%
46
1.0%
143.0
116
1.0%
38
0.8%
154.0
116
1.0%
36
0.8%
136.0
114
0.9%
40
0.9%
134.0
113
0.9%
24
0.5%
149.0
109
0.9%
55
1.2%
158.0
108
0.9%
32
0.7%
133.0
108
0.9%
27
0.6%
148.0
108
0.9%
40
0.9%
155.0
107
0.9%
28
0.6%
141.0
105
0.9%
39
0.8%
137.0
105
0.9%
53
1.1%
140.0
104
0.9%
32
0.7%
SMALLEST VALUES
0.0
1
<0.1%
0
0.0%
1.0
5
<0.1%
0
0.0%
2.0
6
<0.1%
1
<0.1%
3.0
9
<0.1%
3
<0.1%
4.0
14
0.1%
4
<0.1%
5.0
8
<0.1%
6
0.1%
6.0
15
0.1%
4
<0.1%
7.0
16
0.1%
13
0.3%
8.0
16
0.1%
10
0.2%
9.0
25
0.2%
9
0.2%
10.0
25
0.2%
16
0.3%
11.0
31
0.3%
12
0.3%
12.0
27
0.2%
9
0.2%
13.0
42
0.3%
10
0.2%
14.0
35
0.3%
11
0.2%
LARGEST VALUES
477.0
1
<0.1%
0
0.0%
432.0
1
<0.1%
0
0.0%
431.0
1
<0.1%
0
0.0%
427.0
1
<0.1%
0
0.0%
416.0
1
<0.1%
0
0.0%
414.0
1
<0.1%
0
0.0%
399.0
1
<0.1%
0
0.0%
394.0
1
<0.1%
0
0.0%
389.0
1
<0.1%
1
<0.1%
383.0
1
<0.1%
0
0.0%
377.0
3
<0.1%
0
0.0%
369.0
1
<0.1%
0
0.0%
366.0
2
<0.1%
0
0.0%
365.0
1
<0.1%
0
0.0%
364.0
1
<0.1%
0
0.0%
mo_sin_old_rev_tl_op
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.30
total_rev_hi_lim
0.28
mort_acc
0.28
total_acc
0.28
revol_bal
0.26
total_bc_limit
0.26
num_bc_tl
0.26
tot_hi_cred_lim
0.25
max_bal_bc
0.24
tot_cur_bal
0.21
mo_sin_old_il_acct
0.21
bc_open_to_buy
0.17
total_bal_ex_mort
0.15
mths_since_recent_bc
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_RENT
0.20
home_ownership_MORTGAGE
0.16
verification_status_Source Verified
0.06
home_ownership_OWN
0.06
chargeoff_within_12_mths
0.03
inq_last_6mths
0.03
collections_12_mths_ex_med
0.03
initial_list_status_w
0.02
verification_status_Verified
0.02
open_il_12m
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
application_type_Joint App
0.02
hardship_flag_Y
0.01
MOST FREQUENT VALUES
145.0
86
0.7%
24
0.5%
147.0
81
0.7%
20
0.4%
139.0
78
0.6%
25
0.5%
150.0
76
0.6%
32
0.7%
155.0
75
0.6%
24
0.5%
85.0
75
0.6%
20
0.4%
166.0
74
0.6%
22
0.5%
93.0
73
0.6%
13
0.3%
132.0
73
0.6%
13
0.3%
161.0
71
0.6%
31
0.7%
151.0
71
0.6%
29
0.6%
165.0
69
0.6%
24
0.5%
57.0
68
0.6%
24
0.5%
140.0
68
0.6%
22
0.5%
69.0
67
0.6%
31
0.7%
SMALLEST VALUES
4.0
1
<0.1%
0
0.0%
6.0
1
<0.1%
0
0.0%
7.0
1
<0.1%
1
<0.1%
8.0
1
<0.1%
1
<0.1%
11.0
2
<0.1%
0
0.0%
13.0
2
<0.1%
0
0.0%
14.0
2
<0.1%
2
<0.1%
15.0
3
<0.1%
2
<0.1%
16.0
3
<0.1%
1
<0.1%
17.0
4
<0.1%
1
<0.1%
18.0
2
<0.1%
2
<0.1%
19.0
4
<0.1%
0
0.0%
20.0
10
<0.1%
2
<0.1%
21.0
7
<0.1%
0
0.0%
22.0
5
<0.1%
3
<0.1%
LARGEST VALUES
696.0
1
<0.1%
0
0.0%
692.0
1
<0.1%
0
0.0%
661.0
1
<0.1%
0
0.0%
655.0
1
<0.1%
1
<0.1%
649.0
1
<0.1%
0
0.0%
639.0
1
<0.1%
0
0.0%
633.0
1
<0.1%
0
0.0%
627.0
1
<0.1%
0
0.0%
624.0
1
<0.1%
0
0.0%
621.0
1
<0.1%
1
<0.1%
618.0
1
<0.1%
0
0.0%
613.0
1
<0.1%
0
0.0%
612.0
1
<0.1%
0
0.0%
608.0
1
<0.1%
0
0.0%
602.0
1
<0.1%
0
0.0%
mo_sin_rcnt_rev_tl_op
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_bc
0.65
open_rv_12m
-0.48
mo_sin_rcnt_tl
0.48
open_rv_24m
-0.47
num_tl_op_past_12m
-0.41
acc_open_past_24mths
-0.41
open_acc_6m
-0.36
num_op_rev_tl
-0.30
num_rev_accts
-0.26
open_acc
-0.24
num_bc_sats
-0.23
num_rev_tl_bal_gt_0
-0.23
num_actv_rev_tl
-0.23
num_bc_tl
-0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.20
pub_rec
0.07
pub_rec_bankruptcies
0.07
application_type_Joint App
0.05
open_il_12m
0.04
verification_status_Source Verified
0.03
home_ownership_MORTGAGE
0.03
home_ownership_RENT
0.02
collections_12_mths_ex_med
0.02
hardship_flag_Y
0.01
verification_status_Verified
0.01
chargeoff_within_12_mths
0.01
home_ownership_OWN
0.01
acc_now_delinq
0.00
MOST FREQUENT VALUES
2.0
987
8.1%
434
9.2%
3.0
921
7.6%
420
8.9%
1.0
820
6.7%
327
7.0%
4.0
804
6.6%
341
7.3%
5.0
751
6.2%
323
6.9%
6.0
653
5.4%
231
4.9%
7.0
625
5.1%
206
4.4%
8.0
487
4.0%
188
4.0%
9.0
429
3.5%
145
3.1%
10.0
404
3.3%
163
3.5%
11.0
370
3.0%
133
2.8%
12.0
367
3.0%
123
2.6%
13.0
332
2.7%
112
2.4%
14.0
292
2.4%
98
2.1%
15.0
250
2.1%
94
2.0%
SMALLEST VALUES
0.0
207
1.7%
88
1.9%
1.0
820
6.7%
327
7.0%
2.0
987
8.1%
434
9.2%
3.0
921
7.6%
420
8.9%
4.0
804
6.6%
341
7.3%
5.0
751
6.2%
323
6.9%
6.0
653
5.4%
231
4.9%
7.0
625
5.1%
206
4.4%
8.0
487
4.0%
188
4.0%
9.0
429
3.5%
145
3.1%
10.0
404
3.3%
163
3.5%
11.0
370
3.0%
133
2.8%
12.0
367
3.0%
123
2.6%
13.0
332
2.7%
112
2.4%
14.0
292
2.4%
98
2.1%
LARGEST VALUES
222.0
1
<0.1%
0
0.0%
213.0
1
<0.1%
0
0.0%
172.0
1
<0.1%
0
0.0%
165.0
1
<0.1%
2
<0.1%
163.0
1
<0.1%
0
0.0%
156.0
1
<0.1%
0
0.0%
155.0
1
<0.1%
0
0.0%
151.0
1
<0.1%
0
0.0%
149.0
1
<0.1%
0
0.0%
148.0
2
<0.1%
0
0.0%
147.0
2
<0.1%
0
0.0%
146.0
1
<0.1%
0
0.0%
144.0
1
<0.1%
0
0.0%
142.0
1
<0.1%
0
0.0%
141.0
3
<0.1%
0
0.0%
mo_sin_rcnt_tl
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc_6m
-0.59
num_tl_op_past_12m
-0.56
mo_sin_rcnt_rev_tl_op
0.48
acc_open_past_24mths
-0.46
open_rv_12m
-0.44
mths_since_rcnt_il
0.36
open_rv_24m
-0.36
mths_since_recent_inq
0.34
mths_since_recent_bc
0.30
open_il_24m
-0.30
inq_last_12m
-0.25
open_acc
-0.22
il_util
-0.21
num_op_rev_tl
-0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.42
inq_last_6mths
0.30
home_ownership_RENT
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.05
home_ownership_MORTGAGE
0.04
verification_status_Source Verified
0.03
collections_12_mths_ex_med
0.03
verification_status_Verified
0.02
home_ownership_OWN
0.02
chargeoff_within_12_mths
0.02
acc_now_delinq
0.02
application_type_Joint App
0.01
hardship_flag_Y
0.01
MOST FREQUENT VALUES
2.0
1,483
12.2%
619
13.2%
3.0
1,350
11.1%
620
13.2%
4.0
1,228
10.1%
522
11.1%
1.0
1,134
9.3%
446
9.5%
5.0
1,024
8.4%
436
9.3%
6.0
822
6.7%
284
6.0%
7.0
784
6.4%
311
6.6%
8.0
598
4.9%
221
4.7%
9.0
538
4.4%
160
3.4%
10.0
453
3.7%
181
3.8%
11.0
365
3.0%
121
2.6%
12.0
350
2.9%
103
2.2%
13.0
310
2.5%
82
1.7%
14.0
274
2.2%
85
1.8%
0.0
216
1.8%
91
1.9%
SMALLEST VALUES
0.0
216
1.8%
91
1.9%
1.0
1,134
9.3%
446
9.5%
2.0
1,483
12.2%
619
13.2%
3.0
1,350
11.1%
620
13.2%
4.0
1,228
10.1%
522
11.1%
5.0
1,024
8.4%
436
9.3%
6.0
822
6.7%
284
6.0%
7.0
784
6.4%
311
6.6%
8.0
598
4.9%
221
4.7%
9.0
538
4.4%
160
3.4%
10.0
453
3.7%
181
3.8%
11.0
365
3.0%
121
2.6%
12.0
350
2.9%
103
2.2%
13.0
310
2.5%
82
1.7%
14.0
274
2.2%
85
1.8%
LARGEST VALUES
86.0
1
<0.1%
0
0.0%
77.0
1
<0.1%
0
0.0%
56.0
1
<0.1%
0
0.0%
54.0
2
<0.1%
0
0.0%
52.0
1
<0.1%
1
<0.1%
51.0
1
<0.1%
0
0.0%
48.0
2
<0.1%
0
0.0%
47.0
3
<0.1%
0
0.0%
46.0
2
<0.1%
0
0.0%
44.0
2
<0.1%
0
0.0%
43.0
3
<0.1%
0
0.0%
42.0
1
<0.1%
1
<0.1%
41.0
5
<0.1%
0
0.0%
39.0
5
<0.1%
0
0.0%
38.0
3
<0.1%
0
0.0%
mort_acc
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.60
tot_cur_bal
0.59
avg_cur_bal
0.52
total_acc
0.34
mo_sin_old_rev_tl_op
0.28
revol_bal
0.24
total_rev_hi_lim
0.23
max_bal_bc
0.22
total_bal_ex_mort
0.20
total_cu_tl
0.20
mo_sin_old_il_acct
0.20
total_bc_limit
0.20
loan_amnt
0.20
total_il_high_credit_limit
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
0.53
home_ownership_RENT
0.50
application_type_Joint App
0.10
open_il_12m
0.10
verification_status_Verified
0.07
home_ownership_OWN
0.07
pub_rec
0.05
pub_rec_bankruptcies
0.05
initial_list_status_w
0.05
inq_last_6mths
0.05
verification_status_Source Verified
0.02
hardship_flag_Y
0.02
chargeoff_within_12_mths
0.01
collections_12_mths_ex_med
0.01
MOST FREQUENT VALUES
0.0
5,743
47.2%
2,320
49.3%
1.0
2,139
17.6%
767
16.3%
2.0
1,826
15.0%
680
14.5%
3.0
1,160
9.5%
416
8.8%
4.0
661
5.4%
246
5.2%
5.0
350
2.9%
136
2.9%
6.0
159
1.3%
75
1.6%
7.0
73
0.6%
35
0.7%
8.0
37
0.3%
13
0.3%
9.0
11
<0.1%
7
0.1%
10.0
8
<0.1%
4
<0.1%
11.0
8
<0.1%
0
0.0%
12.0
2
<0.1%
3
<0.1%
13.0
1
<0.1%
0
0.0%
14.0
1
<0.1%
0
0.0%
SMALLEST VALUES
0.0
5,743
47.2%
2,320
49.3%
1.0
2,139
17.6%
767
16.3%
2.0
1,826
15.0%
680
14.5%
3.0
1,160
9.5%
416
8.8%
4.0
661
5.4%
246
5.2%
5.0
350
2.9%
136
2.9%
6.0
159
1.3%
75
1.6%
7.0
73
0.6%
35
0.7%
8.0
37
0.3%
13
0.3%
9.0
11
<0.1%
7
0.1%
10.0
8
<0.1%
4
<0.1%
11.0
8
<0.1%
0
0.0%
12.0
2
<0.1%
3
<0.1%
13.0
1
<0.1%
0
0.0%
14.0
1
<0.1%
0
0.0%
LARGEST VALUES
20.0
1
<0.1%
0
0.0%
14.0
1
<0.1%
0
0.0%
13.0
1
<0.1%
0
0.0%
12.0
2
<0.1%
3
<0.1%
11.0
8
<0.1%
0
0.0%
10.0
8
<0.1%
4
<0.1%
9.0
11
<0.1%
7
0.1%
8.0
37
0.3%
13
0.3%
7.0
73
0.6%
35
0.7%
6.0
159
1.3%
75
1.6%
5.0
350
2.9%
136
2.9%
4.0
661
5.4%
246
5.2%
3.0
1,160
9.5%
416
8.8%
2.0
1,826
15.0%
680
14.5%
1.0
2,139
17.6%
767
16.3%
mths_since_recent_bc
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.65
open_rv_24m
-0.40
open_rv_12m
-0.37
acc_open_past_24mths
-0.34
num_bc_sats
-0.32
num_tl_op_past_12m
-0.31
mo_sin_rcnt_tl
0.30
num_op_rev_tl
-0.28
num_actv_bc_tl
-0.27
num_bc_tl
-0.27
open_acc_6m
-0.25
open_acc
-0.23
num_rev_tl_bal_gt_0
-0.23
num_actv_rev_tl
-0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.14
application_type_Joint App
0.06
pub_rec
0.06
pub_rec_bankruptcies
0.06
home_ownership_MORTGAGE
0.05
home_ownership_RENT
0.05
open_il_12m
0.04
collections_12_mths_ex_med
0.02
verification_status_Source Verified
0.02
verification_status_Verified
0.02
hardship_flag_Y
0.02
home_ownership_OWN
0.01
chargeoff_within_12_mths
0.01
initial_list_status_w
0.00
MOST FREQUENT VALUES
2.0
637
5.2%
304
6.5%
3.0
622
5.1%
310
6.6%
4.0
589
4.8%
283
6.0%
5.0
552
4.5%
264
5.6%
7.0
549
4.5%
180
3.8%
6.0
529
4.3%
214
4.6%
1.0
452
3.7%
188
4.0%
8.0
423
3.5%
161
3.4%
9.0
400
3.3%
131
2.8%
11.0
371
3.0%
135
2.9%
10.0
370
3.0%
140
3.0%
12.0
345
2.8%
109
2.3%
13.0
324
2.7%
106
2.3%
14.0
286
2.3%
97
2.1%
15.0
248
2.0%
98
2.1%
SMALLEST VALUES
0.0
93
0.8%
45
1.0%
1.0
452
3.7%
188
4.0%
2.0
637
5.2%
304
6.5%
3.0
622
5.1%
310
6.6%
4.0
589
4.8%
283
6.0%
5.0
552
4.5%
264
5.6%
6.0
529
4.3%
214
4.6%
7.0
549
4.5%
180
3.8%
8.0
423
3.5%
161
3.4%
9.0
400
3.3%
131
2.8%
10.0
370
3.0%
140
3.0%
11.0
371
3.0%
135
2.9%
12.0
345
2.8%
109
2.3%
13.0
324
2.7%
106
2.3%
14.0
286
2.3%
97
2.1%
LARGEST VALUES
416.0
1
<0.1%
0
0.0%
400.0
1
<0.1%
0
0.0%
399.0
1
<0.1%
0
0.0%
390.0
1
<0.1%
0
0.0%
375.0
1
<0.1%
0
0.0%
325.0
1
<0.1%
0
0.0%
324.0
1
<0.1%
0
0.0%
319.0
1
<0.1%
0
0.0%
296.0
1
<0.1%
0
0.0%
295.0
1
<0.1%
0
0.0%
293.0
1
<0.1%
0
0.0%
279.0
1
<0.1%
0
0.0%
272.0
1
<0.1%
0
0.0%
265.0
1
<0.1%
0
0.0%
262.0
1
<0.1%
0
0.0%
mths_since_recent_inq
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
-0.54
mo_sin_rcnt_tl
0.34
open_acc_6m
-0.34
num_tl_op_past_12m
-0.33
acc_open_past_24mths
-0.26
open_rv_12m
-0.23
inq_fi
-0.23
open_rv_24m
-0.20
mo_sin_rcnt_rev_tl_op
0.17
mths_since_rcnt_il
0.17
total_acc
-0.16
open_il_24m
-0.15
bc_util
0.15
open_acc
-0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.64
open_il_12m
0.27
home_ownership_RENT
0.08
home_ownership_MORTGAGE
0.07
verification_status_Verified
0.05
pub_rec
0.05
pub_rec_bankruptcies
0.05
verification_status_Source Verified
0.03
chargeoff_within_12_mths
0.03
hardship_flag_Y
0.02
acc_now_delinq
0.02
collections_12_mths_ex_med
0.02
home_ownership_OWN
0.01
application_type_Joint App
0.01
MOST FREQUENT VALUES
1.0
1,182
9.7%
513
10.9%
2.0
1,140
9.4%
491
10.4%
4.0
976
8.0%
412
8.8%
0.0
940
7.7%
345
7.3%
3.0
934
7.7%
422
9.0%
5.0
811
6.7%
352
7.5%
6.0
687
5.6%
301
6.4%
7.0
652
5.4%
307
6.5%
9.0
562
4.6%
176
3.7%
8.0
540
4.4%
207
4.4%
10.0
519
4.3%
177
3.8%
11.0
433
3.6%
145
3.1%
12.0
393
3.2%
136
2.9%
13.0
369
3.0%
91
1.9%
14.0
355
2.9%
100
2.1%
SMALLEST VALUES
0.0
940
7.7%
345
7.3%
1.0
1,182
9.7%
513
10.9%
2.0
1,140
9.4%
491
10.4%
3.0
934
7.7%
422
9.0%
4.0
976
8.0%
412
8.8%
5.0
811
6.7%
352
7.5%
6.0
687
5.6%
301
6.4%
7.0
652
5.4%
307
6.5%
8.0
540
4.4%
207
4.4%
9.0
562
4.6%
176
3.7%
10.0
519
4.3%
177
3.8%
11.0
433
3.6%
145
3.1%
12.0
393
3.2%
136
2.9%
13.0
369
3.0%
91
1.9%
14.0
355
2.9%
100
2.1%
LARGEST VALUES
24.0
52
0.4%
16
0.3%
23.0
108
0.9%
29
0.6%
22.0
117
1.0%
35
0.7%
21.0
167
1.4%
40
0.9%
20.0
162
1.3%
64
1.4%
19.0
172
1.4%
52
1.1%
18.0
173
1.4%
60
1.3%
17.0
210
1.7%
57
1.2%
16.0
245
2.0%
81
1.7%
15.0
281
2.3%
93
2.0%
14.0
355
2.9%
100
2.1%
13.0
369
3.0%
91
1.9%
12.0
393
3.2%
136
2.9%
11.0
433
3.6%
145
3.1%
10.0
519
4.3%
177
3.8%
num_accts_ever_120_pd
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pct_tl_nvr_dlq
-0.61
num_tl_90g_dpd_24m
0.27
delinq_2yrs
0.19
total_acc
0.15
num_il_tl
0.14
tot_coll_amt
0.13
total_bc_limit
-0.13
mo_sin_old_il_acct
0.13
acc_open_past_24mths
0.10
total_rev_hi_lim
-0.10
open_rv_24m
0.10
max_bal_bc
-0.10
bc_open_to_buy
-0.10
num_tl_op_past_12m
0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.07
inq_last_6mths
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.05
open_il_12m
0.05
application_type_Joint App
0.02
collections_12_mths_ex_med
0.02
verification_status_Verified
0.02
home_ownership_RENT
0.02
initial_list_status_w
0.02
home_ownership_MORTGAGE
0.01
home_ownership_OWN
0.01
acc_now_delinq
0.00
verification_status_Source Verified
0.00
MOST FREQUENT VALUES
0.0
9,392
77.1%
3,767
80.1%
1.0
1,525
12.5%
512
10.9%
2.0
521
4.3%
178
3.8%
3.0
244
2.0%
84
1.8%
4.0
160
1.3%
47
1.0%
5.0
99
0.8%
39
0.8%
6.0
81
0.7%
27
0.6%
7.0
52
0.4%
12
0.3%
8.0
30
0.2%
11
0.2%
9.0
24
0.2%
8
0.2%
10.0
19
0.2%
6
0.1%
12.0
8
<0.1%
2
<0.1%
15.0
7
<0.1%
0
0.0%
11.0
6
<0.1%
1
<0.1%
14.0
3
<0.1%
3
<0.1%
SMALLEST VALUES
0.0
9,392
77.1%
3,767
80.1%
1.0
1,525
12.5%
512
10.9%
2.0
521
4.3%
178
3.8%
3.0
244
2.0%
84
1.8%
4.0
160
1.3%
47
1.0%
5.0
99
0.8%
39
0.8%
6.0
81
0.7%
27
0.6%
7.0
52
0.4%
12
0.3%
8.0
30
0.2%
11
0.2%
9.0
24
0.2%
8
0.2%
10.0
19
0.2%
6
0.1%
11.0
6
<0.1%
1
<0.1%
12.0
8
<0.1%
2
<0.1%
13.0
3
<0.1%
1
<0.1%
14.0
3
<0.1%
3
<0.1%
LARGEST VALUES
28.0
1
<0.1%
0
0.0%
25.0
1
<0.1%
0
0.0%
22.0
1
<0.1%
0
0.0%
19.0
1
<0.1%
0
0.0%
18.0
1
<0.1%
1
<0.1%
16.0
1
<0.1%
3
<0.1%
15.0
7
<0.1%
0
0.0%
14.0
3
<0.1%
3
<0.1%
13.0
3
<0.1%
1
<0.1%
12.0
8
<0.1%
2
<0.1%
11.0
6
<0.1%
1
<0.1%
10.0
19
0.2%
6
0.1%
9.0
24
0.2%
8
0.2%
8.0
30
0.2%
11
0.2%
7.0
52
0.4%
12
0.3%
num_actv_bc_tl
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_rev_tl
0.86
num_rev_tl_bal_gt_0
0.86
num_bc_sats
0.84
num_op_rev_tl
0.69
num_bc_tl
0.67
open_acc
0.59
total_bc_limit
0.52
num_rev_accts
0.52
total_rev_hi_lim
0.40
total_acc
0.35
revol_bal
0.34
bc_open_to_buy
0.34
open_rv_24m
0.33
mths_since_recent_bc
-0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type_Joint App
0.10
inq_last_6mths
0.08
pub_rec
0.04
pub_rec_bankruptcies
0.04
open_il_12m
0.03
verification_status_Source Verified
0.03
home_ownership_RENT
0.03
initial_list_status_w
0.02
collections_12_mths_ex_med
0.02
verification_status_Verified
0.02
hardship_flag_Y
0.02
home_ownership_MORTGAGE
0.02
home_ownership_OWN
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
3.0
2,425
19.9%
886
18.8%
2.0
2,208
18.1%
802
17.1%
4.0
1,938
15.9%
789
16.8%
5.0
1,422
11.7%
556
11.8%
1.0
1,352
11.1%
499
10.6%
6.0
973
8.0%
389
8.3%
7.0
606
5.0%
258
5.5%
8.0
394
3.2%
150
3.2%
9.0
255
2.1%
99
2.1%
0.0
181
1.5%
66
1.4%
10.0
147
1.2%
80
1.7%
11.0
90
0.7%
55
1.2%
12.0
72
0.6%
23
0.5%
13.0
37
0.3%
15
0.3%
14.0
27
0.2%
13
0.3%
SMALLEST VALUES
0.0
181
1.5%
66
1.4%
1.0
1,352
11.1%
499
10.6%
2.0
2,208
18.1%
802
17.1%
3.0
2,425
19.9%
886
18.8%
4.0
1,938
15.9%
789
16.8%
5.0
1,422
11.7%
556
11.8%
6.0
973
8.0%
389
8.3%
7.0
606
5.0%
258
5.5%
8.0
394
3.2%
150
3.2%
9.0
255
2.1%
99
2.1%
10.0
147
1.2%
80
1.7%
11.0
90
0.7%
55
1.2%
12.0
72
0.6%
23
0.5%
13.0
37
0.3%
15
0.3%
14.0
27
0.2%
13
0.3%
LARGEST VALUES
29.0
1
<0.1%
0
0.0%
26.0
1
<0.1%
0
0.0%
22.0
2
<0.1%
1
<0.1%
21.0
2
<0.1%
0
0.0%
20.0
3
<0.1%
0
0.0%
19.0
2
<0.1%
0
0.0%
18.0
4
<0.1%
4
<0.1%
17.0
13
0.1%
1
<0.1%
16.0
11
<0.1%
6
0.1%
15.0
14
0.1%
9
0.2%
14.0
27
0.2%
13
0.3%
13.0
37
0.3%
15
0.3%
12.0
72
0.6%
23
0.5%
11.0
90
0.7%
55
1.2%
10.0
147
1.2%
80
1.7%
num_actv_rev_tl
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_tl_bal_gt_0
1.00
num_actv_bc_tl
0.86
num_op_rev_tl
0.81
num_bc_sats
0.71
open_acc
0.70
num_rev_accts
0.63
num_bc_tl
0.58
total_acc
0.45
open_rv_24m
0.42
total_rev_hi_lim
0.38
total_bc_limit
0.37
revol_bal
0.34
acc_open_past_24mths
0.34
open_rv_12m
0.32

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.10
application_type_Joint App
0.07
home_ownership_RENT
0.07
home_ownership_MORTGAGE
0.05
verification_status_Source Verified
0.03
open_il_12m
0.03
hardship_flag_Y
0.03
collections_12_mths_ex_med
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
initial_list_status_w
0.02
home_ownership_OWN
0.02
chargeoff_within_12_mths
0.02
acc_now_delinq
0.01
MOST FREQUENT VALUES
4.0
1,745
14.3%
678
14.4%
5.0
1,616
13.3%
650
13.8%
3.0
1,598
13.1%
611
13.0%
6.0
1,372
11.3%
543
11.5%
2.0
1,149
9.4%
418
8.9%
7.0
1,085
8.9%
410
8.7%
8.0
879
7.2%
307
6.5%
9.0
620
5.1%
262
5.6%
10.0
461
3.8%
161
3.4%
1.0
461
3.8%
190
4.0%
11.0
305
2.5%
129
2.7%
12.0
221
1.8%
102
2.2%
13.0
167
1.4%
49
1.0%
14.0
125
1.0%
37
0.8%
15.0
96
0.8%
41
0.9%
SMALLEST VALUES
0.0
58
0.5%
22
0.5%
1.0
461
3.8%
190
4.0%
2.0
1,149
9.4%
418
8.9%
3.0
1,598
13.1%
611
13.0%
4.0
1,745
14.3%
678
14.4%
5.0
1,616
13.3%
650
13.8%
6.0
1,372
11.3%
543
11.5%
7.0
1,085
8.9%
410
8.7%
8.0
879
7.2%
307
6.5%
9.0
620
5.1%
262
5.6%
10.0
461
3.8%
161
3.4%
11.0
305
2.5%
129
2.7%
12.0
221
1.8%
102
2.2%
13.0
167
1.4%
49
1.0%
14.0
125
1.0%
37
0.8%
LARGEST VALUES
42.0
1
<0.1%
0
0.0%
33.0
2
<0.1%
0
0.0%
30.0
1
<0.1%
2
<0.1%
29.0
1
<0.1%
0
0.0%
28.0
1
<0.1%
0
0.0%
27.0
1
<0.1%
0
0.0%
26.0
3
<0.1%
2
<0.1%
25.0
5
<0.1%
3
<0.1%
24.0
6
<0.1%
2
<0.1%
23.0
11
<0.1%
4
<0.1%
22.0
11
<0.1%
4
<0.1%
21.0
4
<0.1%
4
<0.1%
20.0
15
0.1%
6
0.1%
19.0
24
0.2%
10
0.2%
18.0
38
0.3%
11
0.2%
num_bc_sats
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_bc_tl
0.84
num_bc_tl
0.84
num_op_rev_tl
0.83
open_acc
0.71
num_rev_tl_bal_gt_0
0.71
num_actv_rev_tl
0.71
num_rev_accts
0.67
total_bc_limit
0.66
bc_open_to_buy
0.59
total_rev_hi_lim
0.51
total_acc
0.47
open_rv_24m
0.44
acc_open_past_24mths
0.38
open_rv_12m
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.16
application_type_Joint App
0.10
home_ownership_RENT
0.04
pub_rec
0.04
pub_rec_bankruptcies
0.04
open_il_12m
0.04
verification_status_Verified
0.03
home_ownership_OWN
0.03
initial_list_status_w
0.03
collections_12_mths_ex_med
0.03
verification_status_Source Verified
0.02
home_ownership_MORTGAGE
0.02
hardship_flag_Y
0.02
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
4.0
1,913
15.7%
711
15.1%
3.0
1,868
15.3%
649
13.8%
5.0
1,592
13.1%
644
13.7%
2.0
1,447
11.9%
497
10.6%
6.0
1,242
10.2%
505
10.7%
7.0
966
7.9%
408
8.7%
1.0
759
6.2%
255
5.4%
8.0
720
5.9%
269
5.7%
9.0
488
4.0%
215
4.6%
10.0
341
2.8%
149
3.2%
11.0
245
2.0%
111
2.4%
12.0
163
1.3%
92
2.0%
13.0
110
0.9%
59
1.3%
14.0
94
0.8%
44
0.9%
15.0
62
0.5%
32
0.7%
SMALLEST VALUES
1.0
759
6.2%
255
5.4%
2.0
1,447
11.9%
497
10.6%
3.0
1,868
15.3%
649
13.8%
4.0
1,913
15.7%
711
15.1%
5.0
1,592
13.1%
644
13.7%
6.0
1,242
10.2%
505
10.7%
7.0
966
7.9%
408
8.7%
8.0
720
5.9%
269
5.7%
9.0
488
4.0%
215
4.6%
10.0
341
2.8%
149
3.2%
11.0
245
2.0%
111
2.4%
12.0
163
1.3%
92
2.0%
13.0
110
0.9%
59
1.3%
14.0
94
0.8%
44
0.9%
15.0
62
0.5%
32
0.7%
LARGEST VALUES
33.0
1
<0.1%
0
0.0%
31.0
1
<0.1%
0
0.0%
30.0
2
<0.1%
0
0.0%
28.0
1
<0.1%
1
<0.1%
27.0
1
<0.1%
1
<0.1%
26.0
2
<0.1%
3
<0.1%
25.0
1
<0.1%
2
<0.1%
24.0
3
<0.1%
0
0.0%
23.0
3
<0.1%
1
<0.1%
22.0
8
<0.1%
3
<0.1%
21.0
10
<0.1%
4
<0.1%
20.0
15
0.1%
3
<0.1%
19.0
18
0.1%
8
0.2%
18.0
22
0.2%
9
0.2%
17.0
41
0.3%
9
0.2%
num_bc_tl
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.84
num_bc_sats
0.84
num_op_rev_tl
0.73
num_actv_bc_tl
0.67
open_acc
0.64
total_acc
0.62
total_bc_limit
0.60
num_rev_tl_bal_gt_0
0.58
num_actv_rev_tl
0.58
bc_open_to_buy
0.55
total_rev_hi_lim
0.49
open_rv_24m
0.42
acc_open_past_24mths
0.38
open_rv_12m
0.34

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.18
application_type_Joint App
0.08
home_ownership_RENT
0.08
open_il_12m
0.07
home_ownership_MORTGAGE
0.05
home_ownership_OWN
0.04
collections_12_mths_ex_med
0.03
initial_list_status_w
0.03
verification_status_Verified
0.02
hardship_flag_Y
0.02
chargeoff_within_12_mths
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
verification_status_Source Verified
0.01
MOST FREQUENT VALUES
4.0
1,420
11.7%
513
10.9%
5.0
1,392
11.4%
513
10.9%
6.0
1,297
10.6%
468
10.0%
7.0
1,147
9.4%
475
10.1%
3.0
1,133
9.3%
375
8.0%
8.0
957
7.9%
374
8.0%
9.0
831
6.8%
342
7.3%
2.0
767
6.3%
249
5.3%
10.0
584
4.8%
263
5.6%
11.0
484
4.0%
221
4.7%
12.0
400
3.3%
161
3.4%
13.0
344
2.8%
121
2.6%
1.0
287
2.4%
82
1.7%
14.0
246
2.0%
138
2.9%
15.0
202
1.7%
79
1.7%
SMALLEST VALUES
1.0
287
2.4%
82
1.7%
2.0
767
6.3%
249
5.3%
3.0
1,133
9.3%
375
8.0%
4.0
1,420
11.7%
513
10.9%
5.0
1,392
11.4%
513
10.9%
6.0
1,297
10.6%
468
10.0%
7.0
1,147
9.4%
475
10.1%
8.0
957
7.9%
374
8.0%
9.0
831
6.8%
342
7.3%
10.0
584
4.8%
263
5.6%
11.0
484
4.0%
221
4.7%
12.0
400
3.3%
161
3.4%
13.0
344
2.8%
121
2.6%
14.0
246
2.0%
138
2.9%
15.0
202
1.7%
79
1.7%
LARGEST VALUES
51.0
1
<0.1%
0
0.0%
42.0
1
<0.1%
0
0.0%
41.0
1
<0.1%
0
0.0%
38.0
1
<0.1%
1
<0.1%
37.0
4
<0.1%
0
0.0%
35.0
2
<0.1%
0
0.0%
34.0
4
<0.1%
0
0.0%
33.0
1
<0.1%
0
0.0%
32.0
1
<0.1%
0
0.0%
31.0
5
<0.1%
1
<0.1%
30.0
7
<0.1%
5
0.1%
29.0
9
<0.1%
2
<0.1%
28.0
6
<0.1%
4
<0.1%
27.0
5
<0.1%
6
0.1%
26.0
18
0.1%
4
<0.1%
num_il_tl
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.74
open_act_il
0.60
total_bal_il
0.58
total_il_high_credit_limit
0.58
total_bal_ex_mort
0.54
mo_sin_old_il_acct
0.45
open_il_24m
0.41
open_acc
0.40
total_cu_tl
0.32
tot_cur_bal
0.30
tot_hi_cred_lim
0.28
acc_open_past_24mths
0.22
all_util
0.22
il_util
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.30
home_ownership_MORTGAGE
0.12
home_ownership_RENT
0.11
inq_last_6mths
0.07
verification_status_Verified
0.04
verification_status_Source Verified
0.03
home_ownership_OWN
0.03
acc_now_delinq
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
chargeoff_within_12_mths
0.01
collections_12_mths_ex_med
0.01
hardship_flag_Y
0.01
application_type_Joint App
0.00
MOST FREQUENT VALUES
5.0
1,005
8.3%
403
8.6%
4.0
993
8.2%
367
7.8%
3.0
983
8.1%
338
7.2%
6.0
947
7.8%
378
8.0%
7.0
847
7.0%
349
7.4%
2.0
812
6.7%
324
6.9%
8.0
782
6.4%
311
6.6%
9.0
701
5.8%
289
6.1%
10.0
629
5.2%
234
5.0%
1.0
503
4.1%
191
4.1%
11.0
492
4.0%
190
4.0%
12.0
436
3.6%
176
3.7%
13.0
370
3.0%
160
3.4%
14.0
359
2.9%
138
2.9%
15.0
276
2.3%
123
2.6%
SMALLEST VALUES
1.0
503
4.1%
191
4.1%
2.0
812
6.7%
324
6.9%
3.0
983
8.1%
338
7.2%
4.0
993
8.2%
367
7.8%
5.0
1,005
8.3%
403
8.6%
6.0
947
7.8%
378
8.0%
7.0
847
7.0%
349
7.4%
8.0
782
6.4%
311
6.6%
9.0
701
5.8%
289
6.1%
10.0
629
5.2%
234
5.0%
11.0
492
4.0%
190
4.0%
12.0
436
3.6%
176
3.7%
13.0
370
3.0%
160
3.4%
14.0
359
2.9%
138
2.9%
15.0
276
2.3%
123
2.6%
LARGEST VALUES
68.0
2
<0.1%
0
0.0%
66.0
1
<0.1%
0
0.0%
65.0
2
<0.1%
0
0.0%
64.0
1
<0.1%
0
0.0%
63.0
1
<0.1%
0
0.0%
61.0
1
<0.1%
0
0.0%
60.0
2
<0.1%
0
0.0%
59.0
1
<0.1%
0
0.0%
58.0
3
<0.1%
0
0.0%
56.0
1
<0.1%
0
0.0%
55.0
2
<0.1%
0
0.0%
54.0
2
<0.1%
3
<0.1%
53.0
5
<0.1%
0
0.0%
52.0
2
<0.1%
0
0.0%
51.0
2
<0.1%
2
<0.1%
num_op_rev_tl
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.85
num_rev_accts
0.84
num_bc_sats
0.83
num_rev_tl_bal_gt_0
0.81
num_actv_rev_tl
0.81
num_bc_tl
0.73
num_actv_bc_tl
0.69
total_acc
0.60
open_rv_24m
0.58
acc_open_past_24mths
0.51
total_rev_hi_lim
0.48
total_bc_limit
0.48
open_rv_12m
0.45
bc_open_to_buy
0.45

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.20
home_ownership_RENT
0.07
application_type_Joint App
0.07
pub_rec
0.06
pub_rec_bankruptcies
0.06
open_il_12m
0.05
home_ownership_MORTGAGE
0.04
home_ownership_OWN
0.04
initial_list_status_w
0.03
collections_12_mths_ex_med
0.02
verification_status_Source Verified
0.02
hardship_flag_Y
0.02
chargeoff_within_12_mths
0.01
verification_status_Verified
0.01
MOST FREQUENT VALUES
5.0
1,216
10.0%
442
9.4%
6.0
1,212
10.0%
463
9.8%
7.0
1,188
9.8%
461
9.8%
8.0
1,107
9.1%
425
9.0%
4.0
1,049
8.6%
397
8.4%
9.0
956
7.8%
366
7.8%
10.0
772
6.3%
331
7.0%
3.0
767
6.3%
263
5.6%
11.0
649
5.3%
268
5.7%
12.0
547
4.5%
222
4.7%
13.0
419
3.4%
158
3.4%
2.0
404
3.3%
163
3.5%
14.0
334
2.7%
137
2.9%
15.0
278
2.3%
107
2.3%
16.0
232
1.9%
75
1.6%
SMALLEST VALUES
1.0
93
0.8%
37
0.8%
2.0
404
3.3%
163
3.5%
3.0
767
6.3%
263
5.6%
4.0
1,049
8.6%
397
8.4%
5.0
1,216
10.0%
442
9.4%
6.0
1,212
10.0%
463
9.8%
7.0
1,188
9.8%
461
9.8%
8.0
1,107
9.1%
425
9.0%
9.0
956
7.8%
366
7.8%
10.0
772
6.3%
331
7.0%
11.0
649
5.3%
268
5.7%
12.0
547
4.5%
222
4.7%
13.0
419
3.4%
158
3.4%
14.0
334
2.7%
137
2.9%
15.0
278
2.3%
107
2.3%
LARGEST VALUES
59.0
1
<0.1%
0
0.0%
50.0
1
<0.1%
1
<0.1%
49.0
1
<0.1%
0
0.0%
48.0
1
<0.1%
1
<0.1%
47.0
1
<0.1%
2
<0.1%
45.0
1
<0.1%
0
0.0%
42.0
1
<0.1%
1
<0.1%
41.0
1
<0.1%
1
<0.1%
39.0
3
<0.1%
1
<0.1%
38.0
3
<0.1%
0
0.0%
37.0
1
<0.1%
1
<0.1%
36.0
2
<0.1%
2
<0.1%
35.0
4
<0.1%
0
0.0%
34.0
5
<0.1%
2
<0.1%
33.0
1
<0.1%
2
<0.1%
num_rev_accts
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_bc_tl
0.84
num_op_rev_tl
0.84
total_acc
0.76
open_acc
0.72
num_bc_sats
0.67
num_rev_tl_bal_gt_0
0.63
num_actv_rev_tl
0.63
num_actv_bc_tl
0.52
open_rv_24m
0.50
acc_open_past_24mths
0.46
total_rev_hi_lim
0.45
total_bc_limit
0.44
bc_open_to_buy
0.41
open_rv_12m
0.40

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.19
home_ownership_RENT
0.12
home_ownership_MORTGAGE
0.08
open_il_12m
0.08
pub_rec
0.06
pub_rec_bankruptcies
0.06
application_type_Joint App
0.05
home_ownership_OWN
0.05
initial_list_status_w
0.03
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
hardship_flag_Y
0.01
verification_status_Verified
0.00
acc_now_delinq
0.00
MOST FREQUENT VALUES
9.0
847
7.0%
304
6.5%
8.0
829
6.8%
308
6.6%
11.0
778
6.4%
308
6.6%
10.0
766
6.3%
293
6.2%
7.0
765
6.3%
273
5.8%
12.0
686
5.6%
270
5.7%
6.0
680
5.6%
255
5.4%
5.0
612
5.0%
211
4.5%
13.0
600
4.9%
245
5.2%
14.0
543
4.5%
228
4.8%
15.0
492
4.0%
201
4.3%
16.0
442
3.6%
174
3.7%
4.0
426
3.5%
166
3.5%
17.0
408
3.3%
153
3.3%
18.0
388
3.2%
131
2.8%
SMALLEST VALUES
2.0
148
1.2%
49
1.0%
3.0
289
2.4%
104
2.2%
4.0
426
3.5%
166
3.5%
5.0
612
5.0%
211
4.5%
6.0
680
5.6%
255
5.4%
7.0
765
6.3%
273
5.8%
8.0
829
6.8%
308
6.6%
9.0
847
7.0%
304
6.5%
10.0
766
6.3%
293
6.2%
11.0
778
6.4%
308
6.6%
12.0
686
5.6%
270
5.7%
13.0
600
4.9%
245
5.2%
14.0
543
4.5%
228
4.8%
15.0
492
4.0%
201
4.3%
16.0
442
3.6%
174
3.7%
LARGEST VALUES
77.0
1
<0.1%
1
<0.1%
75.0
1
<0.1%
0
0.0%
74.0
1
<0.1%
0
0.0%
72.0
1
<0.1%
0
0.0%
69.0
2
<0.1%
0
0.0%
64.0
2
<0.1%
0
0.0%
63.0
2
<0.1%
0
0.0%
60.0
1
<0.1%
0
0.0%
59.0
3
<0.1%
0
0.0%
57.0
1
<0.1%
0
0.0%
55.0
4
<0.1%
2
<0.1%
54.0
3
<0.1%
2
<0.1%
53.0
3
<0.1%
1
<0.1%
52.0
2
<0.1%
2
<0.1%
51.0
3
<0.1%
2
<0.1%
num_rev_tl_bal_gt_0
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_rev_tl
1.00
num_actv_bc_tl
0.86
num_op_rev_tl
0.81
num_bc_sats
0.71
open_acc
0.70
num_rev_accts
0.63
num_bc_tl
0.58
total_acc
0.45
open_rv_24m
0.42
total_rev_hi_lim
0.38
total_bc_limit
0.37
revol_bal
0.34
acc_open_past_24mths
0.34
open_rv_12m
0.32

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.10
application_type_Joint App
0.07
home_ownership_RENT
0.07
home_ownership_MORTGAGE
0.05
verification_status_Source Verified
0.03
open_il_12m
0.03
hardship_flag_Y
0.03
collections_12_mths_ex_med
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
initial_list_status_w
0.02
home_ownership_OWN
0.02
chargeoff_within_12_mths
0.02
acc_now_delinq
0.01
MOST FREQUENT VALUES
4.0
1,749
14.4%
675
14.4%
5.0
1,611
13.2%
648
13.8%
3.0
1,593
13.1%
612
13.0%
6.0
1,373
11.3%
547
11.6%
2.0
1,150
9.4%
415
8.8%
7.0
1,087
8.9%
410
8.7%
8.0
881
7.2%
312
6.6%
9.0
621
5.1%
261
5.6%
10.0
464
3.8%
160
3.4%
1.0
457
3.8%
187
4.0%
11.0
304
2.5%
133
2.8%
12.0
223
1.8%
101
2.1%
13.0
163
1.3%
51
1.1%
14.0
126
1.0%
36
0.8%
15.0
98
0.8%
42
0.9%
SMALLEST VALUES
0.0
57
0.5%
20
0.4%
1.0
457
3.8%
187
4.0%
2.0
1,150
9.4%
415
8.8%
3.0
1,593
13.1%
612
13.0%
4.0
1,749
14.4%
675
14.4%
5.0
1,611
13.2%
648
13.8%
6.0
1,373
11.3%
547
11.6%
7.0
1,087
8.9%
410
8.7%
8.0
881
7.2%
312
6.6%
9.0
621
5.1%
261
5.6%
10.0
464
3.8%
160
3.4%
11.0
304
2.5%
133
2.8%
12.0
223
1.8%
101
2.1%
13.0
163
1.3%
51
1.1%
14.0
126
1.0%
36
0.8%
LARGEST VALUES
42.0
1
<0.1%
0
0.0%
33.0
2
<0.1%
0
0.0%
30.0
1
<0.1%
2
<0.1%
29.0
1
<0.1%
0
0.0%
28.0
1
<0.1%
0
0.0%
27.0
1
<0.1%
0
0.0%
26.0
3
<0.1%
2
<0.1%
25.0
5
<0.1%
3
<0.1%
24.0
6
<0.1%
2
<0.1%
23.0
12
<0.1%
4
<0.1%
22.0
10
<0.1%
4
<0.1%
21.0
5
<0.1%
4
<0.1%
20.0
14
0.1%
6
0.1%
19.0
26
0.2%
10
0.2%
18.0
37
0.3%
12
0.3%
num_tl_90g_dpd_24m
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
delinq_2yrs
0.64
num_accts_ever_120_pd
0.27
pct_tl_nvr_dlq
-0.23
num_il_tl
0.07
int_rate
0.06
total_bc_limit
-0.06
total_acc
0.05
total_rev_hi_lim
-0.05
mo_sin_old_il_acct
0.05
max_bal_bc
-0.05
bc_open_to_buy
-0.04
revol_bal
-0.04
num_op_rev_tl
-0.04
num_actv_rev_tl
-0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.18
collections_12_mths_ex_med
0.05
open_il_12m
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
verification_status_Verified
0.03
application_type_Joint App
0.02
inq_last_6mths
0.02
initial_list_status_w
0.00
home_ownership_MORTGAGE
0.00
home_ownership_RENT
0.00
verification_status_Source Verified
0.00
acc_now_delinq
0.00
home_ownership_OWN
0.00
MOST FREQUENT VALUES
0.0
11,684
95.9%
4,533
96.4%
1.0
371
3.0%
129
2.7%
2.0
72
0.6%
24
0.5%
3.0
19
0.2%
9
0.2%
4.0
14
0.1%
4
<0.1%
5.0
9
<0.1%
3
<0.1%
6.0
3
<0.1%
0
0.0%
10.0
2
<0.1%
0
0.0%
7.0
2
<0.1%
0
0.0%
15.0
1
<0.1%
0
0.0%
8.0
1
<0.1%
0
0.0%
9.0
1
<0.1%
0
0.0%
14.0
1
<0.1%
0
0.0%
SMALLEST VALUES
0.0
11,684
95.9%
4,533
96.4%
1.0
371
3.0%
129
2.7%
2.0
72
0.6%
24
0.5%
3.0
19
0.2%
9
0.2%
4.0
14
0.1%
4
<0.1%
5.0
9
<0.1%
3
<0.1%
6.0
3
<0.1%
0
0.0%
7.0
2
<0.1%
0
0.0%
8.0
1
<0.1%
0
0.0%
9.0
1
<0.1%
0
0.0%
10.0
2
<0.1%
0
0.0%
14.0
1
<0.1%
0
0.0%
15.0
1
<0.1%
0
0.0%
LARGEST VALUES
15.0
1
<0.1%
0
0.0%
14.0
1
<0.1%
0
0.0%
10.0
2
<0.1%
0
0.0%
9.0
1
<0.1%
0
0.0%
8.0
1
<0.1%
0
0.0%
7.0
2
<0.1%
0
0.0%
6.0
3
<0.1%
0
0.0%
5.0
9
<0.1%
3
<0.1%
4.0
14
0.1%
4
<0.1%
3.0
19
0.2%
9
0.2%
2.0
72
0.6%
24
0.5%
1.0
371
3.0%
129
2.7%
0.0
11,684
95.9%
4,533
96.4%
num_tl_op_past_12m
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_12m
0.84
acc_open_past_24mths
0.78
open_acc_6m
0.73
open_rv_24m
0.66
mo_sin_rcnt_tl
-0.56
inq_last_12m
0.44
open_il_24m
0.43
mo_sin_rcnt_rev_tl_op
-0.41
open_acc
0.39
num_op_rev_tl
0.39
num_rev_accts
0.36
total_acc
0.34
mths_since_recent_inq
-0.33
mths_since_recent_bc
-0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.57
inq_last_6mths
0.36
home_ownership_RENT
0.08
pub_rec
0.07
pub_rec_bankruptcies
0.07
home_ownership_MORTGAGE
0.06
verification_status_Source Verified
0.04
verification_status_Verified
0.03
collections_12_mths_ex_med
0.02
home_ownership_OWN
0.02
chargeoff_within_12_mths
0.02
application_type_Joint App
0.02
hardship_flag_Y
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
1.0
2,930
24.1%
1,087
23.1%
2.0
2,708
22.2%
1,062
22.6%
3.0
1,887
15.5%
782
16.6%
0.0
1,835
15.1%
587
12.5%
4.0
1,222
10.0%
485
10.3%
5.0
749
6.1%
292
6.2%
6.0
400
3.3%
170
3.6%
7.0
194
1.6%
116
2.5%
8.0
116
1.0%
50
1.1%
9.0
59
0.5%
39
0.8%
10.0
33
0.3%
8
0.2%
11.0
20
0.2%
10
0.2%
12.0
9
<0.1%
7
0.1%
13.0
8
<0.1%
4
<0.1%
14.0
3
<0.1%
3
<0.1%
SMALLEST VALUES
0.0
1,835
15.1%
587
12.5%
1.0
2,930
24.1%
1,087
23.1%
2.0
2,708
22.2%
1,062
22.6%
3.0
1,887
15.5%
782
16.6%
4.0
1,222
10.0%
485
10.3%
5.0
749
6.1%
292
6.2%
6.0
400
3.3%
170
3.6%
7.0
194
1.6%
116
2.5%
8.0
116
1.0%
50
1.1%
9.0
59
0.5%
39
0.8%
10.0
33
0.3%
8
0.2%
11.0
20
0.2%
10
0.2%
12.0
9
<0.1%
7
0.1%
13.0
8
<0.1%
4
<0.1%
14.0
3
<0.1%
3
<0.1%
LARGEST VALUES
20.0
1
<0.1%
0
0.0%
18.0
2
<0.1%
0
0.0%
17.0
1
<0.1%
0
0.0%
16.0
1
<0.1%
0
0.0%
15.0
2
<0.1%
0
0.0%
14.0
3
<0.1%
3
<0.1%
13.0
8
<0.1%
4
<0.1%
12.0
9
<0.1%
7
0.1%
11.0
20
0.2%
10
0.2%
10.0
33
0.3%
8
0.2%
9.0
59
0.5%
39
0.8%
8.0
116
1.0%
50
1.1%
7.0
194
1.6%
116
2.5%
6.0
400
3.3%
170
3.6%
5.0
749
6.1%
292
6.2%
pct_tl_nvr_dlq
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
-0.61
delinq_2yrs
-0.43
num_tl_90g_dpd_24m
-0.23
total_bc_limit
0.22
total_rev_hi_lim
0.18
bc_open_to_buy
0.18
num_bc_sats
0.14
max_bal_bc
0.13
num_op_rev_tl
0.13
int_rate
-0.12
revol_bal
0.12
open_acc
0.12
mo_sin_old_il_acct
-0.11
num_actv_bc_tl
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
0.09
pub_rec_bankruptcies
0.09
chargeoff_within_12_mths
0.06
collections_12_mths_ex_med
0.05
open_il_12m
0.04
home_ownership_MORTGAGE
0.03
initial_list_status_w
0.03
home_ownership_RENT
0.03
inq_last_6mths
0.02
verification_status_Verified
0.01
home_ownership_OWN
0.01
verification_status_Source Verified
0.00
acc_now_delinq
0.00
hardship_flag_Y
0.00
MOST FREQUENT VALUES
100.0
6,468
53.1%
2,662
56.6%
90.0
146
1.2%
42
0.9%
92.3
140
1.1%
41
0.9%
92.9
138
1.1%
40
0.9%
91.7
133
1.1%
45
1.0%
90.9
129
1.1%
49
1.0%
87.5
128
1.1%
39
0.8%
93.8
127
1.0%
38
0.8%
93.3
126
1.0%
51
1.1%
88.9
122
1.0%
50
1.1%
94.1
122
1.0%
45
1.0%
94.4
118
1.0%
36
0.8%
94.7
118
1.0%
33
0.7%
80.0
115
0.9%
21
0.4%
95.0
113
0.9%
34
0.7%
SMALLEST VALUES
22.2
2
<0.1%
1
<0.1%
26.3
1
<0.1%
0
0.0%
30.0
1
<0.1%
0
0.0%
31.3
1
<0.1%
0
0.0%
34.8
1
<0.1%
0
0.0%
36.0
1
<0.1%
0
0.0%
36.2
1
<0.1%
0
0.0%
38.5
2
<0.1%
0
0.0%
38.9
1
<0.1%
0
0.0%
40.0
1
<0.1%
1
<0.1%
41.2
1
<0.1%
0
0.0%
41.7
1
<0.1%
0
0.0%
41.9
1
<0.1%
0
0.0%
42.1
1
<0.1%
0
0.0%
42.9
2
<0.1%
0
0.0%
LARGEST VALUES
100.0
6,468
53.1%
2,662
56.6%
99.1
1
<0.1%
0
0.0%
98.9
1
<0.1%
0
0.0%
98.8
2
<0.1%
0
0.0%
98.7
6
<0.1%
1
<0.1%
98.6
6
<0.1%
0
0.0%
98.5
5
<0.1%
0
0.0%
98.4
12
<0.1%
4
<0.1%
98.3
10
<0.1%
2
<0.1%
98.2
20
0.2%
6
0.1%
98.1
21
0.2%
8
0.2%
98.0
31
0.3%
10
0.2%
97.9
15
0.1%
12
0.3%
97.8
44
0.4%
9
0.2%
97.7
32
0.3%
14
0.3%
percent_bc_gt_75
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.83
all_util
0.45
bc_open_to_buy
-0.42
int_rate
0.26
max_bal_bc
0.25
num_tl_op_past_12m
-0.21
acc_open_past_24mths
-0.20
revol_bal
0.19
open_acc_6m
-0.18
open_rv_24m
-0.18
mo_sin_rcnt_tl
0.18
open_rv_12m
-0.17
total_bc_limit
-0.17
mths_since_recent_bc
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.14
inq_last_6mths
0.13
pub_rec
0.05
pub_rec_bankruptcies
0.05
verification_status_Verified
0.04
home_ownership_MORTGAGE
0.04
home_ownership_OWN
0.04
collections_12_mths_ex_med
0.03
verification_status_Source Verified
0.02
chargeoff_within_12_mths
0.02
application_type_Joint App
0.01
home_ownership_RENT
0.01
hardship_flag_Y
0.01
initial_list_status_w
0.01
MOST FREQUENT VALUES
0.0
4,328
35.5%
1,626
34.6%
100.0
1,301
10.7%
458
9.7%
50.0
1,125
9.2%
413
8.8%
33.3
738
6.1%
270
5.7%
25.0
593
4.9%
245
5.2%
66.7
585
4.8%
218
4.6%
20.0
404
3.3%
157
3.3%
40.0
309
2.5%
125
2.7%
75.0
290
2.4%
115
2.4%
16.7
286
2.3%
125
2.7%
14.3
225
1.8%
92
2.0%
60.0
212
1.7%
85
1.8%
80.0
154
1.3%
62
1.3%
28.6
152
1.2%
65
1.4%
12.5
138
1.1%
59
1.3%
SMALLEST VALUES
0.0
4,328
35.5%
1,626
34.6%
3.3
1
<0.1%
0
0.0%
4.2
1
<0.1%
0
0.0%
4.5
1
<0.1%
1
<0.1%
5.0
2
<0.1%
2
<0.1%
5.3
3
<0.1%
0
0.0%
5.6
4
<0.1%
2
<0.1%
5.9
10
<0.1%
1
<0.1%
6.3
7
<0.1%
1
<0.1%
6.7
10
<0.1%
3
<0.1%
7.1
15
0.1%
7
0.1%
7.4
1
<0.1%
0
0.0%
7.7
23
0.2%
21
0.4%
8.0
1
<0.1%
1
<0.1%
8.3
32
0.3%
16
0.3%
LARGEST VALUES
100.0
1,301
10.7%
458
9.7%
93.8
1
<0.1%
0
0.0%
93.3
1
<0.1%
1
<0.1%
92.9
1
<0.1%
0
0.0%
92.3
1
<0.1%
4
<0.1%
91.7
2
<0.1%
0
0.0%
90.9
8
<0.1%
5
0.1%
90.0
1
<0.1%
5
0.1%
88.9
18
0.1%
4
<0.1%
87.5
25
0.2%
8
0.2%
85.7
51
0.4%
15
0.3%
84.6
3
<0.1%
0
0.0%
83.3
88
0.7%
28
0.6%
82.4
1
<0.1%
0
0.0%
81.8
4
<0.1%
1
<0.1%
pub_rec_bankruptcies
MISSING:
---
---
TOP CATEGORIES
0.0
10,796
89%
4,223
90%
1.0
1,361
11%
472
10%
2.0
19
<1%
7
<1%
3.0
2
<1%
0
0%
4.0
2
<1%
0
0%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec_bankruptcies
PROVIDES INFORMATION ON...
pub_rec
1.00
acc_now_delinq
0.01
chargeoff_within_12_mths
0.00
collections_12_mths_ex_med
0.00
inq_last_6mths
0.00
initial_list_status_w
0.00
open_il_12m
0.00
hardship_flag_Y
0.00
home_ownership_OWN
0.00
application_type_Joint App
0.00
verification_status_Verified
0.00
home_ownership_MORTGAGE
0.00
home_ownership_RENT
0.00
verification_status_Source Verified
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec_bankruptcies:
pub_rec
1.00
inq_last_6mths
0.01
open_il_12m
0.00
initial_list_status_w
0.00
collections_12_mths_ex_med
0.00
application_type_Joint App
0.00
chargeoff_within_12_mths
0.00
home_ownership_OWN
0.00
home_ownership_MORTGAGE
0.00
verification_status_Verified
0.00
hardship_flag_Y
0.00
home_ownership_RENT
0.00
verification_status_Source Verified
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
CORRELATION RATIO WITH...
open_rv_24m
0.11
max_bal_bc
0.11
acc_open_past_24mths
0.11
total_bc_limit
0.11
pct_tl_nvr_dlq
0.09
revol_bal
0.08
open_rv_12m
0.08
inq_fi
0.08
inq_last_12m
0.08
total_rev_hi_lim
0.07
num_tl_op_past_12m
0.07
mo_sin_rcnt_rev_tl_op
0.07
total_pymnt
0.07
total_rec_prncp
0.07
tot_hi_cred_lim
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.98
avg_cur_bal
0.80
mort_acc
0.60
total_bal_ex_mort
0.56
total_il_high_credit_limit
0.50
total_rev_hi_lim
0.50
revol_bal
0.48
total_bal_il
0.42
total_bc_limit
0.40
total_acc
0.39
max_bal_bc
0.36
open_acc
0.32
loan_amnt
0.30
num_il_tl
0.28

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
0.52
home_ownership_RENT
0.47
open_il_12m
0.15
application_type_Joint App
0.10
home_ownership_OWN
0.08
verification_status_Verified
0.07
pub_rec
0.06
pub_rec_bankruptcies
0.06
inq_last_6mths
0.06
initial_list_status_w
0.04
verification_status_Source Verified
0.01
chargeoff_within_12_mths
0.01
hardship_flag_Y
0.00
collections_12_mths_ex_med
0.00
MOST FREQUENT VALUES
44500.0
7
<0.1%
1
<0.1%
17500.0
6
<0.1%
2
<0.1%
40500.0
5
<0.1%
0
0.0%
34700.0
5
<0.1%
0
0.0%
36400.0
5
<0.1%
0
0.0%
28800.0
5
<0.1%
0
0.0%
14500.0
5
<0.1%
1
<0.1%
33800.0
5
<0.1%
0
0.0%
25800.0
5
<0.1%
0
0.0%
21900.0
5
<0.1%
2
<0.1%
33900.0
4
<0.1%
1
<0.1%
38600.0
4
<0.1%
0
0.0%
42500.0
4
<0.1%
1
<0.1%
23800.0
4
<0.1%
1
<0.1%
39000.0
4
<0.1%
0
0.0%
SMALLEST VALUES
3300.0
1
<0.1%
1
<0.1%
4500.0
1
<0.1%
0
0.0%
4577.0
1
<0.1%
0
0.0%
5400.0
1
<0.1%
0
0.0%
5900.0
1
<0.1%
0
0.0%
6080.0
1
<0.1%
0
0.0%
6286.0
1
<0.1%
0
0.0%
6550.0
1
<0.1%
0
0.0%
7000.0
1
<0.1%
0
0.0%
7250.0
1
<0.1%
0
0.0%
7523.0
1
<0.1%
0
0.0%
7629.0
1
<0.1%
0
0.0%
8100.0
1
<0.1%
0
0.0%
8300.0
1
<0.1%
1
<0.1%
8375.0
1
<0.1%
0
0.0%
LARGEST VALUES
3137619.0
1
<0.1%
0
0.0%
2173932.0
1
<0.1%
0
0.0%
2011745.0
1
<0.1%
0
0.0%
1723600.0
1
<0.1%
0
0.0%
1708103.0
1
<0.1%
0
0.0%
1668006.0
1
<0.1%
0
0.0%
1663523.0
1
<0.1%
0
0.0%
1581439.0
1
<0.1%
0
0.0%
1572902.0
1
<0.1%
0
0.0%
1571860.0
1
<0.1%
0
0.0%
1536700.0
1
<0.1%
0
0.0%
1529096.0
1
<0.1%
0
0.0%
1492327.0
1
<0.1%
0
0.0%
1452024.0
1
<0.1%
0
0.0%
1427185.0
1
<0.1%
0
0.0%
total_bal_ex_mort
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.92
total_il_high_credit_limit
0.90
tot_cur_bal
0.58
tot_hi_cred_lim
0.56
num_il_tl
0.54
revol_bal
0.50
total_acc
0.47
open_act_il
0.46
total_rev_hi_lim
0.41
open_acc
0.39
avg_cur_bal
0.35
max_bal_bc
0.34
total_bc_limit
0.31
mo_sin_old_il_acct
0.28

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.20
home_ownership_MORTGAGE
0.16
home_ownership_RENT
0.14
inq_last_6mths
0.06
verification_status_Verified
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.05
application_type_Joint App
0.04
home_ownership_OWN
0.04
initial_list_status_w
0.02
collections_12_mths_ex_med
0.02
verification_status_Source Verified
0.02
chargeoff_within_12_mths
0.02
hardship_flag_Y
0.01
MOST FREQUENT VALUES
88561.0
4
<0.1%
0
0.0%
21197.0
4
<0.1%
0
0.0%
42763.0
3
<0.1%
0
0.0%
33532.0
3
<0.1%
0
0.0%
27270.0
3
<0.1%
0
0.0%
45449.0
3
<0.1%
0
0.0%
33352.0
3
<0.1%
0
0.0%
57730.0
3
<0.1%
0
0.0%
39774.0
3
<0.1%
0
0.0%
9929.0
3
<0.1%
0
0.0%
25705.0
3
<0.1%
1
<0.1%
31762.0
3
<0.1%
1
<0.1%
31371.0
3
<0.1%
2
<0.1%
36277.0
3
<0.1%
1
<0.1%
14568.0
3
<0.1%
0
0.0%
SMALLEST VALUES
1275.0
1
<0.1%
0
0.0%
1293.0
1
<0.1%
0
0.0%
1755.0
1
<0.1%
0
0.0%
1812.0
1
<0.1%
0
0.0%
1947.0
1
<0.1%
0
0.0%
2052.0
1
<0.1%
0
0.0%
2078.0
1
<0.1%
0
0.0%
2119.0
1
<0.1%
0
0.0%
2329.0
1
<0.1%
0
0.0%
2492.0
1
<0.1%
0
0.0%
2538.0
1
<0.1%
0
0.0%
2542.0
1
<0.1%
0
0.0%
2544.0
1
<0.1%
0
0.0%
2556.0
1
<0.1%
0
0.0%
2588.0
1
<0.1%
0
0.0%
LARGEST VALUES
917986.0
1
<0.1%
0
0.0%
711837.0
1
<0.1%
0
0.0%
677635.0
1
<0.1%
0
0.0%
674862.0
1
<0.1%
0
0.0%
673491.0
1
<0.1%
0
0.0%
661255.0
1
<0.1%
0
0.0%
608626.0
1
<0.1%
0
0.0%
584865.0
1
<0.1%
0
0.0%
566032.0
1
<0.1%
0
0.0%
554198.0
1
<0.1%
0
0.0%
554006.0
1
<0.1%
0
0.0%
534832.0
1
<0.1%
0
0.0%
534542.0
1
<0.1%
0
0.0%
534228.0
1
<0.1%
0
0.0%
524985.0
1
<0.1%
0
0.0%
total_bc_limit
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_open_to_buy
0.87
total_rev_hi_lim
0.77
num_bc_sats
0.66
num_bc_tl
0.60
max_bal_bc
0.56
num_actv_bc_tl
0.52
revol_bal
0.49
num_op_rev_tl
0.48
open_acc
0.44
num_rev_accts
0.44
tot_hi_cred_lim
0.40
num_rev_tl_bal_gt_0
0.37
num_actv_rev_tl
0.37
total_acc
0.36

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_RENT
0.13
home_ownership_MORTGAGE
0.12
pub_rec
0.11
pub_rec_bankruptcies
0.11
inq_last_6mths
0.06
application_type_Joint App
0.05
initial_list_status_w
0.05
collections_12_mths_ex_med
0.04
verification_status_Verified
0.03
open_il_12m
0.03
home_ownership_OWN
0.01
chargeoff_within_12_mths
0.01
hardship_flag_Y
0.01
acc_now_delinq
0.00
MOST FREQUENT VALUES
8000.0
76
0.6%
19
0.4%
5000.0
72
0.6%
27
0.6%
12500.0
67
0.6%
18
0.4%
7000.0
62
0.5%
14
0.3%
4000.0
62
0.5%
13
0.3%
3000.0
62
0.5%
22
0.5%
10000.0
61
0.5%
27
0.6%
11500.0
60
0.5%
18
0.4%
7500.0
59
0.5%
15
0.3%
6000.0
59
0.5%
27
0.6%
16500.0
58
0.5%
11
0.2%
6500.0
58
0.5%
15
0.3%
12000.0
57
0.5%
18
0.4%
18000.0
57
0.5%
18
0.4%
4500.0
56
0.5%
14
0.3%
SMALLEST VALUES
200.0
2
<0.1%
0
0.0%
300.0
14
0.1%
0
0.0%
500.0
27
0.2%
14
0.3%
600.0
5
<0.1%
1
<0.1%
700.0
6
<0.1%
2
<0.1%
800.0
19
0.2%
7
0.1%
900.0
4
<0.1%
0
0.0%
1000.0
31
0.3%
10
0.2%
1100.0
9
<0.1%
2
<0.1%
1200.0
8
<0.1%
7
0.1%
1300.0
19
0.2%
5
0.1%
1400.0
6
<0.1%
2
<0.1%
1500.0
38
0.3%
14
0.3%
1600.0
5
<0.1%
9
0.2%
1700.0
12
<0.1%
2
<0.1%
LARGEST VALUES
284800.0
1
<0.1%
0
0.0%
225200.0
1
<0.1%
0
0.0%
215400.0
1
<0.1%
0
0.0%
215200.0
1
<0.1%
0
0.0%
211600.0
1
<0.1%
0
0.0%
204400.0
1
<0.1%
0
0.0%
203000.0
1
<0.1%
0
0.0%
199500.0
1
<0.1%
0
0.0%
196300.0
1
<0.1%
0
0.0%
196200.0
1
<0.1%
0
0.0%
189800.0
1
<0.1%
0
0.0%
189500.0
1
<0.1%
0
0.0%
188100.0
1
<0.1%
0
0.0%
187600.0
1
<0.1%
0
0.0%
186300.0
1
<0.1%
0
0.0%
total_il_high_credit_limit
MISSING:
---
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.95
total_bal_ex_mort
0.90
num_il_tl
0.58
open_act_il
0.51
tot_cur_bal
0.50
tot_hi_cred_lim
0.50
total_acc
0.46
open_acc
0.35
open_il_24m
0.32
avg_cur_bal
0.30
mo_sin_old_il_acct
0.29
loan_amnt
0.21
max_bal_bc
0.21
out_prncp
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.23
home_ownership_MORTGAGE
0.15
home_ownership_RENT
0.13
application_type_Joint App
0.08
verification_status_Verified
0.06
inq_last_6mths
0.06
home_ownership_OWN
0.04
pub_rec
0.03
pub_rec_bankruptcies
0.03
initial_list_status_w
0.02
collections_12_mths_ex_med
0.02
verification_status_Source Verified
0.01
chargeoff_within_12_mths
0.01
hardship_flag_Y
0.01
MOST FREQUENT VALUES
10000.0
156
1.3%
76
1.6%
15000.0
92
0.8%
40
0.9%
20000.0
88
0.7%
49
1.0%
5000.0
67
0.6%
25
0.5%
30000.0
56
0.5%
20
0.4%
12000.0
47
0.4%
23
0.5%
25000.0
45
0.4%
17
0.4%
6000.0
45
0.4%
20
0.4%
16000.0
30
0.2%
22
0.5%
7000.0
29
0.2%
12
0.3%
3000.0
27
0.2%
11
0.2%
35000.0
27
0.2%
16
0.3%
4000.0
26
0.2%
15
0.3%
8000.0
25
0.2%
14
0.3%
18000.0
24
0.2%
7
0.1%
SMALLEST VALUES
127.0
1
<0.1%
0
0.0%
486.0
1
<0.1%
0
0.0%
500.0
2
<0.1%
0
0.0%
1000.0
9
<0.1%
1
<0.1%
1052.0
1
<0.1%
0
0.0%
1100.0
1
<0.1%
0
0.0%
1130.0
1
<0.1%
0
0.0%
1177.0
2
<0.1%
0
0.0%
1200.0
1
<0.1%
0
0.0%
1250.0
1
<0.1%
0
0.0%
1300.0
1
<0.1%
0
0.0%
1370.0
1
<0.1%
0
0.0%
1443.0
1
<0.1%
0
0.0%
1500.0
4
<0.1%
4
<0.1%
1596.0
1
<0.1%
0
0.0%
LARGEST VALUES
1319104.0
1
<0.1%
0
0.0%
634181.0
1
<0.1%
0
0.0%
607101.0
1
<0.1%
0
0.0%
582255.0
1
<0.1%
0
0.0%
554015.0
1
<0.1%
0
0.0%
553477.0
1
<0.1%
0
0.0%
533907.0
1
<0.1%
0
0.0%
522923.0
1
<0.1%
0
0.0%
510839.0
1
<0.1%
0
0.0%
494313.0
1
<0.1%
0
0.0%
486455.0
1
<0.1%
0
0.0%
474277.0
1
<0.1%
0
0.0%
467142.0
1
<0.1%
0
0.0%
463295.0
1
<0.1%
0
0.0%
462960.0
1
<0.1%
0
0.0%
home_ownership_MORTGAGE
MISSING:
---
---
TOP CATEGORIES
0
6,380
52%
2,571
55%
1
5,800
48%
2,131
45%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership_MORTGAGE
PROVIDES INFORMATION ON...
home_ownership_RENT
0.59
home_ownership_OWN
0.23
acc_now_delinq
0.06
application_type_Joint App
0.02
verification_status_Verified
0.00
open_il_12m
0.00
initial_list_status_w
0.00
hardship_flag_Y
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
inq_last_6mths
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
verification_status_Source Verified
0.00

THESE FEATURES
GIVE INFORMATION
ON home_ownership_MORTGAGE:
home_ownership_RENT
0.57
home_ownership_OWN
0.11
application_type_Joint App
0.01
open_il_12m
0.00
verification_status_Verified
0.00
initial_list_status_w
0.00
inq_last_6mths
0.00
hardship_flag_Y
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
acc_now_delinq
0.00
collections_12_mths_ex_med
0.00
verification_status_Source Verified
0.00
chargeoff_within_12_mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_MORTGAGE
CORRELATION RATIO WITH...
mort_acc
0.53
tot_hi_cred_lim
0.52
tot_cur_bal
0.52
avg_cur_bal
0.49
total_acc
0.19
mo_sin_old_il_acct
0.16
revol_bal
0.16
total_bal_ex_mort
0.16
mo_sin_old_rev_tl_op
0.16
loan_amnt
0.15
total_il_high_credit_limit
0.15
max_bal_bc
0.14
out_prncp
0.14
total_rev_hi_lim
0.14
home_ownership_OWN
MISSING:
---
---
TOP CATEGORIES
0
10,809
89%
4,169
89%
1
1,371
11%
533
11%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership_OWN
PROVIDES INFORMATION ON...
home_ownership_MORTGAGE
0.11
home_ownership_RENT
0.09
acc_now_delinq
0.01
collections_12_mths_ex_med
0.00
application_type_Joint App
0.00
chargeoff_within_12_mths
0.00
inq_last_6mths
0.00
verification_status_Source Verified
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
open_il_12m
0.00
initial_list_status_w
0.00
verification_status_Verified
0.00
hardship_flag_Y
0.00

THESE FEATURES
GIVE INFORMATION
ON home_ownership_OWN:
home_ownership_MORTGAGE
0.23
home_ownership_RENT
0.18
inq_last_6mths
0.00
application_type_Joint App
0.00
open_il_12m
0.00
verification_status_Source Verified
0.00
collections_12_mths_ex_med
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
initial_list_status_w
0.00
verification_status_Verified
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
hardship_flag_Y
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_OWN
CORRELATION RATIO WITH...
avg_cur_bal
0.09
tot_cur_bal
0.09
tot_hi_cred_lim
0.08
mort_acc
0.07
mo_sin_old_rev_tl_op
0.06
all_util
0.05
num_rev_accts
0.05
bc_util
0.05
num_op_rev_tl
0.04
total_il_high_credit_limit
0.04
total_bal_il
0.04
bc_open_to_buy
0.04
num_bc_tl
0.04
total_rev_hi_lim
0.04
home_ownership_RENT
MISSING:
---
---
TOP CATEGORIES
0
7,236
59%
2,669
57%
1
4,944
41%
2,033
43%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership_RENT
PROVIDES INFORMATION ON...
home_ownership_MORTGAGE
0.57
home_ownership_OWN
0.18
acc_now_delinq
0.09
application_type_Joint App
0.01
verification_status_Verified
0.01
open_il_12m
0.00
hardship_flag_Y
0.00
initial_list_status_w
0.00
inq_last_6mths
0.00
collections_12_mths_ex_med
0.00
verification_status_Source Verified
0.00
chargeoff_within_12_mths
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

THESE FEATURES
GIVE INFORMATION
ON home_ownership_RENT:
home_ownership_MORTGAGE
0.59
home_ownership_OWN
0.09
application_type_Joint App
0.01
open_il_12m
0.00
verification_status_Verified
0.00
inq_last_6mths
0.00
verification_status_Source Verified
0.00
initial_list_status_w
0.00
hardship_flag_Y
0.00
collections_12_mths_ex_med
0.00
acc_now_delinq
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
chargeoff_within_12_mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership_RENT
CORRELATION RATIO WITH...
mort_acc
0.50
tot_hi_cred_lim
0.47
tot_cur_bal
0.46
avg_cur_bal
0.43
total_acc
0.20
mo_sin_old_rev_tl_op
0.20
total_rev_hi_lim
0.17
mo_sin_old_il_acct
0.16
revol_bal
0.16
total_bal_ex_mort
0.14
loan_amnt
0.14
open_acc
0.13
total_il_high_credit_limit
0.13
total_cu_tl
0.13
verification_status_Source Verified
MISSING:
---
---
TOP CATEGORIES
0
7,299
60%
2,987
64%
1
4,881
40%
1,715
36%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status_Source Verified
PROVIDES INFORMATION ON...
verification_status_Verified
0.21
acc_now_delinq
0.05
application_type_Joint App
0.01
chargeoff_within_12_mths
0.00
collections_12_mths_ex_med
0.00
home_ownership_OWN
0.00
initial_list_status_w
0.00
home_ownership_RENT
0.00
inq_last_6mths
0.00
open_il_12m
0.00
hardship_flag_Y
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
home_ownership_MORTGAGE
0.00

THESE FEATURES
GIVE INFORMATION
ON verification_status_Source Verified:
verification_status_Verified
0.14
application_type_Joint App
0.01
inq_last_6mths
0.00
home_ownership_OWN
0.00
home_ownership_RENT
0.00
open_il_12m
0.00
initial_list_status_w
0.00
chargeoff_within_12_mths
0.00
collections_12_mths_ex_med
0.00
acc_now_delinq
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
hardship_flag_Y
0.00
home_ownership_MORTGAGE
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_Source Verified
CORRELATION RATIO WITH...
mo_sin_old_rev_tl_op
0.06
dti
0.06
all_util
0.05
open_rv_24m
0.05
il_util
0.05
annual_inc
0.04
acc_open_past_24mths
0.04
num_tl_op_past_12m
0.04
open_rv_12m
0.04
open_acc_6m
0.03
num_il_tl
0.03
open_act_il
0.03
mo_sin_rcnt_tl
0.03
open_acc
0.03
verification_status_Verified
MISSING:
---
---
TOP CATEGORIES
0
10,182
84%
4,169
89%
1
1,998
16%
533
11%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status_Verified
PROVIDES INFORMATION ON...
verification_status_Source Verified
0.14
application_type_Joint App
0.04
acc_now_delinq
0.02
chargeoff_within_12_mths
0.01
home_ownership_RENT
0.00
home_ownership_MORTGAGE
0.00
collections_12_mths_ex_med
0.00
initial_list_status_w
0.00
open_il_12m
0.00
inq_last_6mths
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
hardship_flag_Y
0.00
home_ownership_OWN
0.00

THESE FEATURES
GIVE INFORMATION
ON verification_status_Verified:
verification_status_Source Verified
0.21
application_type_Joint App
0.04
home_ownership_RENT
0.01
open_il_12m
0.01
home_ownership_MORTGAGE
0.00
initial_list_status_w
0.00
inq_last_6mths
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
home_ownership_OWN
0.00
hardship_flag_Y
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_Verified
CORRELATION RATIO WITH...
total_rec_int
0.18
out_prncp
0.15
loan_amnt
0.15
int_rate
0.14
installment
0.14
total_pymnt
0.11
dti
0.10
open_il_24m
0.08
tot_cur_bal
0.08
avg_cur_bal
0.07
mort_acc
0.07
tot_hi_cred_lim
0.07
total_il_high_credit_limit
0.06
inq_fi
0.06
initial_list_status_w
MISSING:
---
---
TOP CATEGORIES
1
11,158
92%
4,377
93%
0
1,022
8%
325
7%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
initial_list_status_w
PROVIDES INFORMATION ON...
acc_now_delinq
0.24
collections_12_mths_ex_med
0.00
verification_status_Verified
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
home_ownership_MORTGAGE
0.00
chargeoff_within_12_mths
0.00
application_type_Joint App
0.00
home_ownership_RENT
0.00
verification_status_Source Verified
0.00
open_il_12m
0.00
home_ownership_OWN
0.00
inq_last_6mths
0.00
hardship_flag_Y
0.00

THESE FEATURES
GIVE INFORMATION
ON initial_list_status_w:
verification_status_Verified
0.00
home_ownership_MORTGAGE
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
home_ownership_RENT
0.00
open_il_12m
0.00
collections_12_mths_ex_med
0.00
application_type_Joint App
0.00
acc_now_delinq
0.00
verification_status_Source Verified
0.00
inq_last_6mths
0.00
home_ownership_OWN
0.00
chargeoff_within_12_mths
0.00
hardship_flag_Y
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status_w
CORRELATION RATIO WITH...
out_prncp
0.11
loan_amnt
0.11
installment
0.08
total_rec_int
0.08
total_pymnt
0.06
total_bc_limit
0.05
mort_acc
0.05
total_rev_hi_lim
0.04
tot_hi_cred_lim
0.04
int_rate
0.04
tot_cur_bal
0.04
total_rec_prncp
0.04
max_bal_bc
0.04
bc_open_to_buy
0.04
application_type_Joint App
MISSING:
---
---
TOP CATEGORIES
0
10,400
85%
4,165
89%
1
1,780
15%
537
11%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
application_type_Joint App
PROVIDES INFORMATION ON...
verification_status_Verified
0.04
acc_now_delinq
0.02
home_ownership_MORTGAGE
0.01
verification_status_Source Verified
0.01
home_ownership_RENT
0.01
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
home_ownership_OWN
0.00
inq_last_6mths
0.00
initial_list_status_w
0.00
open_il_12m
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
hardship_flag_Y
0.00

THESE FEATURES
GIVE INFORMATION
ON application_type_Joint App:
verification_status_Verified
0.04
home_ownership_MORTGAGE
0.02
verification_status_Source Verified
0.01
home_ownership_RENT
0.01
inq_last_6mths
0.00
home_ownership_OWN
0.00
open_il_12m
0.00
collections_12_mths_ex_med
0.00
initial_list_status_w
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
hardship_flag_Y
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type_Joint App
CORRELATION RATIO WITH...
dti
0.25
total_rec_int
0.16
out_prncp
0.15
loan_amnt
0.15
installment
0.13
avg_cur_bal
0.12
mort_acc
0.10
tot_cur_bal
0.10
total_pymnt
0.10
tot_hi_cred_lim
0.10
num_actv_bc_tl
0.10
num_bc_sats
0.10
num_bc_tl
0.08
total_il_high_credit_limit
0.08
hardship_flag_Y
MISSING:
---
---
TOP CATEGORIES
0
11,832
97%
4,621
98%
1
348
3%
81
2%
ALL
12,180
100%
4,702
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_flag_Y
PROVIDES INFORMATION ON...
acc_now_delinq
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
inq_last_6mths
0.00
home_ownership_MORTGAGE
0.00
home_ownership_RENT
0.00
open_il_12m
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
initial_list_status_w
0.00
verification_status_Verified
0.00
verification_status_Source Verified
0.00
application_type_Joint App
0.00
home_ownership_OWN
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_flag_Y:
inq_last_6mths
0.00
open_il_12m
0.00
home_ownership_MORTGAGE
0.00
collections_12_mths_ex_med
0.00
home_ownership_RENT
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
verification_status_Source Verified
0.00
verification_status_Verified
0.00
chargeoff_within_12_mths
0.00
initial_list_status_w
0.00
acc_now_delinq
0.00
application_type_Joint App
0.00
home_ownership_OWN
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_flag_Y
CORRELATION RATIO WITH...
total_rec_int
0.09
out_prncp
0.07
installment
0.06
loan_amnt
0.06
int_rate
0.04
total_pymnt
0.03
all_util
0.03
inq_last_12m
0.03
num_rev_tl_bal_gt_0
0.03
num_actv_rev_tl
0.03
inq_fi
0.03
total_rec_late_fee
0.02
last_pymnt_amnt
0.02
mort_acc
0.02